Owner Operator Trucking Insurance Mountain View, Georgia
New Authority Truck Insurance Georgia
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Owner Operator Trucking Insurance Mountain View, Georgia
If you are searching for New Authority Truck Insurance Georgia. JDW Truckers Insurance specializes in New Authority Truck Insurance in Georgia. We help you get affordable commercial insurance rates for your new authority.
We offer quote from only the top rated commercial truck insurance companies who offer the best rates for your new authority in Georgia.
JDW will help get the the correct commercial truck insurance in place which will fit your budget and allow you to haul the cargo you want and need to in order to be successful.
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Owner Operator Trucking Insurance Mountain View, Georgia
We offer affordable new authority trucking insurance for the entire state of Georgia.
We Customize your New Authority Truck Insurance to Help you Save Money!
Our agents at JDW Truckers Insurance know trucking insurance in Georgia. We will explain the different options and commercial truck insurance requirements in Georgia.
We help you get the right coverages in place so you are no over paying for coverages you may not need. We also help you make sure you have the coverages you need in place. And we do this at affordable commercial truck insurance rates.
New Authority Truck Insurance Requirements and Options
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Auto Liability Insurance
- Your Auto Liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,00 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Owner Operator Trucking Insurance Mountain View, Georgia
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Owner Operator Trucking Insurance Mountain View, Georgia
Owner Operator Trucking Insurance Mountain View, Georgia
Mountain View (also known as Rough and Ready) is an unincorporated community in northwest Clayton County, Georgia, United States. The community is bounded on the east and south by Forest Park, on the north by the Fulton County line, and on the west by the Hartsfield-Jackson Atlanta International Airport.
Mountain View was originally named Rough and Ready for the Rough and Ready Tavern or Bagley House, a stagecoach stop on the line from Macon to upper Georgia. It was later the site of the first railroad station south of Atlanta on the Macon and Western Railroad, 13 miles from the terminus at East Point.
The Rough and Ready Tavern served as a temporary headquarters for Confederate Lieutenant-General William J. Hardee during the Atlanta Campaign (1864).
Its name was changed when it was incorporated as a city in 1956. The name “Mountain View” refers to the fact that, on a clear day, one can see
Stone Mountain 20 miles to the east. The slogan, “Gateway to Clayton County,” was featured on the city seal.
Mountain View was a city from 1956 to January 1978, when the Georgia General Assembly voted to repeal the city charter. A five-member delegation of Clayton County legislators proposed a bill to abolish the city in order to clean up corruption in the city government. During his four terms in office (1972-1977) Mayor Ray King, though popular with his constituents, was charged with bribery, nepotism, conspiracy, assault, and violating the city charter by accepting an illegal salary. Rather than reform the city leadership, Clayton County sought to dissolve Mountain View entirely. State Representative Rudolph Johnson of Morrow, chair of the delegation said, “They’ve had controversy out there for 20 years. It’s an accumulation of things, really.”
In 1972, (then) Governor Jimmy Carter suspended Mountain View’s police powers for several months during an investigation into an alleged speed trap on I-75. Though no wrongdoing was confirmed, the allegations contributed to Mountain View’s bad publicity. Along with the city’s controversial 24-hour sales of beer and wine in an otherwise dry county, its reputation for public drunkenness and fighting, and a notorious mayor, the legislative delegation determined the city to be a “blight on Clayton County.”
However, long before Mountain View was formally dissolved, the City of Atlanta Department of Aviation actively acquired properties and assisted in relocation of the residential population due to noise impacts from the nearby runways. In 1978, sound expert Dr. Clifford Bragdon called Mountain View the “most noise-impacted city in the U.S. or Europe.” Despite the constant roar of jet engines, many residents did not want to leave and some homes were taken by eminent domain. Past population estimates were between 2,100 and 3,000 persons. The current population is unknown, but many of Mountain View’s original businesses remain.
Plans are on the drawing board for economic redevelopment the community, but the plans call for no residential population due to the noise from the takeoffs and landings at the Airport.