Owner Operator Trucking Insurance Vidalia, Georgia
New Authority Truck Insurance Georgia
Commercial truck insurance Georgia. Owner Operator Trucking Insurance Vidalia, Georgia. Affordable commercial truck insurance GA. Top rated commercial truck insurance companies Georgia.
Owner Operator Trucking Insurance Vidalia, Georgia
If you are searching for New Authority Truck Insurance Georgia. JDW Truckers Insurance specializes in New Authority Truck Insurance in Georgia. We help you get affordable commercial insurance rates for your new authority.
We offer quote from only the top rated commercial truck insurance companies who offer the best rates for your new authority in Georgia.
JDW will help get the the correct commercial truck insurance in place which will fit your budget and allow you to haul the cargo you want and need to in order to be successful.
We are here to answer your questions with fast and friendly service.
Owner Operator Trucking Insurance Vidalia, Georgia
We offer affordable new authority trucking insurance for the entire state of Georgia.
We Customize your New Authority Truck Insurance to Help you Save Money!
Our agents at JDW Truckers Insurance know trucking insurance in Georgia. We will explain the different options and commercial truck insurance requirements in Georgia.
We help you get the right coverages in place so you are no over paying for coverages you may not need. We also help you make sure you have the coverages you need in place. And we do this at affordable commercial truck insurance rates.
New Authority Truck Insurance Requirements and Options
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Auto Liability Insurance
- Your Auto Liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,00 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Owner Operator Trucking Insurance Vidalia, Georgia
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Owner Operator Trucking Insurance Vidalia, Georgia
Owner Operator Trucking Insurance Vidalia, Georgia
Vidalia ( vye-DAYL-yə , locally /-ˈdeɪjə/ -DAY-yə) is a city located primarily in Toombs County, Georgia, United States. The city also extends very slightly into Montgomery County. As of the 2020 census, the city population was 10,785.
Vidalia is the principal city of the Vidalia Micropolitan Statistical Area, a micropolitan area that covers Montgomery and Toombs counties, and had a combined population of 35,640 at the 2020 census.
The town was incorporated on January 1, 1890. It is the largest city in Toombs County, but it is not the county seat. The original name for the town was “Jenkins Station”, after a local landowner, Warren T. Jenkins. Although several origins for the town’s modern name have been suggested, it was most likely given by a daughter of Samuel Hawkins, the president of the Savannah, Americus and Montgomery Railroad (later the S.A.M shortline), though which of his four daughters suggested the name, or how she came to it, is not known.
Like many towns in the region, Vidalia grew up around a rail yard that served farmers in the area who grew such crops as pecans and tobacco. The area’s famous onions were not an important crop until much later.
From 1952 to 1956, Vidalia was home to the Vidalia Indians, a Class D minor league baseball affiliate of the Cleveland Indians. Vidalia played in the Georgia State League and won the 1953 League Championship.
In the 1950s, Piggly Wiggly grocery stores opened a distribution center in Vidalia, bringing with it a large influx of jobs as well as railroad business. At that time, Vidalia served as an interchange junction between the Seaboard Air Line Railroad and the Georgia and Florida. For this, a large seven-track yard was constructed, as well as a sizable engine servicing facility and interchange yard. The latter, smaller interchange yard is still in use to some degree by the Georgia Central Railway, while the larger yard was removed sometime in the 1970s. Dot Foods currently occupies most of the old Piggly Wiggly distribution center, with smaller companies leasing space.
Vidalia is located in northwestern Toombs County at 32°12′55″N 82°24′36″W / 32.21528°N 82.41000°W (32.215305, -82.410086). The westernmost part of the city is in northeastern Montgomery County.
The city is located along U.S. Route 280, which runs east–west through the center of town. U.S. 280 leads east 6 miles (10 km) to Lyons, the Toombs county seat, and southwest 12 miles (19 km) to Mount Vernon, the Montgomery county seat. Other highways that run through the city include Georgia State Routes 15, 130, 292, and 297.
According to the United States Census Bureau, Vidalia has a total area of 18.3 square miles (47 km), of which 17.9 square miles (46 km2) are land and 0.4 square miles (1.0 km), or 2.03%, are water. The city is drained to the south by Rocky Creek and to the north by Swift Creek; both are part of the Ohoopee River watershed.
As of the 2020 United States census, there were 10,785 people, 4,042 households, and 2,499 families residing in the city.
As of the census of 2000, there were 10,491 people, 4,167 households, and 2,758 families residing in the city; of these, 160 people lived in Montgomery and the rest in Toombs counties. The population density was 605.4 inhabitants per square mile (233.7/km2). There were 4,676 housing units at an average density of 269.8 per square mile (104.2/km). The racial makeup of the city was 59.61% White, 36.88% African American, 0.89% Asian, 0.14% Native American, 1.82% from other races, and 0.66% from two or more races. Hispanic or Latino of any race were 3.24% of the population.
There were 4,167 households, out of which 32.4% had children under the age of 18 living with them, 43.7% were married couples living together, 18.5% had a female householder with no husband present, and 33.8% were non-families. 30.5% of all households were made up of individuals, and 12.7% had someone living alone who was 65 years of age or older. The average household size was 2.46 and the average family size was 3.06.
In the city, the population was spread out, with 27.9% under the age of 18, 8.5% from 18 to 24, 26.5% from 25 to 44, 22.2% from 45 to 64, and 14.8% who were 65 years of age or older. The median age was 36 years. For every 100 females, there were 81.4 males. For every 100 females age 18 and over, there were 76.6 males.
The median income for a household in the city was $28,365, and the median income for a family was $40,091. Males had a median income of $30,180 versus $18,496 for females. The per capita income for the city was $16,369. About 15.4% of families and 19.9% of the population were below the poverty line, including 29.5% of those under age 18 and 18.8% of those age 65 or over.
Vidalia has a mixed economy, but its largest industry is agriculture. Since 1931, Granex onions grown in and near Vidalia have been licensed and sold internationally as Vidalia onions. In 1986, the Vidalia Onion Trademark Act granted a state trademark and protection on the onions of the Vidalia and Toombs County area. The 1989 Federal Marketing Order #955 of the USDA Agricultural Marketing Service gave the growers and handlers the legal rights to establish the Vidalia Onion Committee, and it granted U.S. federal protection of the onion’s name and production.
Vidalia is best known for its “sweet” onions. The Vidalia onion was first produced about 1931 when a farmer named Mose Coleman discovered that the onions he produced were sweeter than other onions. Other farmers started growing the same crop, and in the 1940s the Vidalia onion became an item sold to tourists.
Vidalia onion growers have protected their brand, and today all onions labelled Vidalia must be grown in one of thirteen different counties in Georgia or in specific portions of seven other counties. Because of their taste and reputation, they are able to command an increased price in the marketplace.
In 1990, the Vidalia onion was named as the official vegetable of the state of Georgia.
Each spring Vidalia holds a world-famous Vidalia Onion Festival. The event lasts for five days and draws in many tourists with its wide variety of activities.
The Altama Gallery is a museum of history and art located inside the restored Brazell House.
The Vidalia Onion Museum provides guests with an interactive, historical experience. The 1,300 square feet (120 m) space is filled with an array of education exhibits that highlight the sweet onion’s economic, cultural and culinary significance. Located at 100 Vidalia Sweet Onion Drive.
Vidalia Public Schools are part of the Vidalia City School District. The school district holds pre-school to grade twelve, and consists of two elementary schools, a middle school, and a high school. The district has 144 full-time teachers and over 2,408 students.
Choose the Right Agent
When choosing the agent, you want to represent you to the insurance companies. Pick an agent that is trained in commercial truck insurance. And make sure the agent you choose to work with is there when you need them. Our agents are trained in commercial truck insurance and are easy to contact. Email, phone call or text message. We respond quickly to our clients.
Certificate of Insurance
Not being able to get a quick COI could cost you money by not being able to pick up a load for the lack of a COI. Our clients at JDW Truckers Insurance are given access to our COI Portal where they can issue a COI 24/7 free of charge.
Insurance Companies Customer Service
Not only should you choose a responsive agent but you will want to be insured by a commercial insurance company who also responds to your requests and are there to help you in case of a claim or endorsements
AM Best Ratings
The AM Best Rating of the commercial truck insurance company you choose to insure your operation should not be over looked. You want to be insured by a trucking insurance company that has the financial stability to pay claims. Many shippers will require an AM Best Rating of A – minus of better. At JDW all of network of commercial truck insurance companies have an AM Best Rating of A – or better.