Owner Operator Truck Truck Insurance Millen, Georgia
New Authority Truck Insurance Georgia
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Owner Operator Truck Truck Insurance Millen, Georgia
If you are searching for New Authority Truck Insurance Georgia. JDW Truckers Insurance specializes in New Authority Truck Insurance in Georgia. We help you get affordable commercial insurance rates for your new authority.
We offer quote from only the top rated commercial truck insurance companies who offer the best rates for your new authority in Georgia.
JDW will help get the the correct commercial truck insurance in place which will fit your budget and allow you to haul the cargo you want and need to in order to be successful.
We are here to answer your questions with fast and friendly service.
Owner Operator Truck Truck Insurance Millen, Georgia
We offer affordable new authority trucking insurance for the entire state of Georgia.
We Customize your New Authority Truck Insurance to Help you Save Money!
Our agents at JDW Truckers Insurance know trucking insurance in Georgia. We will explain the different options and commercial truck insurance requirements in Georgia.
We help you get the right coverages in place so you are no over paying for coverages you may not need. We also help you make sure you have the coverages you need in place. And we do this at affordable commercial truck insurance rates.
New Authority Truck Insurance Requirements and Options
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Auto Liability Insurance
- Your Auto Liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,00 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Owner Operator Truck Truck Insurance Millen, Georgia
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Owner Operator Truck Truck Insurance Millen, Georgia
Owner Operator Truck Truck Insurance Millen, Georgia
Millen is a city, and the county seat of Jenkins County, Georgia, United States. The population was 3,120 at the 2010 census, down from 3,492 at the 2000 census.
The city is intersected by U.S. Route 25 and State Route 17, and the proposed Interstate 3 will pass nearby.
Millen was first settled in 1835 along the border of what was then Burke and Screven counties. It was originally named “79” due to its approximate distance in miles from the coastal city of Savannah. Planters cultivated cotton as a commodity crop.
In 1854, the Central of Georgia Railway and the Georgia Railroad connected at 79. The town became known as “Millen’s Junction” after McPherson B. Millen, the superintendent of the Central of Georgia Railway.
During the Civil War, a site for a prisoner-of-war camp to house Union soldiers was chosen about five miles from Millen’s Junction. Camp Lawton included a hospital, fort and officer housing and had about 8,600 prisoners confined there on 14 November 1864, according to a detailed camp map made by a former prisoner. It was built in what is today Magnolia Springs State Park, because the location was favorable due to the springs providing potable water and its proximity to the Augusta and Savannah Railroad. On December 3, 1864, Sherman’s March to the Sea passed through Millen. Prior to the arrival of Union forces, Confederate soldiers evacuated the Camp Lawton prisoners to Savannah. The Union soldiers destroyed Millen’s Junction after finding the prison camp and to avoid use of the railway junction.
The town was rebuilt after the war. In 1881, the city of Millen was incorporated by an act of the Georgia State Legislature, becoming the county seat of the newly created Jenkins County in 1905. The summer of 1919 was called the Red Summer due to a number of race riots throughout America. Millen did not escape this and white mobs burned down and killed a number of people in Millen during the Jenkins County, Georgia, riot of 1919.
The Downtown Millen Historic District was listed on the National Register of Historic Places in 1996. The county is largely rural and agricultural.
Millen is the only incorporated municipality in Jenkins County. It is located on the east side of the Ogeechee River. U.S. Route 25 passes through the west side of the city, leading north 20 miles (32 km) to Waynesboro and south 29 miles (47 km) to Statesboro. Georgia State Route 17 passes through the center of the city, entering from the west as Winthrope Avenue and leaving to the south as Masonic Street. SR-17 leads northwest 35 miles (56 km) to Louisville and southeast 77 miles (124 km) to Savannah. State Route 21 bypasses Millen to the northeast, ending at US 25 at the northern city limit. SR-21 leads east 20 miles (32 km) to Sylvania.
According to the United States Census Bureau, Millen has a total area of 3.6 square miles (9.3 km), of which 0.02 square miles (0.06 km2), or 0.67%, are water.
As of the 2020 United States census, there were 2,966 people, 1,113 households, and 563 families residing in the city.
At the 2000 census there were 3,492 people in 1,321 households, including 854 families, in the city. The population density was 966.9 inhabitants per square mile (373.3/km). There were 1,567 housing units at an average density of 433.9 per square mile (167.5/km2). The racial makup of the city was 59.31% African American, 37.92% White, 0.17% Asian, 0.17% Pacific Islander, 0.06% Native American, 1.35% from other races, and 1.03% from two or more races. Hispanic or Latino of any race were 2.86%.
Of the 1,321 households 30.8% had children under the age of 18 living with them, 32.9% were married couples living together, 27.6% had a female householder with no husband present, and 35.3% were non-families. 31.2% of households were one person and 14.4% were one person aged 65 or older. The average household size was 2.55 and the average family size was 3.24.
The age distribution was 28.4% under the age of 18, 9.3% from 18 to 24, 24.9% from 25 to 44, 20.9% from 45 to 64, and 16.6% 65 or older. The median age was 36 years. For every 100 females, there were 80.7 males. For every 100 females age 18 and over, there were 74.7 males.
The median household income was $18,701 and the median family income was $23,423. Males had a median income of $25,792 versus $17,330 for females. The per capita income for the city was $11,851, placing Millen among the poorest locations in the state. About 30.0% of families and 35.0% of the population were below the poverty line, including 45.2% of those under age 18 and 28.2% of those age 65 or over.
The Jenkins County School District holds pre-school to grade twelve, and consists of one elementary school, one middle school, and one high school. The district has 119 full-time teachers and over 1,754 students.
Choose the Right Agent
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Certificate of Insurance
Not being able to get a quick COI could cost you money by not being able to pick up a load for the lack of a COI. Our clients at JDW Truckers Insurance are given access to our COI Portal where they can issue a COI 24/7 free of charge.
Insurance Companies Customer Service
Not only should you choose a responsive agent but you will want to be insured by a commercial insurance company who also responds to your requests and are there to help you in case of a claim or endorsements
AM Best Ratings
The AM Best Rating of the commercial truck insurance company you choose to insure your operation should not be over looked. You want to be insured by a trucking insurance company that has the financial stability to pay claims. Many shippers will require an AM Best Rating of A – minus of better. At JDW all of network of commercial truck insurance companies have an AM Best Rating of A – or better.