Owner Operators Truck Insurance Near Me Mableton, Georgia
JDW Truckers Insurance can answer your questions regarding Owner Operators Truck Insurance Near Me Mableton, Georgia. We work with the top commercial truck insurance companies and will help you find affordable owner operators truck insurance.
We have a large network of commercial truck insurance companies Mableton, Georgia with high AM Best Rating so when JDW Truckers Insurance helps you get your owner operators truck insurance in Mableton, Georgia in place you will be insured by a financially stable commercial truck insurance company. This is important for many reasons. Contact JDW Truckers Insurance and our agents will review the reasons owner operators should choose their insurance company wisely. Not all owner operator truck insurance policy are created equally.
We will help you customize your owner operators trucking insurance policy to suit your needs and fit your budget.
From one application we can shop & compare commercial truck insurance rates for the top-rated commercial truck insurance companies for you. We will help you find the required commercial truck insurance coverages at affordable rates.
Here are some of the top 10 commercial truck insurance companies which offer commercial truck insurance quotes.
We know trucking and the commercial trucking insurance requirements
- Knight
- Trisura
- Berkley Prime
- Falls Lake
- Progressive
- Travelers
- Seneca
- Great Lakes
- Allied World
- Allianz
- Ace Hazmat
- ACE Fleet
- United Specialty
- Hudson Fleet
- Markel
- Chubb
- Tokio Marine
- National General
- Lexington
- AIG
- Great American
- ACE / Westchester
- NICO
- National Casualty / Nationwide
- Scottsdale Brokerage
- IAT
- Crum Forster
- Canal
- Northland
- USLI
- James River
- IFG – Burlington
- Penn-America
- Century
- Hallmark
- Carolina Casualty
- Protective
Auto Liability Insurance
- Your auto liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,000 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Excess Liability Insurance
- Excess liability can sometimes be called umbrella insurance.
- The excess liability policy sits on top of your primary liability policy.
- For example, if you have $1,000,000 in primary lability coverage and you have a claim which exceeds the policy limit of $1,000,000. In most cases that is all the insurance carriers will try to pay out for a claim.
- Excess policy coverage starts at $1,000,000 and go up.
- So, let’s say you say you purchased a $1,000,000 excess policy. Now if you have a claim that is $1,500,000. Your primary would pay the first $1,000,000 and your excess would pay the remaining.
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Non-Owned Trailer Insurance vs Trailer Interchange (TI)
- Both are insurance coverages are designed to cover damage to others trailers.
- Deductibles for either can range from $1,000 to $5,000.
- Coverage limits for either can range from $25,000 and up depending on the requirements of the company and/or shipper freight you are hauling for.
The difference between Non-Owned Trailer coverage and Trail Interchange coverage
- Non-owned trailer insurance covers physical damage to the trailer only when attached to a truck. And no written agreement is place.
- Trailer Interchange requires a written trailer interchange agreement to be in place. It can provide protection when you have care, custody and control of one, or many, trailers. Whether the trailer is attached to your truck or not.
Mableton is a city in Cobb County, Georgia, United States. Voters of the unincorporated area of Mableton approved a referendum to incorporate on November 8, 2022, and six council members were elected on March 21, 2023, with Michael Owens elected as Mayor in a runoff on April 21, 2023. According to the 2020 census, Mableton has a population of 78,000. Upon Brookhaven’s cityhood in December 2012, Mableton was previously the largest unincorporated CDP in Metro Atlanta. With boundaries described in Appendix A of House Bill 839, Mableton is set to become the largest city in Cobb County in terms of population, and will include historical Mableton, along with the Six Flags area, areas of unincorporated Smyrna, and other residents of unincorporated South Cobb. While 53% of voters approved the referendum, many residents are already exploring deannexation.
Between the 16th and 19th centuries, most of the land in present-day southern Cobb County belonged to the Cherokee and Creek. Two Native American villages were established near the area that will later become known as Mableton – the settlements of Sweet Water Town and Nickajack. Both tribes coinhabited the area peacefully, with one legend claiming that eventual ownership of the area by the Cherokee was settled via a ball game. One of the earliest known records of white Europeans being aware of the inhabitants is an 1839 map depicting a ‘Nickajack Creek’ converging with the Chattahoochee River south and west of the Standing Peachtree settlement.
The town was named after Scottish immigrant Robert Mable (1803-1885), who on September 11, 1843, bought 300 acres (approximately 120 hectares or 1.2 km) of land in southern Cobb County from the Georgia Land Lottery of 1832. Mable was a millwright and farmer who grew cotton, corn, potatoes, and sorghum in the area; he owned between 11 and 48 slaves by 1860. According to oral interviews, Mable was a “fair and kind” enslaver who educated slave children alongside his own, and eventually also liberated his slaves before any government mandate ordered him to. The Robert Mable House and Cemetery, located off U.S. 78 on Floyd Road just north of Clay Road, now includes an amphitheater which hosts public events.
More white settlers moved into the northern edge of Mableton by Nickajack Creek, near Smyrna, in the mid-1800s. They formed a community initially known as ‘Mill Grove’, and later ‘Nickajack.’ The creek provided ample power to run grist, saw, cotton, and woolen mills. A covered bridge, originally built c. 1848–1850, traverses the stream and is now part of a historical district. It is one of the few remaining covered bridges in Georgia, and still highly active today after it was later buttressed to handle automobile traffic. A notable resident of the area during that period was John Gann, Cobb County’s first state senator. His home, built in 1841, still stands today and is also part of the historical district.
During the Atlanta campaign of the Civil War, Union officers Walter Q. Gresham and Francis P. Blair Jr. of the XVII Corps reached Mableton on July 3, 1864, after the Union defeat at Kennesaw. Gresham replenished his troops’ supplies and received medical care at Robert Mable’s house, and camped for the night before advancing to Atlanta. The house was spared from the carnage of Sherman’s March to the Sea.
The Georgia Pacific Railway (later absorbed by Southern Railway and today known as the Norfolk Southern Railway) opened a railroad station in Mableton in December 1881. The chief engineer erected a sign displaying ‘Mableton’ upon completion of the station in honor of Robert. The first train from Atlanta arrived at the station just before Christmas. Shortly after, the post office was established on June 28, 1882. This replaced the post office in Bryantville, a former settlement about two miles (3.2 km) southeast. The arrival of the railroad allowed Mableton to act as a commercial hub for then-rural Cobb County. Cotton export flourished throughout the county from the 1890s until the Great Depression.
On August 19, 1912, Mableton was incorporated as a town but was disincorporated on August 17, 1916. In that year, the town suffered from a heavy flood, resulting in an unexpected tax burden being placed upon the residents for repairs. But after locals successfully demanded that a tax on storm drains be shared by all of Cobb County instead, the town’s charter was revoked and Mableton was disincorporated. H.A. Glore, a medical doctor from Atlanta Medical College (now Emory University), served as the town’s mayor during this time.
Mableton is located at 33°48′48″N 84°34′18″W / 33.81333°N 84.57167°W (33.813355, -84.571691). The Chattahoochee River acts as the southeast border, separating Cobb County from west Fulton County — where the historic African-American neighborhood of Collier Heights and the former site of the Bankhead Courts housing project are nearby. Two suburban cities directly border Mableton: Austell in the west and Smyrna in the north. Lithia Springs, an unincorporated community, is directly southwest.
Mableton is approximately 15 miles west-northwest from the city of Atlanta, and approximately 20 miles from Hartsfield-Jackson Atlanta International Airport.
The 5-year estimates of the 2018 ACS state that 39.2% of the population was White, 48.5% African American, 0.2% Native American/Alaska Native, 2.2% Asian, 0.0% Native Hawaiian/Pacific Islander, 6.2% from some other race alone, and 3.7% from two or more races. Hispanic or Latino of any race were 18.0% of the population. Individuals who identified as White alone, not Hispanic or Latino, were 30.3% of the population.
As of the census of 2000, there were 11,339 housing units at an average density of 550.8 per square mile (212.7/km). There were 10,894 households, out of which 34.9% had children under the age of 18 living with them, 53.5% were married couples living together, 14.5% had a female householder with no husband present, and 26.9% were non-families. 21.2% of all households were made up of individuals, and 6.7% had someone living alone who was 65 years of age or older. The average household size was 2.72 and the average family size was 3.12.
The City of Mableton was approved by the voters in a referendum on the General Election Ballot on November 8, 2022.
The referendum was the result of the General Assembly’s passage of House Bill (HB-839), which set the boundaries of the city, established city council districts, and laid out the powers of the Mayor and Council. The law also established March 21, 2023, as the date for a special election for the first Mayor and Council Members.
In the election held March 21, 2023, Aaron Carman received 35.79 percent of the vote to 30.56 percent for Michael Owens. Both candidates proceeded to a run-off special election held April 18, 2023.
On April 18, 2023, for the first time in 107 years, Mableton elected Michael Owens as its first mayor. Michael Owens defeated Aaron Carman Tuesday in the runoff election to lead the new city, according to results from Cobb elections. Owens received 56% (3,396 votes) to Carman’s 44% (2,703 votes).
Owens, a Marine veteran, cybersecurity executive and former chair of the Cobb Democratic Party, becomes Mableton’s first mayor since its brief existence as a city from 1912 to 1916.
The public-use, general aviation Fulton County Airport (Brown Field) is adjacent to Mableton’s southeast border with Fulton County. It includes two runways and handles approximately 65,000 operations annually.
The Silver Comet Trail runs through Mableton. It is a 61.5 mile paved trail with a 2% grade, beginning in Smyrna and ending at the Georgia-Alabama state line near Cedartown, GA.
Heritage Park is a smaller trail running along Nickajack Creek that ultimately connects to the Comet. A notable landmark includes the ruins of a woolen mill built in the 1860s.
The Historic Mableton Community Garden is located at 5178 Floyd Road.
Governor Roy Barnes provided a state grant for construction of a 2,500-seat amphitheater shortly after his appointment in 2000, fulfilling residents’ desire dating back from the 1970s. The Mable House Barnes Amphitheater is a $7 million state and local investment and attracts numerous high-profile acts.
Six Flags Over Georgia is located near Mableton’s border with Austell, adjacent to I-20. The park is home to 11 roller coasters, the first “floorless” freefall tower ride in the world, and a fully-functional carousel from 1908 listed in the National Register of Historic Places.
The Cobb County School District operates several public schools in the area:
The Georgia Japanese Language School (GJLS; ジョージア日本語学校 Jōjia Nihongo Gakkō), a part-time supplementary Japanese school, holds its classes at the Lindley 6th Grade Academy in Mableton; Lindley was previously occupied by the W. H. Barnes Education Center. The GJLS originally opened with nine students in 1974 at Oglethorpe University, serving grades 1 through 9. The school moved to W.H. Barnes in 2002.
Whitefield Academy, a Christ-centered college preparatory school in Smyrna, is near Mableton.
The SAE School is an “independent project-based learning school” for pre-school to 8th grade students located in Mableton.
Primrose Schools, a private school for early preschool children, is in the Providence neighborhood of Mableton.
In the summer of 2010, more than a hundred residents, bureaucrats, politicians, architects, designers and traffic engineers spent a week designing a vision for a redeveloped downtown Mableton. It was then formalized by Duany Plater-Zyberk into a plan that was unanimously approved by Cobb County’s Board of Commissioners in 2013. The establishment of the new Mableton Town Center (MTC) is part of the county’s 2040 Comprehensive Plan.
As of late 2020, Embry Development Company is in talks with the Cobb County Board of Commissioners to begin construction of a 31-acre mixed-use commercial/residential plaza at Mableton Parkway and Old Powder Springs Road. The development calls for 81 town homes, 46 “courtyard cottage” style houses, 21 detached single-family homes, and 13,500 square feet of retail and restaurant space. The particular area, in addition to establishments along Veterans Memorial Highway (U.S. 78), is largely dated and rundown, with some businesses failing to adhere to building codes.
Another company, Garner Group, is also redeveloping a nearly 40 year old strip mall along Floyd Road and East-West Connector into a mixed-use, pedestrian-friendly plaza. There will be 360 luxury apartments and 42 townhomes on the 60-acre site, with the entire development occupying about 720,000 square feet. Planning Commission Chair Galt Porter, proponent of the plan, stated of the recent growth in the area: “It’s probably been 15 to 20 years since there’s been a market rate development of apartments anywhere close to this…you have to go to Smyrna to get something, or you have to go out all the way into Powder Springs to get something. There’s just nothing in this area.” The project was approved by the Cobb County Board of Commissioners on October 21, 2020.
In 2020, a local initiative known as the South Cobb Alliance fostered a debate for cityhood. A feasibility study conducted by the Carl Vinson Institute of Government stated that the potential city would generate $11.3 million in operating expenses and $14.6 million in revenue. Alternatively, nearby Smyrna considered annexing parts of Mableton. This move would have made Smyrna the largest city in Cobb County, surpassing the county seat of Marietta, and ultimately disrupt Mableton’s cityhood efforts.
Following the 2022 midterm elections, a referendum on cityhood was passed, with 13,162 in favor of Mableton’s cityhood and 11,675 rejecting it. It is set to become the largest city in Cobb County in terms of population, with the new city incorporating about 77,000 residents. The proposed city limits also include areas of unincorporated Smyrna and Austell.
https://www.wsbtv.com/news/local/cobb-county/crowded-first-council-meeting-mableton-met-with-confusion/OSZJ7AFOUNBUDES45KPKP3PNBI/
Small Fleet Commercial Truck Insurance
Small fleet truck insurance encompasses a large portion commercial truck insurance policies that are written for truckers. You need an agent that understands these markets.
We will explain your options in detail. We answer your questions. How many trucks can I grow to? Can I add and remove trucks? How fast can I swap trucks? Can I have owner operators leased on? How fast can I get a COI?
Small fleet truck insurance pricing starts at 3 trucks. We work with 20 plus commercial truck insurance companies to help you find the best commercial truck insurance rates. Our carriers have high AM Best Ratings.
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UIIA Insurance
No matter if you are a seasoned trucking operation hauling UIIA intermodal or you are looking to expand the cargo you are hauling. We have markets to help you either way.
Does your policy have the CA 2317 endorsement? What chassis pools are your working with? If you work with an EP that in not on the UIIA EP list. How is this handled? For example, Direct Chassis. Does your trailer interchange offer the same coverage as non-owned trailer coverage? Do you have the correct blanket AI and WOS endorsements? Do I need workers compensation? Can I work ports and rails? Is there a radius limit? You do not want to buy a commercial truck insurance policy only to find out it will not offer the correct UIIA coverages. Your agent should have a network of commercial truck insurance companies who offer the correct UIIA endorsements on your policy?
New Authority Truck Insurance Quotes
Shopping for the Best Trucking Insurance for New Authority can be task that never seems to end. You get phone call after phone call. And in many cases each agent you speak with may have a different story concerning what type of coverages you need and what is a good price. Chances are most new authorities shop for the best price. You want the least expensive but buying based upon price only could cost you more money in the long run. What if you buy insurance for your new authority based upon price only? Then find out shortly after you have paid your deposit and your policy is in place. The agent who sold you this policy did not tell you the restrictions your commercial truck insurance company has in place. They may not offer coverage for certain types of cargo or may restrict your growth. There are many pitfalls for buying just based upon price. It is good to shop and compare quotes, but do it based upon price and the know the restrictions that maybe enforced by the carrier. Not knowing these restrictions could get your policy cancelled. Or you may have to cancel the policy yourself to get insurance coverage with another carrier. Either way this could put you back to ground zero and cost you money. Talk with an agent at JDW Truckers Insurance who will help you shop for the best price with the correct coverages.