Owner Operator Truck Truck Insurance Walthourville, Georgia
New Authority Truck Insurance Georgia
Commercial truck insurance Georgia. Owner Operator Truck Truck Insurance Walthourville, Georgia. Affordable commercial truck insurance GA. Top rated commercial truck insurance companies Georgia.
Owner Operator Truck Truck Insurance Walthourville, Georgia
If you are searching for New Authority Truck Insurance Georgia. JDW Truckers Insurance specializes in New Authority Truck Insurance in Georgia. We help you get affordable commercial insurance rates for your new authority.
We offer quote from only the top rated commercial truck insurance companies who offer the best rates for your new authority in Georgia.
JDW will help get the the correct commercial truck insurance in place which will fit your budget and allow you to haul the cargo you want and need to in order to be successful.
We are here to answer your questions with fast and friendly service.
Owner Operator Truck Truck Insurance Walthourville, Georgia
We offer affordable new authority trucking insurance for the entire state of Georgia.
We Customize your New Authority Truck Insurance to Help you Save Money!
Our agents at JDW Truckers Insurance know trucking insurance in Georgia. We will explain the different options and commercial truck insurance requirements in Georgia.
We help you get the right coverages in place so you are no over paying for coverages you may not need. We also help you make sure you have the coverages you need in place. And we do this at affordable commercial truck insurance rates.
New Authority Truck Insurance Requirements and Options
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Auto Liability Insurance
- Your Auto Liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,00 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Owner Operator Truck Truck Insurance Walthourville, Georgia
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Owner Operator Truck Truck Insurance Walthourville, Georgia
Owner Operator Truck Truck Insurance Walthourville, Georgia
Walthourville is a city in Liberty County, Georgia, United States. When it was incorporated in 1974, it had a government entirely composed of women; and in 1978 it elected Carrie Kent, the first African-American woman mayor in Georgia history. Walthourville is a part of the Hinesville-Fort Stewart metropolitan statistical area. The population was 4,111 at the 2010 census.
Walthourville draws its name from Andrew Walthour, a revolutionary soldier and a physician who established a plantation in the area circa 1795. The Walthourville Presbyterian Church was originally housed in a structure, erected in 1820, which served as a meeting place for both Baptists and Presbyterians. In 1845 a Presbyterian church was erected, which was destroyed by fire in 1877. The following year a new church was completed, with that structure being destroyed in a storm in 1881. The present church was dedicated in July 1884.
The Walthourville Academy, a non-sectarian co-educational school, was founded in 1823. A post office was established on July 3, 1837
By the 1840s the town was one of the most prosperous towns in south Georgia. In 1854 the North Newport Church moved to Walthourville.
The tracks of the Savannah, Albany & Gulf Railroad reached Walthourville in 1857. The railroad merged with the Atlantic & Gulf Railroad and traversed south Georgia from Savannah to Bainbridge. The Walthourville depot was Station No. 4, the fourth to be constructed on the line from Savannah.
An 1862 guide to Confederate railroads provided the following description of Walthourville, “a post-town in Liberty county, Georgia, forty miles South-west of Savannah, is the largest place in the county. It contains two flourishing academies, and about 400 inhabitants.”
By 1974 the town had an airstrip and an industrial park, and there was some concern the area might be annexed by nearby Hinesville, Georgia. Although the town was 179 years old, it was not officially chartered by the state. An attempt to do so by the male leaders of the town some 12 years earlier had failed due in part to “bickering.”
A committee entirely composed of women completed the necessary census and circulated a petition as required, getting 300 signatures. When they filed the paperwork with the Georgia General Assembly for approval they named themselves the incorporating officers. “We thought it was all just on paper”, said Mayor Lyndol Anderson. But when the approved papers arrived (signed by then-Governor Jimmy Carter) they realized they were required to serve as town government until the first election in December.
They were sworn into office in April 1974 becoming the one of the first all-woman governments of a municipality in Georgia history. (The first known instance was Oak Park in 1934). Coming as it did at the height of the women’s liberation movement, the all-woman government of the town attracted much attention including national coverage by A.P., UPI, NBC Nightly News with John Chancellor and CBS Evening News with Walter Cronkite. The women of Walthourville, however, reportedly rejected the label of “women’s libbers”.
In December 1974 the all-woman slate ran in its first election, and were challenged by a slate of male candidates, none of whom succeeded. The women had proven themselves good campaigners as well as good governors. They had gotten streetlights installed in the town and put up street signs, and had not only levied no new taxes, but they had donated their own (nominal) official salaries back to the town.
Four years later, one man did join the council in the 1978 election. In the same election, council member Carrie Kent was elected mayor – the first African-american woman to be elected mayor in Georgia. In 2007 the town erected a historical marker commemorating the history of its incorporation (see photo).
In the vicinity of Walthourville across the county line near the intersection of Tibet Highway and Griffin Road lies Tea Grove Plantation, an outdoor collection of historic buildings, vehicles, and farming equipment open to the public.
Walthourville Presbyterian Church is on the National Register of Historic Places.
Walthourville is located at 31°46′34″N 81°37′27″W / 31.77611°N 81.62417°W (31.776124, -81.624229).
According to the United States Census Bureau, the city has a total area of 3.8 square miles (9.8 km), all land.
As of the 2020 United States census, there were 3,680 people, 1,652 households, and 1,006 families residing in the city.
As of the 2010 United States Census, there were 4,111 people living in the city. The racial makeup of the city was 56.9% Black, 27.6% White, 0.6% Native American, 1.4% Asian, 0.5% Pacific Islander, 0.4% from some other race and 4.4% from two or more races. 8.3% were Hispanic or Latino of any race.
As of the census of 2000, there were 4,030 people, 1,361 households, and 1,012 families living in the city. The population density was 1,064.2 inhabitants per square mile (410.9/km2). There were 1,639 housing units at an average density of 432.8 per square mile (167.1/km). The racial makeup of the city was 36.97% White, 55.06% African American, 0.87% Native American, 0.94% Asian, 0.35% Pacific Islander, 2.98% from other races, and 2.83% from two or more races. Hispanic or Latino of any race were 6.38% of the population.
There were 1,361 households, out of which 51.7% had children under the age of 18 living with them, 53.0% were married couples living together, 15.5% had a female householder with no husband present, and 25.6% were non-families. 19.3% of all households were made up of individuals, and 3.1% had someone living alone who was 65 years of age or older. The average household size was 2.96 and the average family size was 3.39.
In the city, the population was spread out, with 36.3% under the age of 18, 15.2% from 18 to 24, 36.0% from 25 to 44, 9.8% from 45 to 64, and 2.8% who were 65 years of age or older. The median age was 24 years. For every 100 females, there were 97.9 males. For every 100 females age 18 and over, there were 99.2 males.
The median income for a household in the city was $32,359, and the median income for a family was $34,980. Males had a median income of $26,382 versus $20,270 for females. The per capita income for the city was $12,291. About 13.4% of families and 15.0% of the population were below the poverty line, including 20.3% of those under age 18 and 21.1% of those age 65 or over.
The United States Postal Service operates the Walthourville Post Office.
The Liberty County School District operates public schools serving Walthourville.
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Certificate of Insurance
Not being able to get a quick COI could cost you money by not being able to pick up a load for the lack of a COI. Our clients at JDW Truckers Insurance are given access to our COI Portal where they can issue a COI 24/7 free of charge.
Insurance Companies Customer Service
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AM Best Ratings
The AM Best Rating of the commercial truck insurance company you choose to insure your operation should not be over looked. You want to be insured by a trucking insurance company that has the financial stability to pay claims. Many shippers will require an AM Best Rating of A – minus of better. At JDW all of network of commercial truck insurance companies have an AM Best Rating of A – or better.