Owner Operator Trucking Insurance Waycross, Georgia
New Authority Truck Insurance Georgia
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Owner Operator Trucking Insurance Waycross, Georgia
If you are searching for New Authority Truck Insurance Georgia. JDW Truckers Insurance specializes in New Authority Truck Insurance in Georgia. We help you get affordable commercial insurance rates for your new authority.
We offer quote from only the top rated commercial truck insurance companies who offer the best rates for your new authority in Georgia.
JDW will help get the the correct commercial truck insurance in place which will fit your budget and allow you to haul the cargo you want and need to in order to be successful.
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Owner Operator Trucking Insurance Waycross, Georgia
We offer affordable new authority trucking insurance for the entire state of Georgia.
We Customize your New Authority Truck Insurance to Help you Save Money!
Our agents at JDW Truckers Insurance know trucking insurance in Georgia. We will explain the different options and commercial truck insurance requirements in Georgia.
We help you get the right coverages in place so you are no over paying for coverages you may not need. We also help you make sure you have the coverages you need in place. And we do this at affordable commercial truck insurance rates.
New Authority Truck Insurance Requirements and Options
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Auto Liability Insurance
- Your Auto Liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,00 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Owner Operator Trucking Insurance Waycross, Georgia
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Owner Operator Trucking Insurance Waycross, Georgia
Owner Operator Trucking Insurance Waycross, Georgia
Waycross is the county seat of, and only incorporated city in, Ware County in the U.S. state of Georgia. The population was 14,725 at the 2010 Census and dropped to 13,942 in the 2020 census.
Waycross includes two historic districts (Downtown Waycross Historic District and Waycross Historic District) and several other properties that are on the National Register of Historic Places, including the U.S. Post Office and Courthouse, Lott Cemetery, the First African Baptist Church and Parsonage, and the Obediah Barber Homestead (which is seven miles south of the city).
The area now known as Waycross was first settled circa 1820, locally known as “Old Nine” or “Number Nine” and then Pendleton. It was renamed Tebeauville in 1857, incorporated under that name in 1866, and designated county seat of Ware County in 1873. It was incorporated as “Way Cross” on March 3, 1874. Waycross gets its name from the city’s location at key railroad junctions; lines from six directions meet at the city.
The city council in Waycross opened municipal primary elections to white women in 1917, the first town in Georgia to do so. This action was taken because some of the largest property owners in town were women who wanted a say in how their tax dollars were spent. It wasn’t until two years later in 1919 that Atlanta became the second Georgia city to do this. Georgia women would not get the right to vote generally in all elections until 1922.
Waycross was home to Laura S. Walker (1861-1955) a noted author and conservationist. Walker promoted a comprehensive program of forestry activity, including the establishment of forest parks. She erected markers and monuments along old trails and at historic sites, in Waycross and Ware County so that local history would not be forgotten. An effort to recognize her work culminated in President Franklin D Roosevelt issuing a proclamation to establish the Laura S Walker National Park in her honor. She was the only living person for whom a state or national park was named. In 1937, the federal government purchased distressed farmland for the park. Work on the park was undertaken by the Works Progress Administration and the Civilian Conservation Corps. In 1941, the national park was deeded over to Georgia, becoming the State’s 13th state park.
Waycross was the site of the 1948 Waycross B-29 crash, which led to the legal case United States v. Reynolds (1953), expanding the government’s state secrets privilege.
During the 1950s the city had a tourist gimmick: local police would stop motorists with out-of-state license plates and escort them to downtown Waycross. There they would be met by the Welcome World Committee and given overnight lodging, dinner and a trip to the Okefenokee Swamp. The tradition faded away after the interstates opened through Georgia.
In the mid-1990s, the Flanders Hamburgers, a frozen hamburger that needed no defrosting, was created in Waycross. This was the creation of Eaves Foods, Inc., a company that later changed to Flanders, LLC. in 2000. Bubba Burgers are now sold nationwide as well as worldwide through the United States Military Commissary system.
Waycross is located at 31°12′50″N 82°21′18″W / 31.21389°N 82.35500°W (31.213860, -82.354911) and is the closest city to the Okefenokee Swamp.
According to the United States Census Bureau, the city has a total area of 11.7 square miles (30 km), of which 11.7 square miles (30 km2) is land and 0.04 square miles (0.10 km) (0.17%) is water. The closest major city is Jacksonville, Florida, which is roughly 81 miles away.
In May 2010, the city purchased the Bandalong Litter Trap and installed it in Tebeau Creek, a tributary of the Satilla River. The trap was invented in Australia, but is manufactured in the United States. Although the city has maintained a good standing with the state’s Environmental Protection Division, the city wanted to take action to reduce the amount of human generated trash entering the Satilla River and ultimately the Atlantic Ocean. Georgia Governor Sonny Perdue said, “Water is one of Georgia’s most important and precious resources… the litter trap installed by Waycross is a model of stewardship for the state and the nation.” The Satilla River litter trap is the first in Georgia and only the second in the nation.
Part of Waycross was situated in Pierce County, but effective July 1, 2015, Waycross was no longer located nor allowed to be located in Pierce County. State Rep. Chad Nimmer introduced HB 523 during the 2015 Legislative Session without providing the required statutory notice to the City of Waycross. HB 523 de-annexed the portion of Waycross located in Pierce County and prevents the City of Waycross from coming back into Pierce County.
WXGA-TV, a Georgia Public Broadcasting outlet, is licensed to Waycross and also serves nearby Valdosta.
Waycross is part of the Jacksonville, Florida television market.
With over 100 employees and 10 physicians, Satilla Regional Medical Center is a leading center in health care in the area. The three-story facility has a trauma unit, cancer care unit, outpatient surgery and imaging services. In 2012, Satilla Regional Medical Center joined the Mayo Clinic Health System and became the Mayo Clinic Health System in Waycross. The Mayo Clinic ceased operations of the hospital in 2015. The hospital later joined HCA Healthcare and has since been renamed Memorial Satilla Health.
U.S. Highway 1 runs north–south through Waycross, while concurrent with U.S. Highway 23. U.S. Highway 82 is an east–west highway in Waycross. U.S. Highway 84 runs east–west through Waycross. There are no limited-access highways anywhere near Waycross; Interstate 75 is 60 miles to the west, and Interstate 95 is 40 miles to the east. Waycross-Ware County Airport (IATA: AYS, ICAO: KAYS, FAA LID: AYS) is a public airport located three miles (5 km) northwest of the central business district of Waycross. It is owned by the City of Waycross and Ware County.
Six railroad lines meet at Waycross, making it a logical location for shunting freight to different destinations. CSX Transportation operates Rice Yard here, a major “hump”-type classification yard.
As of the 2020 United States Census, there were 13,942 people, 5,748 households, and 3,197 families residing in the city.
As of the 2010 United States Census, there were 14,649 people living in the city. The racial makeup of the city was 54.8% Black, 39.6% White, 0.3% Native American, 0.8% Asian, 0.0% Pacific Islander, 0.2% from some other race and 1.5% from two or more races. 2.8% were Hispanic or Latino of any race.
As of the census of 2000, there were 15,333 people, 6,094 households, and 3,741 families living in the city. The population density was 1,311.8 inhabitants per square mile (506.5/km2). There were 7,534 housing units at an average density of 644.5 per square mile (248.8/km). The racial makeup of the city was 44.31% White, 53.51% African American, 0.12% Native American, 0.62% Asian, 0.02% Pacific Islander, 0.68% from other races, and 0.74% from two or more races. Hispanic or Latino of any race were 1.37% of the population.
There were 6,094 households, out of which 27.7% had children under the age of 18 living with them, 36.3% were married couples living together, 21.0% had a female householder with no husband present, and 38.6% were non-families. Individuals made up 34.9% of all households, and 16.0% had someone living alone who was 65 years of age or older. The average household size was 2.37, and the average family size was 3.09.
In the city, the population was spread out, with 26.3% under the age of 18, 8.5% from 18 to 24, 25.2% from 25 to 44, 20.5% from 45 to 64, and 19.5% who were 65 years of age or older. The median age was 37 years. For every 100 females, there were 83.9 males. For every 100 females age 18 and over, there were 76.9 males.
The median income for a household in the city was $23,399, and the median income for a family was $28,712. Males had a median income of $24,865 versus $18,750 for females. The per capita income for the city was $13,468. About 24.8% of families and 30.4% of the population were below the poverty line, including 45.9% of those under age 18 and 17.0% of those age 65 or over.
The Ware County School District holds pre-school to grade twelve, and consists of a pre-school, six elementary schools, two middle schools, and one high school. The district has 431 full-time teachers and over 6,370 students.
On the National Register of Historic Places:
Choose the Right Agent
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Certificate of Insurance
Not being able to get a quick COI could cost you money by not being able to pick up a load for the lack of a COI. Our clients at JDW Truckers Insurance are given access to our COI Portal where they can issue a COI 24/7 free of charge.
Insurance Companies Customer Service
Not only should you choose a responsive agent but you will want to be insured by a commercial insurance company who also responds to your requests and are there to help you in case of a claim or endorsements
AM Best Ratings
The AM Best Rating of the commercial truck insurance company you choose to insure your operation should not be over looked. You want to be insured by a trucking insurance company that has the financial stability to pay claims. Many shippers will require an AM Best Rating of A – minus of better. At JDW all of network of commercial truck insurance companies have an AM Best Rating of A – or better.