Owner Operators Truck Insurance Near Me Manassas, Virginia
JDW Truckers Insurance can answer your questions regarding Owner Operators Truck Insurance Near Me Manassas, Virginia. We work with the top commercial truck insurance companies and will help you find affordable owner operators truck insurance.
We have a large network of commercial truck insurance companies Manassas, Virginia with high AM Best Rating so when JDW Truckers Insurance helps you get your owner operators truck insurance in Manassas, Virginia in place you will be insured by a financially stable commercial truck insurance company. This is important for many reasons. Contact JDW Truckers Insurance and our agents will review the reasons owner operators should choose their insurance company wisely. Not all owner operator truck insurance policy are created equally.
We will help you customize your owner operators trucking insurance policy to suit your needs and fit your budget.
From one application we can shop & compare commercial truck insurance rates for the top-rated commercial truck insurance companies for you. We will help you find the required commercial truck insurance coverages at affordable rates.
Here are some of the top 10 commercial truck insurance companies which offer commercial truck insurance quotes.
We know trucking and the commercial trucking insurance requirements
- Knight
- Trisura
- Berkley Prime
- Falls Lake
- Progressive
- Travelers
- Seneca
- Great Lakes
- Allied World
- Allianz
- Ace Hazmat
- ACE Fleet
- United Specialty
- Hudson Fleet
- Markel
- Chubb
- Tokio Marine
- National General
- Lexington
- AIG
- Great American
- ACE / Westchester
- NICO
- National Casualty / Nationwide
- Scottsdale Brokerage
- IAT
- Crum Forster
- Canal
- Northland
- USLI
- James River
- IFG – Burlington
- Penn-America
- Century
- Hallmark
- Carolina Casualty
- Protective
Auto Liability Insurance
- Your auto liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,000 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Excess Liability Insurance
- Excess liability can sometimes be called umbrella insurance.
- The excess liability policy sits on top of your primary liability policy.
- For example, if you have $1,000,000 in primary lability coverage and you have a claim which exceeds the policy limit of $1,000,000. In most cases that is all the insurance carriers will try to pay out for a claim.
- Excess policy coverage starts at $1,000,000 and go up.
- So, let’s say you say you purchased a $1,000,000 excess policy. Now if you have a claim that is $1,500,000. Your primary would pay the first $1,000,000 and your excess would pay the remaining.
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Non-Owned Trailer Insurance vs Trailer Interchange (TI)
- Both are insurance coverages are designed to cover damage to others trailers.
- Deductibles for either can range from $1,000 to $5,000.
- Coverage limits for either can range from $25,000 and up depending on the requirements of the company and/or shipper freight you are hauling for.
The difference between Non-Owned Trailer coverage and Trail Interchange coverage
- Non-owned trailer insurance covers physical damage to the trailer only when attached to a truck. And no written agreement is place.
- Trailer Interchange requires a written trailer interchange agreement to be in place. It can provide protection when you have care, custody and control of one, or many, trailers. Whether the trailer is attached to your truck or not.
Manassas , formerly Manassas Junction, is an independent city in the Commonwealth of Virginia, United States. The population was 42,772 at the 2020 Census. It is the county seat of Prince William County, although the two are separate jurisdictions. Manassas borders the independent city of Manassas Park, Virginia. The Bureau of Economic Analysis includes both Manassas and Manassas Park with Prince William County for statistical purposes.
Manassas contains several historic sites dating from 1850 to 1870. Manassas surrounds the 38-acre (15-hectare) county courthouse, which is located on county property.
Manassas is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV Metropolitan Statistical Area and is in the Northern Virginia region.
In July 1861, the First Battle of Bull Run—also known as the Battle of First Manassas —was fought nearby, the first major land battle of the American Civil War. Manassas commemorated its 150th anniversary on July 21–24, 2011.
The Second Battle of Bull Run (or the Battle of Second Manassas) was fought near Manassas on August 28–30, 1862. At that time, Manassas Junction was little more than a railroad crossing, but a strategic one, with rails leading to Richmond, Virginia, Washington, D.C., and the Shenandoah Valley. Despite these two Confederate victories, Manassas Junction was in Union hands for most of the war.
Following the war, the crossroads grew into the town of Manassas, which was incorporated in 1873. In 1894, Manassas was designated the county seat of Prince William County, replacing Brentsville. In 1975, Manassas was incorporated as an independent city, and as per Virginia law, was separated from Prince William County.
Manassas is home to Annaburg, built in 1892 by Robert Portner as a summer home. It is believed to be one of the first homes in the United States to have mechanical air conditioning. Annaburg was purchased by the City of Manassas in July 2019 to be restored and preserved as a public park.
The Manassas Historic District; Liberia, a plantation house; the Manassas Water Tower; the Cannon Branch Fort; the Mayfield Fortification; the Manassas Industrial School for Colored Youth; and Annaburg are listed on the National Register of Historic Places.
Manassas is mainly served by I-66, U.S. 29, Virginia State Route 234 Business and Virginia State Route 28.
According to the United States Census Bureau, the city has a total area of 9.9 square miles (25.6 km), of which 9.9 square miles (25.6 km) is land and 0.1 square miles (0.3 km) (0.5%) is water.
The climate in this area is characterized by hot, humid summers and generally mild to cool winters. According to the Köppen Climate Classification system, Manassas has a humid subtropical climate, abbreviated “Cfa” on climate maps. Average monthly temperatures range from 33.3 °F (0.7 °C) in January to 76.7 °F (24.8 °C) in July. The local hardiness zone is 7a.
According to the census of 2020, the population of the City of Manassas was 42,772 which represented a 13.1% growth in population since the last census in 2010. The racial breakdown per the 2020 Census for the city is as follows:
42.9% of the population was of Hispanic or Latino origin. This can be broken up ethnically as follows (2010 numbers):
The population density for the city is 3,782.1 people per square mile, and there are an estimated 13,103 housing units in the city with an average housing density of 1,310.3 per square mile. The greatest percentage of housing values of owner-occupied homes (34.8%) is $300,000 to $499,999, with a median owner-occupied housing value of $259,100. The city’s highest period of growth was from 1980 to 1989, when 35% of the city’s housing stock was constructed.
The ACS estimated median household income for the city in 2020 was $86,227. 36% of the population has a college degree. Almost as many people commute into the City of Manassas for work (13,316) as out (13,666), with the majority of out commuters traveling to Fairfax and Prince William counties for their jobs. Unemployment in the city as of February, 2022 was 2.5%, which was below that of the United States at 3.8%. Of the 21,221 working age residents, 20,620 were employed. City residents are primarily employed in Professional, Scientific and Technical Services, and Health Care and Social Assistance.
The Manassas Regional Airport has 26 businesses operating out of the airport property. There are 415 based airplanes and two fixed-base operators, APP Jet Center and Dulles Aviation. The Manassas Regional Airport has land available for development.
The city’s third-largest employer is Micron Technology. Headquartered in Boise, Idaho, this manufacturer of semiconductors operates its wafer factory in Manassas, where it employs 1,650 people directly, and several hundred others through vendor contracts. In December 2018, Micron began a $3 billion-dollar expansion project at the Manassas site, and it’s expected to create 1,100 jobs by 2030. Other major employers include Lockheed Martin (1500 employees) and the Novant Prince William Health System (1400 employees). In 2019 High Purity Systems, a locally based high-tech contracting company, announced plans to invest $8.5 million in new facilities to triple production capability, marking the continued expansion of high-tech firms in the area.
11% of people working in Manassas live in the city, while 89% commute in. 36% commute from Prince William County and 18% commute from Fairfax. Additionally 16,700 people commute from Manassas to the surrounding areas. In 2016, 3.3% of Manassas residents were unemployed.
In 2017 the city created new “streetscape standards” and announced plans for the Mathis Avenue Streetscape Project, aimed at developing Mathis Avenue from Sudley Road to Liberia Avenue into a more pedestrian-friendly, walkable area with significantly improved traffic congestion. The plan is estimated to cost the city $7.3 million and to be completed by 2024.
First Friday festivals occur on the first Friday of every month, when the city showcases local art and organizes themed activities. The city museum opened in 1973 in preparation for the city’s centennial and is currently undergoing a renovation and expansion to be completed in Fall 2023.
Manassas has a council-manager system of government. As of October 2021 the city manager is William Patrick Pate; the mayor is Michelle Davis-Younger; and the vice mayor is Pamela J. Sebesky.
The City of Manassas is served by the Manassas City Public Schools. There are five elementary schools in Manassas, two intermediate schools, a middle school, and a high school. In 2006, Mayfield Intermediate School opened, serving students in fifth and sixth grade. Due to growth, Baldwin Intermediate School opened in September 2017, also serving 5th and 6th graders.
Some schools in the Prince William County Public Schools district have Manassas addresses, though they are located, and serve areas, outside the Manassas city limits.
Seton School, a private Roman Catholic junior and senior high school affiliated with the Diocese of Arlington, provides Catholic education from its Manassas location. The All Saints Catholic School at the All Saints Parish provides Catholic Education from pre-K through 8th grade. The All Saints Catholic School was a Presidential Blue Ribbon Award winner in 2009.
Also in the vicinity of Manassas are branch campuses of American Public University System, George Mason University, Northern Virginia Community College, ECPI College of Technology and Strayer University. Though some of these are just outside the city limits in Prince William County, NVCC and Strayer call these branches their Manassas Campuses.
Public schools in Manassas:
The major roads into and out of Manassas are Virginia State Route 28, Virginia State Route 234 and Virginia State Route 234 Business. I-66 and US-29 service Manassas, but neither passes through the city itself.
Manassas Regional Airport is within the city limits. It is the busiest general aviation airport in Virginia, with more than 415 aircraft and 26 businesses based onsite, including charter companies, avionics, maintenance, flight schools and aircraft services.
Between 2019 and 2021 APP Jet Center, a jet servicing company, built three new hangars fit for larger private planes along with extensive renovations to their existing hangars.
Manassas began life as Manassas Junction, so named for the railroad junction between the Orange and Alexandria Railroad and the Manassas Gap Railroad. The O&A owned the railway from Alexandria through Manassas to points south, ending in Orange, Virginia, while the MGRR was an independent line constructed from Manassas Junction through the Manassas Gap westward. In addition Manassas was the site of the first large scale military use of railroad transportation.
These original routes are now owned by the Norfolk Southern railroad. Amtrak and the Virginia Railway Express (VRE) provide regular inter-city and commuter service to the city and surrounding area on the tracks owned by NS. Manassas station is served by VRE and three Amtrak routes: the New York City to Chicago Cardinal, Boston to Roanoke Northeast Regional, and New York to New Orleans Crescent.
The train station was also used for the cover photo of Stephen Stills’ album Manassas.
Media related to Manassas, Virginia at Wikimedia Commons
Small Fleet Commercial Truck Insurance
Small fleet truck insurance encompasses a large portion commercial truck insurance policies that are written for truckers. You need an agent that understands these markets.
We will explain your options in detail. We answer your questions. How many trucks can I grow to? Can I add and remove trucks? How fast can I swap trucks? Can I have owner operators leased on? How fast can I get a COI?
Small fleet truck insurance pricing starts at 3 trucks. We work with 20 plus commercial truck insurance companies to help you find the best commercial truck insurance rates. Our carriers have high AM Best Ratings.
GET SMALL FLEET TRUCK INSURANCE QUOTES HERE
UIIA Insurance
No matter if you are a seasoned trucking operation hauling UIIA intermodal or you are looking to expand the cargo you are hauling. We have markets to help you either way.
Does your policy have the CA 2317 endorsement? What chassis pools are your working with? If you work with an EP that in not on the UIIA EP list. How is this handled? For example, Direct Chassis. Does your trailer interchange offer the same coverage as non-owned trailer coverage? Do you have the correct blanket AI and WOS endorsements? Do I need workers compensation? Can I work ports and rails? Is there a radius limit? You do not want to buy a commercial truck insurance policy only to find out it will not offer the correct UIIA coverages. Your agent should have a network of commercial truck insurance companies who offer the correct UIIA endorsements on your policy?
New Authority Truck Insurance Quotes
Shopping for the Best Trucking Insurance for New Authority can be task that never seems to end. You get phone call after phone call. And in many cases each agent you speak with may have a different story concerning what type of coverages you need and what is a good price. Chances are most new authorities shop for the best price. You want the least expensive but buying based upon price only could cost you more money in the long run. What if you buy insurance for your new authority based upon price only? Then find out shortly after you have paid your deposit and your policy is in place. The agent who sold you this policy did not tell you the restrictions your commercial truck insurance company has in place. They may not offer coverage for certain types of cargo or may restrict your growth. There are many pitfalls for buying just based upon price. It is good to shop and compare quotes, but do it based upon price and the know the restrictions that maybe enforced by the carrier. Not knowing these restrictions could get your policy cancelled. Or you may have to cancel the policy yourself to get insurance coverage with another carrier. Either way this could put you back to ground zero and cost you money. Talk with an agent at JDW Truckers Insurance who will help you shop for the best price with the correct coverages.
