Owner Operator Trucking Insurance Owner Operator Commercial Truck Insurance Quotes Online Georgia General Liability Insurance for Truckers General liability insurance for truckers should not be confused with primary liability for truckers. Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two. For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond. The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean? It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims. General liability can be required by shippers and other companies such as the UIIA and flatbed operations. If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
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