Trucking Insurance for New Authority Barnesville, Georgia
New Authority Truck Insurance Georgia
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Trucking Insurance for New Authority Barnesville, Georgia
If you are searching for New Authority Truck Insurance Georgia. JDW Truckers Insurance specializes in New Authority Truck Insurance in Georgia. We help you get affordable commercial insurance rates for your new authority.
We offer quote from only the top rated commercial truck insurance companies who offer the best rates for your new authority in Georgia.
JDW will help get the the correct commercial truck insurance in place which will fit your budget and allow you to haul the cargo you want and need to in order to be successful.
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Trucking Insurance for New Authority Barnesville, Georgia
We offer affordable new authority trucking insurance for the entire state of Georgia.
We Customize your New Authority Truck Insurance to Help you Save Money!
Our agents at JDW Truckers Insurance know trucking insurance in Georgia. We will explain the different options and commercial truck insurance requirements in Georgia.
We help you get the right coverages in place so you are no over paying for coverages you may not need. We also help you make sure you have the coverages you need in place. And we do this at affordable commercial truck insurance rates.
New Authority Truck Insurance Requirements and Options
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Auto Liability Insurance
- Your Auto Liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,00 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Trucking Insurance for New Authority Barnesville, Georgia
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Trucking Insurance for New Authority Barnesville, Georgia
Trucking Insurance for New Authority Barnesville, Georgia
Barnesville is a city in Lamar County, Georgia, United States. As of the 2010 census, the city had a population of 6,755, up from 5,972 at the 2000 census. The city is the county seat of Lamar County and is part of the Atlanta metropolitan area.
Barnesville is located 37 miles northwest of Macon and 60 miles south of Atlanta.
Barnesville was once dubbed the “Buggy Capital of the South”, as the town produced about 9,000 buggies a year around the turn of the 20th century. Each year in the third week of September the town hosts an annual Buggy Days celebration.
Barnesville was founded in 1826 and named for Gideon Barnes, proprietor of a local tavern. In 1920, Barnesville was designated seat of the newly formed Lamar County.
Barnesville served as a major hospital site for wounded southern troops during the Civil War. Local families took wounded soldiers into their homes and treated them, with highly successful recovery rates. Major General William B. Bate, CSA of Hardees Corps., wounded in Atlanta at Utoy Creek on August 10, 1864, was treated here. After the war, General Bate was elected governor of Tennessee and served in the United States Senate until his death in 1912. He commented on his successful recovery as a result of the kindness of the local populace in Barnesville.
On the morning of April 28, 2011, at 12:38 A.M., a tornado rated EF3 on the Enhanced Fujita Scale with 140 miles per hour (230 km/h) winds touched down in Pike County, 4 miles (6 km) south of Meansville. The tornado went on to destroy several homes in Barnesville. Two deaths occurred in Barnesville along Grove Street. The tornado also destroyed a Chevron gas station and a church in Barnesville. Three tractor trailers were blown off Interstate 75 at approximately 1:02 A.M. This tornado was part of the 2011 Super Outbreak.
Barnesville is located south of the center of Lamar County at 33°3′11″N 84°9′22″W / 33.05306°N 84.15611°W (33.053090, -84.156217). U.S. Route 41 passes through the western, southern, and eastern outskirts of the city on a bypass; the highway leads northwest 16 miles (26 km) to Griffin and east 13 miles (21 km) to Forsyth. U.S. Route 341 branches off US 41 on the south side of Barnesville and leads southeast 53 miles (85 km) to Perry, where it rejoins US 41. Georgia State Route 18 follows US 41 around the southern and eastern sides of Barnesville but leads west 11 miles (18 km) to Zebulon. State Route 36 follows the western side of the Barnesville bypass and leads northeast 22 miles (35 km) to Jackson and southwest 16 miles (26 km) to Thomaston.
According to the United States Census Bureau, Barnesville has a total area of 6.1 square miles (15.9 km), of which 6.07 square miles (15.73 km2) are land and 0.05 square miles (0.12 km), or 0.78%, are water.
Barnesville sits on a low ridge at an elevation of 850 feet (260 m) above sea level. Hog Mountain rises above the city to the north, with a summit elevation of 1,015 feet (309 m). The north side of the city drains via Big Towaliga Creek to the Little Towaliga River, the Towaliga River, and eventually the Ocmulgee River. The east side drains via Tobesofkee Creek to the Ocmulgee south of Macon. The south end of the city drains via Tobler Creek to the Flint River, and the west side drains via Little Potato Creek, then Potato Creek, to the Flint River. Because the Ocmulgee River ultimately drains to the Atlantic Ocean and the Flint River ultimately to the Gulf of Mexico, Barnesville sits on the Eastern Continental Divide.
As of the 2020 United States census, there were 6,292 people, 2,056 households, and 1,028 families residing in the city.
As of the census of 2011, there were 6,669 people, 2,079 households, and 1,382 families residing in the city. The population density was 1,055.9 inhabitants per square mile (407.7/km2). There were 2,257 housing units at an average density of 399.1 per square mile (154.1/km). The racial makeup of the city was 48.11% White, 49.87% African American, 0.15% Native American, 0.33% Asian, 0.03% Pacific Islander, 0.57% from other races, and 0.94% from two or more races. Hispanic or Latino of any race were 1.69% of the population.
There were 2,079 households, out of which 31.5% had children under the age of 18 living with them, 37.1% were married couples living together, 25.3% had a female householder with no husband present, and 33.5% were non-families. 29.0% of all households were made up of individuals, and 12.0% had someone living alone who was 65 years of age or older. The average household size was 2.47 and the average family size was 3.04.
In the city, the population was spread out, with 23.6% under the age of 18, 17.7% from 18 to 24, 26.4% from 25 to 44, 18.5% from 45 to 64, and 13.8% who were 65 years of age or older. The median age was 32 years. For every 100 females, there were 83.8 males. For every 100 females age 18 and over, there were 78.6 males.
The median income for a household in the city was $30,375, and the median income for a family was $36,492. Males had a median income of $26,740 versus $20,160 for females. The per capita income for the city was $15,423. About 16.1% of families and 20.3% of the population were below the poverty line, including 31.5% of those under age 18 and 15.6% of those age 65 or over.
The Lamar County School District holds pre-school to grade twelve, and consists of two elementary schools, a middle school, and a high school. The district has 143 full-time teachers and over 2,600 students.
The Barnesville-Lamar County Chamber of Commerce hosts three annual festivals each year.
Barnesville was the location of an auto accident that killed 16-year-old Jeanette Clark, who was on a date with J.L. Hancock, also 16, on December 22, 1962. This accident was rumored to be the inspiration of the hit song “Last Kiss” written by Wayne Cochran, Joe Carpenter, Randall Hoyal & Bobby McGlon (1961). Hancock was driving a 1954 Chevrolet on the Saturday before Christmas with some friends. In heavy traffic on U.S. Highway 341 their car hit a tractor-trailer carrying a load of logs. Clark, Hancock and Wayne Cooper were killed. Cochran lived on Georgia’s Route 19/41 when he wrote “Last Kiss”, only 15 miles away from the crash site. He rerecorded “Last Kiss” for release on King Records in 1963 and dedicated it to Clark, a fact which probably explains the association of the song with the tragic crash.
The 2018 HBO miniseries Sharp Objects, starring Amy Adams, filmed many of its exterior scenes for the fictional town of Wind Gap, Missouri, in Barnesville and the surrounding area. A large mural reading “Welcome to Wind Gap” remains in the town painted by artist Andrew Patrick Henry.
Choose the Right Agent
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Certificate of Insurance
Not being able to get a quick COI could cost you money by not being able to pick up a load for the lack of a COI. Our clients at JDW Truckers Insurance are given access to our COI Portal where they can issue a COI 24/7 free of charge.
Insurance Companies Customer Service
Not only should you choose a responsive agent but you will want to be insured by a commercial insurance company who also responds to your requests and are there to help you in case of a claim or endorsements
AM Best Ratings
The AM Best Rating of the commercial truck insurance company you choose to insure your operation should not be over looked. You want to be insured by a trucking insurance company that has the financial stability to pay claims. Many shippers will require an AM Best Rating of A – minus of better. At JDW all of network of commercial truck insurance companies have an AM Best Rating of A – or better.