Owner Operator Trucking Insurance Quitman, Georgia
New Authority Truck Insurance Georgia
Commercial truck insurance Georgia. Owner Operator Trucking Insurance Quitman, Georgia. Affordable commercial truck insurance GA. Top rated commercial truck insurance companies Georgia.
Owner Operator Trucking Insurance Quitman, Georgia
If you are searching for New Authority Truck Insurance Georgia. JDW Truckers Insurance specializes in New Authority Truck Insurance in Georgia. We help you get affordable commercial insurance rates for your new authority.
We offer quote from only the top rated commercial truck insurance companies who offer the best rates for your new authority in Georgia.
JDW will help get the the correct commercial truck insurance in place which will fit your budget and allow you to haul the cargo you want and need to in order to be successful.
We are here to answer your questions with fast and friendly service.
Owner Operator Trucking Insurance Quitman, Georgia
We offer affordable new authority trucking insurance for the entire state of Georgia.
We Customize your New Authority Truck Insurance to Help you Save Money!
Our agents at JDW Truckers Insurance know trucking insurance in Georgia. We will explain the different options and commercial truck insurance requirements in Georgia.
We help you get the right coverages in place so you are no over paying for coverages you may not need. We also help you make sure you have the coverages you need in place. And we do this at affordable commercial truck insurance rates.
New Authority Truck Insurance Requirements and Options
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Auto Liability Insurance
- Your Auto Liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,00 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Owner Operator Trucking Insurance Quitman, Georgia
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Owner Operator Trucking Insurance Quitman, Georgia
Owner Operator Trucking Insurance Quitman, Georgia
Quitman is a city in and the county seat of Brooks County, Georgia, United States. The population was 3,850 at the 2010 census. The Quitman Historic District is listed on the National Register of Historic Places.
Quitman was a home of James Pierpont, author of the song “Jingle Bells” (1857), and uncle of American financier J.P. Morgan. Pierpont was organist for the First Presbyterian Church. James’ daughter, Lillie, was Quitman’s first librarian in 1880.
A local Quitman ordinance prohibits chickens from crossing the road.
It is called the “Camellia City”, as the tree grows in profusion around the area.
Quitman was designated county seat of newly formed Brooks County in 1858. It was incorporated as a town in 1859 and as a city in 1904. As the county seat, it was the center of trading in the county, which was devoted to cotton plantations before and after the American Civil War. The community was named for John A. Quitman, a hero of the Mexican–American War.
Quitman is located in southern Georgia at 30°47′05″N 83°33′39″W / 30.784677°N 83.560747°W. U.S. Routes 84 and 221 pass through the center of the city. US 84 leads west 121 miles to Dothan, Alabama, while US 221 leads south 24 miles (39 km) to Greenville, Florida, and 26 miles (42 km) to Interstate 10. US 84 and US 221 together lead east 15 miles (24 km) to Interstate 75 and 17 miles (27 km) to Valdosta.
According to the United States Census Bureau, Quitman has a total area of 4.1 square miles (10.7 km), of which 0.019 square miles (0.05 km2), or .50%, is water.
As of the 2020 United States Census, there were 4,064 people, 1,476 households, and 836 families residing in the city.
As of the census of 2000, there were 4,638 people, 1,707 households, and 1,131 families residing in the city. The population density was 1,211.1 inhabitants per square mile (467.6/km2). There were 2,034 housing units at an average density of 531.1 per square mile (205.1/km). The racial makeup of the city was 30.98% White, 66.36% African American, 0.13% Native American, 0.37% Asian, 1.06% from other races, and 1.10% from two or more races. Hispanic or Latino of any race were 2.18% of the population.
There were 1,707 households, out of which 31.3% had children under the age of 18 living with them, 31.9% were married couples living together, 30.2% had a female householder with no husband present, and 33.7% were non-families. 30.4% of all households were made up of individuals, and 14.2% had someone living alone who was 65 years of age or older. The average household size was 2.61 and the average family size was 3.26.
In the city, the population was spread out, with 30.1% under the age of 18, 8.8% from 18 to 24, 22.9% from 25 to 44, 20.3% from 45 to 64, and 17.9% who were 65 years of age or older. The median age was 35 years. For every 100 females, there were 78.6 males. For every 100 females age 18 and over, there were 68.6 males.
The median income for a household in the city was $20,924, and the median income for a family was $24,154. Males had a median income of $22,727 versus $17,391 for females. The per capita income for the city was $10,594. About 31.2% of families and 34.2% of the population were below the poverty line, including 46.7% of those under age 18 and 20.9% of those age 65 or over.
The prevalent industries in Quitman are farming and automotive. Cass Burch Automotive Group is located in downtown Quitman, with both Dodge Chrysler Jeep & Ram and Chevrolet dealerships represented.
The climate in this area is characterized by hot, humid summers and generally mild to cool winters. According to the Köppen Climate Classification system, Quitman has a humid subtropical climate, abbreviated “Cfa” on climate maps.
Schools for Quitman are Quitman Elementary School, Brooks County Middle School, and Brooks County High School.
Radio station WGOV-FM 96.7 is licensed to broadcast from Quitman. The Quitman Free Press, a weekly newspaper, is the official legal publication for Brooks County. It has been in operation since 1876.
Media related to Quitman, Georgia at Wikimedia Commons
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AM Best Ratings
The AM Best Rating of the commercial truck insurance company you choose to insure your operation should not be over looked. You want to be insured by a trucking insurance company that has the financial stability to pay claims. Many shippers will require an AM Best Rating of A – minus of better. At JDW all of network of commercial truck insurance companies have an AM Best Rating of A – or better.