Trucking Insurance for New Authority Bethany, Georgia
New Authority Truck Insurance Georgia
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Trucking Insurance for New Authority Bethany, Georgia
If you are searching for New Authority Truck Insurance Georgia. JDW Truckers Insurance specializes in New Authority Truck Insurance in Georgia. We help you get affordable commercial insurance rates for your new authority.
We offer quote from only the top rated commercial truck insurance companies who offer the best rates for your new authority in Georgia.
JDW will help get the the correct commercial truck insurance in place which will fit your budget and allow you to haul the cargo you want and need to in order to be successful.
We are here to answer your questions with fast and friendly service.
Trucking Insurance for New Authority Bethany, Georgia
We offer affordable new authority trucking insurance for the entire state of Georgia.
We Customize your New Authority Truck Insurance to Help you Save Money!
Our agents at JDW Truckers Insurance know trucking insurance in Georgia. We will explain the different options and commercial truck insurance requirements in Georgia.
We help you get the right coverages in place so you are no over paying for coverages you may not need. We also help you make sure you have the coverages you need in place. And we do this at affordable commercial truck insurance rates.
New Authority Truck Insurance Requirements and Options
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Auto Liability Insurance
- Your Auto Liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,00 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Trucking Insurance for New Authority Bethany, Georgia
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Trucking Insurance for New Authority Bethany, Georgia
Trucking Insurance for New Authority Bethany, Georgia
Bethany is an unincorporated community in Baker County, Georgia, United States.
Bethany is located at the intersections of Will White Road, Big Oak Road, and Bethany Road. This area is known as ‘six points’. Bogardus Road, Hamill Road, Rowe Taylor Road, Sanders Lane, Tom Sheffield Road, and Damascus Highway/Georgia Route 200 also rest in the area. It is located in Land Lot 326-District Seven of Baker County,
Bethany at one time supported several filling stations and a general store. They now sit empty. The town is also full of many abandoned homes and barns. The town was once home to: Bethany Store, Bethany Gin, Bethany Grist Mill, Bethany Peanut Shelter, and Bethany Cucumber Grading and Packing Shed, all are now demolished.
Bethany was founded in 1855 by James Blumer White, however the area was mostly woodland prior to 1850. Homesteaders were moving into Bethany via a land grant from the government during this period of the town’s history. The settlers mostly came from South Carolina and North Carolina.
In 1855 Blumer White built the first school house in the town, a small one-room log building, the building was also used as a church. (White being the school-master and J.E. Dykes being the pastor.) The area’s last school to be built was Bethany Consolidated School. It contained grades 1-9 and employed five teachers. There has not been a school in the town since the 1940s.
In the late 1890s a one room large frame building with roughly sawn heart pine lumber was built and served as a Missionary Baptist Church. Bethany Baptist Church was founded on May 11, 1894, with eleven families in the town. The congregation built a church building in 1895 at the cost of $150.00 on land given by Mr. Morgan Rye. By the time the church was complete it had a total of twenty members. Mr. J.E. Dykes was the first moderator and pastor. The present church building was started in 1950 and dedicated in June 1951. Mrs. Lemuel Wright Parr (Nancy Elizabeth White) was the only living charter member to witness the dedication. Mr. Parr had supplied the lumber for the original church and Mrs. Parr made the first and last donations for the present brick church. One member, Jerome Ethredge, became a missionary and took residence in Togo, Africa. The church now sits defunct and unused. As of 2011 the steeple has begun to collapse. Pleasant Hill Missionary Baptist Church is the area’s black church. It is still operational.
As of 2011 all that remains of Bethany is a small farming community. Few of the town’s original features remain, except for a few abandoned farmhouses, a general store, and Bethany Baptist Church and Cemetery.
31°16′01″N 84°08′55″W / 31.26694°N 84.14861°W
Choose the Right Agent
When choosing the agent, you want to represent you to the insurance companies. Pick an agent that is trained in commercial truck insurance. And make sure the agent you choose to work with is there when you need them. Our agents are trained in commercial truck insurance and are easy to contact. Email, phone call or text message. We respond quickly to our clients.
Certificate of Insurance
Not being able to get a quick COI could cost you money by not being able to pick up a load for the lack of a COI. Our clients at JDW Truckers Insurance are given access to our COI Portal where they can issue a COI 24/7 free of charge.
Insurance Companies Customer Service
Not only should you choose a responsive agent but you will want to be insured by a commercial insurance company who also responds to your requests and are there to help you in case of a claim or endorsements
AM Best Ratings
The AM Best Rating of the commercial truck insurance company you choose to insure your operation should not be over looked. You want to be insured by a trucking insurance company that has the financial stability to pay claims. Many shippers will require an AM Best Rating of A – minus of better. At JDW all of network of commercial truck insurance companies have an AM Best Rating of A – or better.
