Owner Operators Commercial Truck Insurance Near Me The Woodlands, Texas
JDW Truckers Insurance can answer your questions regarding Owner Operators Commercial Truck Insurance Near Me The Woodlands, Texas. We work with the top commercial truck insurance companies and will help you find affordable owner operators truck insurance.
We have a large network of commercial truck insurance companies The Woodlands, Texas with high AM Best Rating so when JDW Truckers Insurance helps you get your owner operators truck insurance in The Woodlands, Texas in place you will be insured by a financially stable commercial truck insurance company. This is important for many reasons. Contact JDW Truckers Insurance and our agents will review the reasons owner operators should choose their insurance company wisely. Not all owner operator truck insurance policy are created equally.
We will help you customize your owner operators trucking insurance policy to suit your needs and fit your budget.
From one application we can shop & compare commercial truck insurance rates for the top-rated commercial truck insurance companies for you. We will help you find the required commercial truck insurance coverages at affordable rates.
Here are some of the top 10 commercial truck insurance companies which offer commercial truck insurance quotes.
We know trucking and the commercial trucking insurance requirements
- Knight
- Trisura
- Berkley Prime
- Falls Lake
- Progressive
- Travelers
- Seneca
- Great Lakes
- Allied World
- Allianz
- Ace Hazmat
- ACE Fleet
- United Specialty
- Hudson Fleet
- Markel
- Chubb
- Tokio Marine
- National General
- Lexington
- AIG
- Great American
- ACE / Westchester
- NICO
- National Casualty / Nationwide
- Scottsdale Brokerage
- IAT
- Crum Forster
- Canal
- Northland
- USLI
- James River
- IFG – Burlington
- Penn-America
- Century
- Hallmark
- Carolina Casualty
- Protective
Auto Liability Insurance
- Your auto liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,000 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Excess Liability Insurance
- Excess liability can sometimes be called umbrella insurance.
- The excess liability policy sits on top of your primary liability policy.
- For example, if you have $1,000,000 in primary lability coverage and you have a claim which exceeds the policy limit of $1,000,000. In most cases that is all the insurance carriers will try to pay out for a claim.
- Excess policy coverage starts at $1,000,000 and go up.
- So, let’s say you say you purchased a $1,000,000 excess policy. Now if you have a claim that is $1,500,000. Your primary would pay the first $1,000,000 and your excess would pay the remaining.
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Non-Owned Trailer Insurance vs Trailer Interchange (TI)
- Both are insurance coverages are designed to cover damage to others trailers.
- Deductibles for either can range from $1,000 to $5,000.
- Coverage limits for either can range from $25,000 and up depending on the requirements of the company and/or shipper freight you are hauling for.
The difference between Non-Owned Trailer coverage and Trail Interchange coverage
- Non-owned trailer insurance covers physical damage to the trailer only when attached to a truck. And no written agreement is place.
- Trailer Interchange requires a written trailer interchange agreement to be in place. It can provide protection when you have care, custody and control of one, or many, trailers. Whether the trailer is attached to your truck or not.
The Woodlands is a special-purpose district and census-designated place (CDP) in the U.S. state of Texas in the Houston–The Woodlands–Sugar Land metropolitan statistical area. The Woodlands is primarily located in Montgomery County, with portions extending into Harris County. The Woodlands is governed by The Woodlands Township, an organization that provides municipal services and is administered by an elected board of directors. As of the 2020 U.S. Census, the township had a population of 114,436 people. In 2021, The Howard Hughes Corporation estimated the population of The Woodlands was 119,000. The United States Census Bureau defines an urban area separate from the Houston urban area with The Woodlands as a principal city: The Woodlands–Conroe, TX urban area had a 2020 population of 402,454, making it the 103rd largest in the United States.
The Woodlands is located 28 miles (45 km) north of Houston along Interstate 45. Though it began as an exurban development and a bedroom community, it has also attracted corporations and has several corporate campuses, most notably Occidental Petroleum Corporation, Chevron Phillips Chemical, Huntsman Corporation, Woodforest National Bank, Baker Hughes, McKesson Specialty Health, and Halliburton. The community won a Special Award for Excellence in 1994 from the Urban Land Institute.
The area that is now The Woodlands was used by the Akokisa and Bidai peoples, who relied on the fresh water of Spring Creek. In 1984, construction in the Indian Springs neighborhood near the creek discovered Bidai artifacts.
The Woodlands was conceived after the oil industry investor George P. Mitchell attended a symposium by the Rouse Company subsidiary American City Corporation and developer of Columbia, Maryland, on how to develop new towns using the HUD Title VII program. It was dedicated by George P. Mitchell in 1974 and managed by The Woodlands Corporation as an extension of Mitchell Energy & Development. Mitchell, an oil businessman, planned to establish a conference center, hotels, office parks, retail malls, schools, large distribution centers, and golf courses. Houses would range from moderately priced to expensive and large. Bill Schadewald of the Houston Business Journal said that Mitchell wanted the development to “entice city slickers looking for far-flung suburban quality of life”. Schadewald said that local sources stated that the HUD New Town program, a federally funded program, had a “low survival rate” and questioned whether The Woodlands would succeed.
The Woodlands Corporation was acquired on July 31, 1997, by a partnership between Morgan Stanley and Crescent Real Estate Equities. In December 2003, Rouse Company acquired Crescent’s interest, and Rouse was bought by General Growth Properties on November 12, 2004. In 2011, The Woodlands was sold to the Howard Hughes Development Corporation.
The land was previously occupied by the Grogan-Cochran Lumber Mill, hence Grogan’s Mill and Cochran’s Crossing neighborhoods, called “villages”. The original planning utilized many of the planning concepts and design consultants employed in other well-regarded new communities of that era such as Columbia, Maryland, Irvine Ranch, California, and Reston, Virginia. The original development plan included environmental design principles espoused by Ian McHarg, a distinguished landscape architect, teacher and author of the seminal work Design With Nature.
In 2012, the U.S. Census Bureau designated the area around The Woodlands and Conroe as a “large urbanized transit area”, defined as having over 200,000 residents, making it eligible to receive federal transportation funds.
Mitchell’s original plan was for The Woodlands to be annexed by the city of Houston. However, as the community developed and grew, there was little support for that idea. In the middle part of the 2000s, some residents organized to prevent any annexation, as had happened to the Kingwood development almost a decade before. To counteract any possible move by the city, a movement began to create an independent city government. However, the formation of an independent government would require authorization by the State of Texas and the City of Houston, as Houston held extraterritorial jurisdiction over the area.
In 2007, two state legislators representing The Woodlands, Sen. Tommy Williams and Rep. Robert Eissler, introduced two bills that were enacted in the 2007 Legislature – House Bill 4109 and Senate Bill 1012. HB 4109 called for a vote to allow expansion of an existing improvement district (now The Woodlands Township) and to allow The Woodlands to collect sales tax, while SB 1012 allowed for the creation of regional agreements between governments. The passage of these bills allows an opportunity for The Woodlands to incorporate itself until 2057. Since 2019, there has been formal discussion of The Woodlands to become an incorporated city. However, as a result of the ongoing COVID-19 pandemic, these plans were put on hold and resumed in April 2021. In 2020, residents of The Woodlands formed the TownshipFuture PAC. In a referendum on November 2, 2021, residents voted against incorporation by a wide margin, keeping The Woodlands as a township for the foreseeable future.
The Woodlands is primarily in Montgomery County, Texas, with a small portion in Harris County, bordering Houston. According to the United States Census Bureau, The Woodlands has an area of 43.9 square miles (113.6 km), of which 43.3 square miles (112.1 km) are land and 0.58 square miles (1.5 km), or 1.32%, are water.
The Woodlands is in a heavily forested area, and much of the community has retained trees for shade and decoration. The terrain is essentially flat, with the exception of topographic variations ranging from 125 to 175 feet above sea level between Spring Creek and Flintridge Drive.
The Woodlands is organized into eight villages, which are subdivided into neighborhoods. Each village features varying amenities including parks, hike and bike trails, golfing, commercial centers, and a range of residential properties from single family to estates.
The Town Center includes shopping and eating facilities, corporate offices, and a waterway modeled after the San Antonio River Walk. The Research Forest district includes a Park and Ride facility and The Woodlands Township Town Hall.
The Woodlands has a humid subtropical climate, typical to the Southeast Texas region and Greater Houston. Temperature ranges are within the top decile for census-designated places in the United States. Winter daily highs average approximately 60 degrees Fahrenheit (15C), daily lows 40 degrees Fahrenheit (4C); summer daily highs average 94 degrees Fahrenheit (34C), daily lows 72 (22C) degrees Fahrenheit. It is part of Wind Zone 2 per the FEMA mapping chart.
The Woodlands has 151 urban parks within its boundaries, with all residents being within a ten-minute walk of a park.
The areas surrounding Spring Creek are protected as part of the George Mitchell Nature Preserve, a section of the larger Spring Creek Greenway, the “longest, connected, urban forested corridor in the nation.”
The northern part of the CDP borders on the W. Goodrich Jones State Forest. This forest, managed by the Texas A&M Forest Service, serves as a vital habitat for the endangered red-cockaded woodpecker.
At the 2010 U.S. census, there were 93,847 people living in The Woodlands. In 2021, its population was estimated at 119,000 per a survey by The Howard Hughes Corporation. According to the 2020 United States census, there were 114,436 people, 41,210 households, and 31,063 families residing in the CDP.
The racial makeup of The Woodlands in 2020 was 77.3% white (non-Hispanic and Hispanic or Latino), 4.2% Black or African American, 0.1% American Indian and Alaska Native, 6.7% Asian, 0.1% Native Hawaiian and Other Pacific Islander, 9.1% two or more races, 17.9% Hispanic or Latino, and 67.9% white alone, not Hispanic or Latino.
As of 2017 about 10% of the residents of The Woodlands were of Mexican origins; they numbered at over 10,000. In 2000, wealthy Mexicans began buying houses in The Woodlands for vacation purposes. Large numbers settled in The Woodlands from 2006 to 2014 as the Mexican Drug War occurred. By 2006 the numbers of middle and upper class Hispanics and Latinos, including Mexican nationals, increased. Some of the residents were assigned to Houston by their companies. Some of them moved to The Woodlands to escape increased crime and political tensions from the Mexican presidential election and find better schools for their children.
At the 2013–2014 school year, 22% of the students at Conroe Independent School District elementary and junior high schools in The Woodlands were Hispanic or Latin American. This was an increase from 10.5% in the 2005–2006 school year, and the percentages grew particularly in Glen Loch, Lamar, and Tough elementary schools. The 2013-2014 percentage in Conroe ISD schools in The Woodlands was below the overall Conroe ISD Hispanic average of 34.2%.
The Hispanic and Latin American community has Viva! The Woodlands Magazine, a Spanish language magazine that covers The Woodlands, as well as the Montgomery County Hispanic Chamber of Commerce. Many churches in The Woodlands area have some services in Spanish.
In 2000, there were 55,649 people, 19,881 households, and 15,546 families. The population density was 2,328.4 inhabitants per square mile (899.0/km).There were 21,014 housing units at an average density of 897.7 per square mile (346.6/km). The racial makeup was 92.36% White, 1.75% Black, 0.29% Native American, 2.80% Asian, 0.05% Pacific Islander, 1.43% from other races, and 1.32% from two or more races. Hispanic or Latino of any race were 28% of the population.
There were 19,881 households, out of which 47.1% had children under the age of 18 living with them, 69.2% were married couples living together, 7.2% had a female householder with no husband present, and 21.8% were non-families. 19.1% of all households were made up of individuals, and 7.3% had someone living alone who was 65 years of age or older. The average household size was 2.78 and the average family size was 3.21. At the 2000 U.S. census, 31.8% were under the age of 18, 5.0% from 18 to 24, 30.5% from 25 to 44, 25.1% from 45 to 64, and 7.6% were 65 years of age or older. The median age was 37 years. For every 100 females, there were 92.9 males; for every 100 females age 18 and over there were 88.5 males.
The median income for a household according to the 2020 census was $130,011. The per capita income is $67,290. About 3.9% of the population were below the poverty line.
97.8% of residents 25 years or older are high school graduates or higher. 64.3% of residents 25 years or older have a bachelor’s degree or higher.
As of 2016, there were almost 50 centers of worship in The Woodlands, occupying a total of 330 acres (130 ha) of land. As of 2011, the community is majority Christian.
As of 2018, The Woodlands United Methodist Church had about 13,000 members in its congregation. It was established in 1978. Pastor Kerry Shook established Fellowship of The Woodlands Church, now known as Woodlands Church, in 1993. Its permanent church building opened on August 19, 2001. Church Project, which holds services in a former Kroger, had an average weekly attendance of 1,500 in 2014. As of 2018 Christ Church United Methodist has about 3,000 members. Circa 2012 Covenant United Methodist Church began its worship services at Timber Creek Elementary School, and by 2016 bought 5 acres (2.0 ha) of land near the entrance of Village of Creekside Park for a permanent 700-seat facility. On December 25, 2001, the Korean Community Church in The Woodlands, with Presbyterian Korean-language services and non-denominational English services, opened. It opened to serve ethnic Koreans in The Woodlands, Conroe, Huntsville, Kingwood, and Spring. Other Protestant or non-denominational Christian churches in The Woodlands include Lord of Life Lutheran Church, Trinity Episcopal Church, and Unity of The Woodlands.
Saints Simon and Jude Catholic Parish, the first Catholic church in The Woodlands, was established circa 1980, with its 400 parishioners initially meeting at Knox Junior High School before moving into its permanent building in 1981. As of 2013 it had 3,800 families in its congregation. St. Anthony of Padua, another Catholic church, had 3,020 families in its congregation in 2006, and 5,700 families in its congregation in 2013. It operates St. Anthony of Padua Catholic School.
There are two Jewish places of worship, traditional and reformed. Congregation Beth Shalom, established circa 1984 led by Rabbi Edwin C. Goldberg, has about 175 families, and is affiliated with Reform Judaism. Its affiliated organizations are the Association of Reformed Congregations and the Union of American Hebrew Congregations. Chabad of The Woodlands was established in 2011 by Rabbi Mendel and Leah Blecher. It is a branch of the worldwide Chabad Lubavitch movement, offering traditional-style services to contemporary Jewish families. Chabad of The Woodlands inaugurated and sponsors the annual Hanukkah on Market Street celebration, and established the first Jewish preschool in the area.
In 2011, there were 350 Hindu families in The Woodlands. In a 15-year period ending in 2011, the Hindu population in the Woodlands increased by 300%, and Kate Shellnut of the Houston Chronicle stated that according to “Hindu leaders” every year the Hindu population in The Woodlands grows by 20 to 25 families. The Hindu Temple of The Woodlands, a Hindu temple serving the northern part of Greater Houston, was scheduled to open in 2010. Another Hindu temple, Char Dham Hindu Temple, was founded by Surya Sahoo.
Masjid al-Ansaar (Woodlands Islamic Center) of the Islamic Society of Greater Houston (ISGH) was created in 2009, and in 2019 it had 300 parishioners. It is in an unincorporated area outside of The Woodlands.
As of 2017 about 10% of the residents of The Woodlands were of Mexican origins; they numbered at over 10,000. In 2000 wealthy Mexicans began buying houses in The Woodlands for vacation purposes. Large numbers settled in The Woodlands from 2006 to 2014 as the Mexican Drug War occurred. In 2017 many wealthy Mexicans in Texas were moving back to Mexico and fewer were moving to The Woodlands. The Rice University Baker Institute director, Tony Payán, stated that uncertainty regarding the Trump Administration’s attitudes towards immigration and the decline in value of the Mexican peso were factors.
By 2000, a significant amount of corporate office space was under construction. Of the 4,800,000 square feet (450,000 m) of office space under construction in Greater Houston, over one third was in The Woodlands.
On February 11, 1999, Anadarko Petroleum announced that it would purchase a 7.5-acre (30,000 m) tract from The Woodlands Land Company, to build a 800,000-square-foot (74,000 m), 32-story headquarters building, to open in mid-2002. As of 2000, the Anadarko building was the largest office project in The Woodlands.
In January 2012, Anadarko announced the imminent construction of a sister tower on site, 31 stories high, of which ten will be for parking. According to a press release from the company, site work had already begun and construction of the tower would be complete by 2014. The building is at the corner of Woodloch Forest Dr and Lake Robbins Dr. With its completed sister tower, Hackett Tower is the tallest building in Montgomery County and between Houston and Dallas.
Chicago Bridge & Iron’s (CB&I) worldwide administrative office was in The Woodlands. In 2018 McDermott International, which acquired CB&I, announced that it would sell the headquarters facility in The Woodlands to Howard Hughes Corporation.
In 2000, work began on a 100,000 square feet (9,300 m) building for Maersk Sealand.
In 2011, ExxonMobil announced plans to construct a new complex on a 385-acre plot of land near the intersection of the Hardy Toll Road and Interstate 45, which is in the Houston ETJ and might be annexed by Houston. About 10,000 employees in the Houston area will relocate to the campus starting in 2014, with full occupancy by 2015.
Other companies based in The Woodlands include Woodforest National Bank, Lexicon Pharmaceuticals, McKesson Corporation, Tetra Technologies, Rigaku, Cleaning Solutions, Huntsman Corporation, and Kroger Texas.
Many wealthy Mexicans who settled in The Woodlands due to rising crime in Mexico had also established businesses in The Woodlands.
Cultural events include:
Each village in The Woodlands has its own shopping center.
The Woodlands Township is a special-purpose district created by the 73rd Texas Legislature in 1993, and is run by a seven-member board of directors who are elected directly by the residents of the township in an at large election, for two year staggered terms. Even though The Woodlands is not a city nor a traditional township government, it still provides limited municipal government services such as trash pickup, parks and recreation, covenant enforcement, fire and rescue services, streetscaping, economic development, and enhanced law enforcement and security patrols.
Most students in the Montgomery County portion attend schools in the Conroe Independent School District. Children residing in the May Valley neighborhood in Sterling Ridge Village attend schools in the Magnolia Independent School District. Children from the Creekside Park Village in Harris County attend the Tomball Independent School District.
Montgomery County Memorial Library System operates two libraries in The Woodlands, the South Branch and the George and Cynthia Woods Mitchell Library. Most schools have the honored rank of an exemplary school, the highest school ranking in Texas. Texas students are administered the STAAR test, a review of general knowledge, which can determine students’ promotion to the next grade level.
The Woodlands High School (TWHS) serves the western portion of The Woodlands in Montgomery County. TWHS was ranked 626 on Newsweek’s 2012 list of America’s Best High Schools.
The Woodlands College Park High School, which opened in 2005, serves the eastern portion of The Woodlands in Montgomery County. TWCP was ranked 382 on Newsweek’s 2012 list of America’s Best High Schools. College Park is also home to the Conroe ISD Academy of Science and Technology, a science and technology based magnet program. Refer to the Conroe School District for specific feeders. Magnolia High School serves pupils residing in May Valley, and Tomball High School serves pupils residing inside the Harris County portion.
By 2015, many private preparatory schools began campus expansions as The Woodlands had an increase in population and corporate office relocations.
The closest Catholic high school is Frassati Catholic High School in north Harris County; the planners of the school intended for it to serve The Woodlands.
As of 2019, the British International School of Houston in Greater Katy has a school bus service to The Woodlands.
Lone Star College (originally the North Harris Montgomery Community College District) and Sam Houston State University-The Woodlands Center serve the community. The territory in Conroe ISD joined the community college district in 1991, and the territory in Tomball ISD had joined the district in 1982. The headquarters of the Lone Star College System are located in The Woodlands and in unincorporated Montgomery County, Texas. The district moved to its current location on March 17, 2003. Our Lady of the Lake University, a private non-profit university based in San Antonio, moved its Houston Campus to The Woodlands in 2011.
In 2007, The Bracelet of Bordeaux was filmed in The Woodlands. The cast and crew were largely composed of local residents, and the film was part of a larger effort to generate interest in using The Woodlands and Houston as shooting locations for major motion pictures.
Law enforcement in Montgomery County is provided by the Montgomery County Sheriff’s Office and the Texas Highway Patrol. The Harris County portion is covered by Harris County Constable Precinct #4.
The Woodlands Township runs two transit services in The Woodlands: The Woodlands Express, which provides commuter service to the Central Business District of Houston, the Texas Medical Center, and Greenway Plaza from three park and ride lots in The Woodlands, and the free daily Town Center Trolley.
Small Fleet Commercial Truck Insurance
Small fleet truck insurance encompasses a large portion commercial truck insurance policies that are written for truckers. You need an agent that understands these markets.
We will explain your options in detail. We answer your questions. How many trucks can I grow to? Can I add and remove trucks? How fast can I swap trucks? Can I have owner operators leased on? How fast can I get a COI?
Small fleet truck insurance pricing starts at 3 trucks. We work with 20 plus commercial truck insurance companies to help you find the best commercial truck insurance rates. Our carriers have high AM Best Ratings.
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UIIA Insurance
No matter if you are a seasoned trucking operation hauling UIIA intermodal or you are looking to expand the cargo you are hauling. We have markets to help you either way.
Does your policy have the CA 2317 endorsement? What chassis pools are your working with? If you work with an EP that in not on the UIIA EP list. How is this handled? For example, Direct Chassis. Does your trailer interchange offer the same coverage as non-owned trailer coverage? Do you have the correct blanket AI and WOS endorsements? Do I need workers compensation? Can I work ports and rails? Is there a radius limit? You do not want to buy a commercial truck insurance policy only to find out it will not offer the correct UIIA coverages. Your agent should have a network of commercial truck insurance companies who offer the correct UIIA endorsements on your policy?
New Authority Truck Insurance Quotes
Shopping for the Best Trucking Insurance for New Authority can be task that never seems to end. You get phone call after phone call. And in many cases each agent you speak with may have a different story concerning what type of coverages you need and what is a good price. Chances are most new authorities shop for the best price. You want the least expensive but buying based upon price only could cost you more money in the long run. What if you buy insurance for your new authority based upon price only? Then find out shortly after you have paid your deposit and your policy is in place. The agent who sold you this policy did not tell you the restrictions your commercial truck insurance company has in place. They may not offer coverage for certain types of cargo or may restrict your growth. There are many pitfalls for buying just based upon price. It is good to shop and compare quotes, but do it based upon price and the know the restrictions that maybe enforced by the carrier. Not knowing these restrictions could get your policy cancelled. Or you may have to cancel the policy yourself to get insurance coverage with another carrier. Either way this could put you back to ground zero and cost you money. Talk with an agent at JDW Truckers Insurance who will help you shop for the best price with the correct coverages.