Owner Operators Commercial Truck Insurance Near Me Port Arthur, Texas
JDW Truckers Insurance can answer your questions regarding Owner Operators Commercial Truck Insurance Near Me Port Arthur, Texas. We work with the top commercial truck insurance companies and will help you find affordable owner operators truck insurance.
We have a large network of commercial truck insurance companies Port Arthur, Texas with high AM Best Rating so when JDW Truckers Insurance helps you get your owner operators truck insurance in Port Arthur, Texas in place you will be insured by a financially stable commercial truck insurance company. This is important for many reasons. Contact JDW Truckers Insurance and our agents will review the reasons owner operators should choose their insurance company wisely. Not all owner operator truck insurance policy are created equally.
We will help you customize your owner operators trucking insurance policy to suit your needs and fit your budget.
From one application we can shop & compare commercial truck insurance rates for the top-rated commercial truck insurance companies for you. We will help you find the required commercial truck insurance coverages at affordable rates.
Here are some of the top 10 commercial truck insurance companies which offer commercial truck insurance quotes.
We know trucking and the commercial trucking insurance requirements
- Knight
- Trisura
- Berkley Prime
- Falls Lake
- Progressive
- Travelers
- Seneca
- Great Lakes
- Allied World
- Allianz
- Ace Hazmat
- ACE Fleet
- United Specialty
- Hudson Fleet
- Markel
- Chubb
- Tokio Marine
- National General
- Lexington
- AIG
- Great American
- ACE / Westchester
- NICO
- National Casualty / Nationwide
- Scottsdale Brokerage
- IAT
- Crum Forster
- Canal
- Northland
- USLI
- James River
- IFG – Burlington
- Penn-America
- Century
- Hallmark
- Carolina Casualty
- Protective
Auto Liability Insurance
- Your auto liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,000 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Excess Liability Insurance
- Excess liability can sometimes be called umbrella insurance.
- The excess liability policy sits on top of your primary liability policy.
- For example, if you have $1,000,000 in primary lability coverage and you have a claim which exceeds the policy limit of $1,000,000. In most cases that is all the insurance carriers will try to pay out for a claim.
- Excess policy coverage starts at $1,000,000 and go up.
- So, let’s say you say you purchased a $1,000,000 excess policy. Now if you have a claim that is $1,500,000. Your primary would pay the first $1,000,000 and your excess would pay the remaining.
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Non-Owned Trailer Insurance vs Trailer Interchange (TI)
- Both are insurance coverages are designed to cover damage to others trailers.
- Deductibles for either can range from $1,000 to $5,000.
- Coverage limits for either can range from $25,000 and up depending on the requirements of the company and/or shipper freight you are hauling for.
The difference between Non-Owned Trailer coverage and Trail Interchange coverage
- Non-owned trailer insurance covers physical damage to the trailer only when attached to a truck. And no written agreement is place.
- Trailer Interchange requires a written trailer interchange agreement to be in place. It can provide protection when you have care, custody and control of one, or many, trailers. Whether the trailer is attached to your truck or not.
Port Arthur is a city in Jefferson County within the Beaumont–Port Arthur metropolitan area of the U.S. state of Texas. A small, uninhabited portion extends into Orange County; it is 90 mi (140 km) east of Houston. The largest oil refinery in the United States, the Motiva Refinery, is located in Port Arthur.
The population of Port Arthur was 53,818 at the 2010 census, down from 57,755 at the 2000 census. By 2020, its population rebounded to 56,039. Early attempts at settlements in the area had all failed. However, in 1895, Arthur Stilwell founded Port Arthur, and the town quickly grew. Port Arthur was incorporated as a city in 1898 and soon developed into a seaport. It eventually became the center of a large oil refinery network. The Rainbow Bridge across the Neches River connects Port Arthur to Bridge City.
Port Arthur is vulnerable to hurricanes and extensive damage to the city has been caused several times.
Aurora was an early settlement attempt near the mouth of Taylor Bayou on Sabine Lake, about 14 miles (23 km) long and 7 miles (11 km) wide. It is a saltwater estuary formed by the confluence of the Neches and Sabine Rivers. Through its tidal outlet, 5-mile-long (8 km) Sabine Pass, Sabine Lake drains some 50,000 sq mi (100,000 km) of Texas and Louisiana into the Gulf of Mexico.
The town was conceived in 1837, and in 1840 promoters led by Almanzon Huston were offering town lots for sale. Some were sold, but Huston’s project failed to attract many settlers. The area next was known as “Sparks”, after John Sparks, who moved his family to the shores of Sabine Lake near the site of Aurora. The Eastern Texas Railroad, completed between Sabine Pass and Beaumont, Texas, passed 4 miles (6 km) west of Sparks. However, the American Civil War soon began, and rail lines were removed. In 1886, a destructive hurricane hit the coast, causing the remaining residents to dismantle their homes and move to Beaumont. By 1895, Aurora had become a ghost town.
Arthur Stilwell led the resettling of the area as part of his planned city as the southern terminus of his Kansas City, Pittsburg and Gulf Railroad, predecessor to the Kansas City Southern Railway. Stilwell named the city Port Arthur after himself, not the British Royal Navy Lieutenant who gave his name to Port Arthur, China.
Pleasure Island now separates the city from the Gulf Intracoastal Waterway. The 18.5-mile (29.8 km) man-made island was created between 1899 and 1908 by the Corps of Engineers to support development of the port.
Arthur Stilwell founded the Port Arthur Channel and Dock Company to manage the port facilities. The port officially opened with the arrival of the British steamer Saint Oswald in 1899.
When oil was discovered at Spindletop, the J.M. Guffey Petroleum Company, later Gulf Oil, had run pipelines to Port Arthur as a shipping point and a location for an oil refinery. In November 1901, the first tanker, the Cardium, departed with Spindletop oil. The refinery was enlarged in 1902, and a pipeline connected to the Glenn Pool Oil Reserve in Oklahoma. The Texas Company, later Texaco, also started building a refinery in 1902. By 1916, the Port Arthur refinery was one of the three largest in the United States.
In 2015, the city council proposed an ordinance to declare Port Arthur a “film friendly city.”
In October 2021, Governor Abbott announced that Port Arthur has been declared a “film friendly city” by the Texas Film Commission.
Port Arthur is located on the eastern edge of Jefferson County at 29°53′6″N 93°56′24″W / 29.88500°N 93.94000°W (29.884864, −93.939902), on the west side of Sabine Lake. It is bordered to the northeast by Orange County, Texas, and to the southeast, across Sabine Lake, by Cameron Parish, Louisiana. The Port Arthur city limits extend south along the west side of Sabine Pass, the outlet of Sabine Lake, as far as the Gulf of Mexico on the city’s southern border. To the north, the city limits extend across the Neches River into Orange County. Port Arthur is bordered to the northwest by the cities of Nederland, Groves, and Port Neches, and to the northeast by Bridge City in Orange County.
According to the United States Census Bureau, the city has a total area of 144.1 square miles (373.1 km), of which 76.9 square miles (199.2 km) are land and 67.1 square miles (173.9 km), or 46.61%, are covered by water.
Communities in Port Arthur include:
Celebrations in Port Arthur on completion of the Kansas City, Pittsburg and Gulf Railroad between Kansas City and Port Arthur occurred Saturday, September 11, 1897. The celebrations brought additional people into town. The next day, a major hurricane hit Port Arthur. Water flowed five feet deep in the streets. People loaded into the unfinished railroad roundhouse seeking shelter; the building promptly collapsed, killing four. In the end, 13 people died, homes were destroyed, and a pleasure pier was severely damaged.
In June 1957, Hurricane Audrey made landfall just east of Port Arthur in Cameron Parish, Louisiana, as a category 3 hurricane. The storm caused extensive wind damage around the city and significant storm surge flooding just east in Southwest Louisiana.
On September 24, 2005, Hurricane Rita made landfall between Sabine Pass, Texas, and Johnson Bayou, Louisiana, as a category 3 hurricane. A wind gust of 116 mph (187 km/h) was recorded in Port Arthur. The storm caused widespread significant wind damage throughout the city, with power outages lasting several weeks in some locations. Some areas of the city also received flooding due to Rita.
On September 13, 2007, Hurricane Humberto made landfall west of Port Arthur as a category 1 hurricane. The storm moved northeast across the Golden Triangle, causing widespread wind damage; however, most of the damage was relatively minor. An 84 mph (135 km/h) wind gust was recorded at the Southeast Texas Regional Airport just northwest of the city.
On August 5, 2008, Tropical Storm Edouard made landfall just west of Port Arthur. The effects felt in the city were light; however, wind gusts up to 55 mph (89 km/h) were recorded.
On September 13, 2008, Hurricane Ike made landfall on Galveston Island as a category 2 hurricane. Due to the storm’s unusually large size, effects were widespread and were felt across much of Southeast Texas. Port Arthur sustained significant wind damage and many of the city’s residents lost power. The Port Arthur seawall protected the city from the major flooding that surrounding cities experienced.
On August 29, 2017, after Harvey made a second landfall at tropical storm status, 26 inches of rain fell in a single day at the airport near Port Arthur, triggering widespread flash flooding in the city. According to the Port Arthur mayor Derrick Freeman, 20,000 homes were flooded with up to 6 ft of water. On August 30, Freeman posted on Facebook, “Our whole city is underwater right now.”
Hurricane Laura was expected to make landfall as a major hurricane with Port Arthur in its direct path. Port Arthur was evacuated. However, turning almost due north, Laura ended up making its final landfall near Cameron, Louisiana.
Port Arthur is tied with Lake Charles, Louisiana, and Astoria, Oregon, as the most humid city in the contiguous United States. The average relative humidity is 90% in the morning, and 72% in the afternoon.
At the 2010 census, 53,818 people, 20,183 households, and 13,191 families resided in the city. The population density was 654.6 inhabitants per square mile (252.7/km). The 23,577 housing units averaged 284.4 per square mile (109.8/km). At the 2020 census, the population increased to 56,039. The racial makeup of the city was 41.7% African American, 37.9% White, 1.2% Native American, 6.3% Asian, 0.1% Pacific Islander, and 15.3% from other races in 2010. Hispanics or Latino Americans of any race were 29.6% of the population. In 2019, the American Community Survey estimated 18.7% of the population was non-Hispanic white, 38.1% Black and African American, 0.2% Native American, 7.3% Asian, 0.1% Pacific Islander, 0.2% some other race, and 34.5% Hispanic or Latino American of any race.
Of the 20,183 households in 2010, 30.2% had children under the age of 18 living with them, 39.2% were married couples living together, 19.8% had a female householder with no husband present, and 34.6% were not families; 30.1% of all households were made up of individuals, and 11.1% had someone living alone who was 65 years of age or older. The average household size was 2.63 and the average family size was 3.31. In the city, the population was distributed as 27.0% under the age of 18, 9.7% from 18 to 24, 24.7% from 25 to 44, 25.2% from 45 to 64, and 13.3% who were 65 years of age or older. The median age was 35.3 years. For every 100 females, there were 96.9 males. For every 100 females age 18 and over, there were 94.1 males.
From 2014 to 2019, the median household income was $36,557; families had a median income of $44,115; married families $56,304; and non-family households $24,280. Among the population, 27.2% lived at or below the poverty line, against the state’s 13.6% impoverished population from 2014 to 2019 census estimates. In contrast, the nearby city of Beaumont had a poverty rate of 16.7%, down from 17.6%.
Home to a large portion of United States oil refining capacity, Port Arthur has seen renewed investment in several key installations. Motiva Enterprises began undertaking a major addition to its western Port Arthur refinery, expanding capacity to 600,000 barrels per day (95,000 m/d). This $10.0 billion project is the largest U..S refinery expansion to occur in 30 years. Premcor Refining (now Valero) completed a $775 million expansion of its petrochemical plant, and BASF/Fina commenced operations of a new $1.75 billion gasification and cogeneration unit on premises of its current installation, which had just completed its own $1 billion upgrade. These operations are supported by the Port of Port Arthur, one of Texas’ leading seaports. Port Arthur still suffers, though, from one of the highest unemployment rates in the state.[citation needed]
The city was the site of an oil spill in 2010, when an oil tanker and barge collided, causing 450,000 gallons of oil to spill into the Sabine/Neches waterway alongside the city.
The commercial center of Port Arthur was at its peak in the early 1900s. Together with the effects of suburbanization, which drew off wealthier residents to new housing away from town, gradually taking businesses with them, from 1960 until 1974, successive waves of economic recession caused much distress in the town. The central business district has many boarded up and vacant locations.
The Hotel Sabine opened at 600 Proctor Street in 1929 and operated as the Vaughn Hotel until the mid-1930s. At 118 feet, 10 stories, and the tallest building in Port Arthur, the building is of Beaux-Arts architecture style, built with steel-reinforced concrete and brick on 640 steel-laced wooden cypress pilings driven 60 ft into the ground. It was designed to withstand the most severe coastal storms. The hotel closed down in the mid-1980s.
The Port Arthur News reported August 28, 2010, that “DWA (Digital Workforce Academy) Buys Sabine Hotel”, By November 2011, the hotel was reported to be slated for demolition. The cost of renovations were estimated at $10,000,000–12M dollars and demolition estimates as $500,000 to $1.2 million. As of April, 2021, Motiva was still considering buying the hotel, but remained uncertain and uncommitted to it.
Hurricane Rita struck a direct hit on the Proctor Street Seawall, and damaged many downtown businesses and homes. As economic activity picked up in the region, calls for downtown revitalization have been advanced. The true center of commercial activity has gravitated from downtown to other areas. The main shopping center is Central Mall, opened outside the downtown in 1982.
Port Arthur’s Museum of the Gulf Coast is recognized as the area’s definitive collection of items and displays for figures from Port Arthur and the surrounding communities.
UGK, perhaps Texas’s most influential hip-hop group, originated in Port Arthur before relocating to Houston.
The mayor of Port Arthur is Thurman “Bill” Bartie.
The county operates the Jefferson County Sub-Courthouse in Port Arthur.
The United States Postal Service operates the Port Arthur Post Office, the Port Acres Post Office, and the Sabine Pass Post Office in Sabine Pass.
In the Texas State Legislation, Port Arthur is in the 4th Senate District, represented by Republican Brandon Creighton, and in the 22nd State House District, represented by Democrat Christian Manuel while the Sabine Pass portion of Port Arthur is within the 21st State House District, represented by Republican Dade Phelan.
In the United States House of Representatives, Port Arthur is in Texas’ 14th congressional district, represented by Republican Randy Weber.
Located in downtown Port Arthur, celebrated its 100th birthday in 2009. Offering a full variety of basic core curriculum classes in which credits are transferable throughout Texas public universities, Lamar State College is recognized for associate programs in commercial music, nursing, legal assistant, and process technology. The college also fields competitive teams in men’s basketball and women’s softball.
The section of Port Arthur within the Sabine Pass School District is assigned to Galveston College in Galveston.
It was formerly named Stilwell Technical Center and is the second college in Port Arthur. The Port Arthur Independent School District is now headquartered at its former location on 9th Avenue. In 2012 the school was relocated to a new building built on the same property of Memorial High School at 3501 Sgt Lucian Adams Dr.
Most of the city is served by the Port Arthur Independent School District. It operates a single high school, Memorial High School, formed in 2002 by the consolidation of three high schools: Stephen F. Austin, Abraham Lincoln, and Thomas Jefferson.
The portion around Southeast Texas Regional Airport is served by the Nederland Independent School District. Some parts are served by Port Neches-Groves Independent School District. The Sabine Pass community is served by the Sabine Pass Independent School District. There are portions of Port Arthur in Nederland ISD, Beaumont ISD, and Hamshire-Fannett ISD.
The Bob Hope Charter School is located in Port Arthur.
It formerly had a Catholic high school, Bishop Byrne High School, which closed in 1983.
The Port Arthur Public Library, at 4615 9th Avenue at Texas State Highway 73, serves as the public library system for the city.
The Port Arthur News is the only daily newspaper serving Port Arthur. Operating since 1897 The News is one of the oldest continually operated businesses in Port Arthur. It is currently owned and operated by Boone Newspapers. From 1932–1941 Port Arthur had a second newspaper called The Peoples Press.
The Jack Brooks Regional Airport in the northwest part of Port Arthur serves Beaumont and Port Arthur.
Local bus service is provided by Port Arthur Transit.
The nearest inter-city rail station to Port Arthur is Beaumont station in nearby Beaumont, which serves the greater area. The station is served by Amtrak’s Sunset Limited line, with a train arriving thrice weekly in each direction.
Small Fleet Commercial Truck Insurance
Small fleet truck insurance encompasses a large portion commercial truck insurance policies that are written for truckers. You need an agent that understands these markets.
We will explain your options in detail. We answer your questions. How many trucks can I grow to? Can I add and remove trucks? How fast can I swap trucks? Can I have owner operators leased on? How fast can I get a COI?
Small fleet truck insurance pricing starts at 3 trucks. We work with 20 plus commercial truck insurance companies to help you find the best commercial truck insurance rates. Our carriers have high AM Best Ratings.
GET SMALL FLEET TRUCK INSURANCE QUOTES HERE
UIIA Insurance
No matter if you are a seasoned trucking operation hauling UIIA intermodal or you are looking to expand the cargo you are hauling. We have markets to help you either way.
Does your policy have the CA 2317 endorsement? What chassis pools are your working with? If you work with an EP that in not on the UIIA EP list. How is this handled? For example, Direct Chassis. Does your trailer interchange offer the same coverage as non-owned trailer coverage? Do you have the correct blanket AI and WOS endorsements? Do I need workers compensation? Can I work ports and rails? Is there a radius limit? You do not want to buy a commercial truck insurance policy only to find out it will not offer the correct UIIA coverages. Your agent should have a network of commercial truck insurance companies who offer the correct UIIA endorsements on your policy?
New Authority Truck Insurance Quotes
Shopping for the Best Trucking Insurance for New Authority can be task that never seems to end. You get phone call after phone call. And in many cases each agent you speak with may have a different story concerning what type of coverages you need and what is a good price. Chances are most new authorities shop for the best price. You want the least expensive but buying based upon price only could cost you more money in the long run. What if you buy insurance for your new authority based upon price only? Then find out shortly after you have paid your deposit and your policy is in place. The agent who sold you this policy did not tell you the restrictions your commercial truck insurance company has in place. They may not offer coverage for certain types of cargo or may restrict your growth. There are many pitfalls for buying just based upon price. It is good to shop and compare quotes, but do it based upon price and the know the restrictions that maybe enforced by the carrier. Not knowing these restrictions could get your policy cancelled. Or you may have to cancel the policy yourself to get insurance coverage with another carrier. Either way this could put you back to ground zero and cost you money. Talk with an agent at JDW Truckers Insurance who will help you shop for the best price with the correct coverages.
