Owner Operator Trucking Insurance Perry, Georgia
New Authority Truck Insurance Georgia
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Owner Operator Trucking Insurance Perry, Georgia
If you are searching for New Authority Truck Insurance Georgia. JDW Truckers Insurance specializes in New Authority Truck Insurance in Georgia. We help you get affordable commercial insurance rates for your new authority.
We offer quote from only the top rated commercial truck insurance companies who offer the best rates for your new authority in Georgia.
JDW will help get the the correct commercial truck insurance in place which will fit your budget and allow you to haul the cargo you want and need to in order to be successful.
We are here to answer your questions with fast and friendly service.
Owner Operator Trucking Insurance Perry, Georgia
We offer affordable new authority trucking insurance for the entire state of Georgia.
We Customize your New Authority Truck Insurance to Help you Save Money!
Our agents at JDW Truckers Insurance know trucking insurance in Georgia. We will explain the different options and commercial truck insurance requirements in Georgia.
We help you get the right coverages in place so you are no over paying for coverages you may not need. We also help you make sure you have the coverages you need in place. And we do this at affordable commercial truck insurance rates.
New Authority Truck Insurance Requirements and Options
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Auto Liability Insurance
- Your Auto Liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,00 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Owner Operator Trucking Insurance Perry, Georgia
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Owner Operator Trucking Insurance Perry, Georgia
Owner Operator Trucking Insurance Perry, Georgia
Perry is a city in Houston and Peach counties in the U.S. state of Georgia. It is the county seat of Houston County. The population was 13,839 at the 2010 census, up from 9,602 at the 2000 census. As of 2019 the estimated population was 17,894. It is part of the Warner Robins, Georgia Metropolitan Statistical Area, within the Macon–Bibb County–Warner Robins Combined Statistical Area.
Perry is best known as the location of the annual Georgia National Fair.
Founded in 1823 as “Wattsville”, the town was located near the center of Houston County and served as its courthouse. The name was soon changed to honor Commodore Oliver Hazard Perry, a hero of the War of 1812. The Georgia General Assembly incorporated the town on December 9, 1824. The original city limit was a circle, one mile in diameter, except where bounded on the north by Big Indian Creek.
Antebellum industry in Perry included gristmills, sawmills, and cotton gins. The Houston Home Journal began publishing in 1870. Cotton was the most significant commodity crop in the 20th century.
Tourism has been important to the local economy since about 1920, when U.S. Highway 41 to Florida was paved. The New Perry Hotel, built in 1870 and rebuilt in 1925, became a landmark for many Florida tourists. The downtown area has emphasized its historic heritage and has several quaint shops and restaurants.
Since World War II, when Robins Air Force Base was established in nearby Warner Robins, the military has been a significant employer in the area. Warner Robins is several times larger than Perry. Other manufacturers in the city have included Frito-Lay, Perdue Farms (formally Heileman Brewing Co.), and Cemex, Inc. (formally Penn-Dixie Cement and Medusa Cement Company).
In the early 1960s Interstate 75 was constructed through the western side of the city. It has attracted more businesses that cater to travelers. The Georgia National Fairgrounds and Agricenter opened in 1990. The Go Fish Georgia Education Center opened October 8, 2010.
Perry is located in west-central Houston County at 32°27′54″N 83°43′16″W / 32.46500°N 83.72111°W (32.464940, −83.721163). The city limits extend northwest into Peach County. It is on Big Indian Creek, a tributary of the Ocmulgee River.
U.S. Highway 41 passes through the center of Perry, leading north 30 miles (48 km) to Macon and south 16 miles (26 km) to Unadilla. Interstate 75, the major north-south artery through Georgia, passes through the western side of Perry, with access from Exits 134 through 138. I-75 leads north 106 miles (171 km) to Atlanta and south 123 miles (198 km) to Valdosta. U.S. Highway 341 also passes through Perry, leading northwest 12 miles (19 km) to Fort Valley and southeast 21 miles (34 km) to Hawkinsville.
According to the United States Census Bureau, Perry has a total area of 26.3 square miles (68.1 km), of which 26.2 square miles (67.8 km2) are land and 0.1 square miles (0.3 km), or 0.48%, are water.
The Perry-Houston County Airport serves Middle Georgia’s general aviation needs with a 5,000′ x 100′ runway, hangar space, a repair/maintenance facility, flight school, and both aviation and jet fuel services. Presently the facility is the base for 89 aircraft, with 66 public and corporate hangars.
The Georgia National Fair is a state-sponsored fair that is held every October at the Georgia National Fairgrounds and Agricenter in the southern part of Perry. The fair is an 11-day event offering a wide range of activities and shows, such as agricultural, livestock and horse shows, home and fine arts competitions, youth organization events (4-H, FBLA, FCCLA, FFA, and TSA), circus, midway rides, and games, fair food, major live music concerts in Reaves Arena, family entertainment, and nightly fireworks.
The Go Fish Education Center takes visitors on an educational journey through Georgia’s watersheds to learn about the diverse aquatic wildlife, their natural habitats and the impact of water pollution. Visitors can see freshwater aquariums, explore underwater habitats, view aquatic wildlife, catch fish in a stocked pond, view a movie exploring Georgia’s fishing options and traditions, and try out interactive fishing and boating simulators. The Go Fish Education Center is part of the Georgia Department of Natural Resources, Wildlife Resources Division (Fisheries Management Section). The hours are Friday & Saturday from 9:00 am to 5:00 pm and Sunday from 1:00 pm to 5:00 pm. The center is reserved Tuesday through Thursday for school field trips and other groups.
The Buzzard drops in Perry each New Year’s Eve with live entertainment, spirits sold on-site, a dance contest, and souvenir memorabilia.
The Perry Area Historical Museum was founded to identify, protect and preserve the area’s historical landmarks, artifacts, and histories of its people. Exhibits include military, social, agricultural, fashion, education, and political memorabilia. Services offered by the museum include a heritage library of local and regional publications, records, documents, family histories, and other research material. Programs offered include guided tours, special events, kids programs, and activities. The hours are Tuesday through Thursday, from 10:00 am to 12:00 noon and 2:00 pm to 4:00 pm. The museum is also open by appointment.
The Dogwood Festival is held the second weekend of April each year in downtown Perry. For each festival, there is a pageant, 5k, arts & crafts sale, food vendors, kids zone, youth entertainment stage, dog dock-diving competitions, and a hot air balloon rally.
As of the 2020 United States census, there were 20,624 people, 6,242 households, and 4,160 families residing in the city.
As of the census of 2000, there were 9,602 people, 3,720 households, and 2,574 families residing in the city. The population density was 584.7 inhabitants per square mile (225.8/km2). There were 4,053 housing units at an average density of 246.8 per square mile (95.3/km). The racial makeup of the city was 59.53% White, 37.18% African American, 0.21% Native American, 1.25% Asian, 0.04% Pacific Islander, 0.90% from other races, and 0.90% from two or more races. Hispanic or Latino of any race were 1.85% of the population.
There were 3,720 households, out of which 32.8% had children under the age of 18 living with them, 45.2% were married couples living together, 19.7% had a female householder with no husband present, and 30.8% were non-families. 26.8% of all households were made up of individuals, and 10.3% had someone living alone who was 65 years of age or older. The average household size was 2.50 and the average family size was 3.03.
In the city, the population was spread out, with 25.9% under the age of 18, 9.8% from 18 to 24, 30.1% from 25 to 44, 20.2% from 45 to 64, and 14.0% who were 65 years of age or older. The median age was 35 years. For every 100 females, there were 89.9 males. For every 100 females age 18 and over, there were 84.6 males.
The median income for a household in the city was $31,418, and the median income for a family was $38,480. Males had a median income of $35,870 versus $21,136 for females. The per capita income for the city was $18,266. About 15.6% of families and 18.8% of the population were below the poverty line, including 24.4% of those under age 18 and 15.4% of those aged 65 or over.
Choose the Right Agent
When choosing the agent, you want to represent you to the insurance companies. Pick an agent that is trained in commercial truck insurance. And make sure the agent you choose to work with is there when you need them. Our agents are trained in commercial truck insurance and are easy to contact. Email, phone call or text message. We respond quickly to our clients.
Certificate of Insurance
Not being able to get a quick COI could cost you money by not being able to pick up a load for the lack of a COI. Our clients at JDW Truckers Insurance are given access to our COI Portal where they can issue a COI 24/7 free of charge.
Insurance Companies Customer Service
Not only should you choose a responsive agent but you will want to be insured by a commercial insurance company who also responds to your requests and are there to help you in case of a claim or endorsements
AM Best Ratings
The AM Best Rating of the commercial truck insurance company you choose to insure your operation should not be over looked. You want to be insured by a trucking insurance company that has the financial stability to pay claims. Many shippers will require an AM Best Rating of A – minus of better. At JDW all of network of commercial truck insurance companies have an AM Best Rating of A – or better.