Owner Operator Truck Truck Insurance Kirkwood, Georgia
New Authority Truck Insurance Georgia
Commercial truck insurance Georgia. Owner Operator Truck Truck Insurance Kirkwood, Georgia. Affordable commercial truck insurance GA. Top rated commercial truck insurance companies Georgia.
Owner Operator Truck Truck Insurance Kirkwood, Georgia
If you are searching for New Authority Truck Insurance Georgia. JDW Truckers Insurance specializes in New Authority Truck Insurance in Georgia. We help you get affordable commercial insurance rates for your new authority.
We offer quote from only the top rated commercial truck insurance companies who offer the best rates for your new authority in Georgia.
JDW will help get the the correct commercial truck insurance in place which will fit your budget and allow you to haul the cargo you want and need to in order to be successful.
We are here to answer your questions with fast and friendly service.
Owner Operator Truck Truck Insurance Kirkwood, Georgia
We offer affordable new authority trucking insurance for the entire state of Georgia.
We Customize your New Authority Truck Insurance to Help you Save Money!
Our agents at JDW Truckers Insurance know trucking insurance in Georgia. We will explain the different options and commercial truck insurance requirements in Georgia.
We help you get the right coverages in place so you are no over paying for coverages you may not need. We also help you make sure you have the coverages you need in place. And we do this at affordable commercial truck insurance rates.
New Authority Truck Insurance Requirements and Options
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Auto Liability Insurance
- Your Auto Liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,00 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Owner Operator Truck Truck Insurance Kirkwood, Georgia
Chat with JDW Truckers Insurance. We are fast and friendly. Great customer service. Free 24/7 COI.
We offer affordable new authority truck insurance in:
AL – AR – FL – GA – IN – MO – MS – NC – OH – PA – SC – TN – TX – VA
We offer new authority truck insurance quotes for:
- Dry van
- Flatbed
- UIIA
- Amazon
- Reefer and more
Owner Operator Truck Truck Insurance Kirkwood, Georgia
Owner Operator Truck Truck Insurance Kirkwood, Georgia
Kirkwood is a national historic designated neighborhood on the east side of Atlanta, Georgia, United States. It is a historic streetcar suburb situated entirely in DeKalb County, bordered by the neighborhoods of Lake Claire, East Lake, Edgewood, and Oakhurst. Kirkwood is bound on the north by DeKalb Avenue, on the south by Memorial Drive and Interstate 20, on the west by Montgomery Street, and on the east by 1st Ave. A large part of the neighborhood is listed on the National Register of Historic Places as Kirkwood Historic District.
Prior to the Civil War, the most prominent landholders in early Kirkwood were the Kirkpatrick, Dunwoody, and Clay families. The name Kirkwood was likely derived from a blending of the Kirkpatrick and Dunwoody family names.
James H. Kirkpatrick (1778–1853), a native of Ireland, settled in the area in 1827 and acquired Land Lots 111 and 112 in what are now the north Kirkwood and Lake Claire neighborhoods. His plantation estate was located just to the north of Georgia Railroad line near the vicinity of East Lake Road. At the time of his death, James Kirkpatrick’s personal estate was considered one of the largest in DeKalb County.
Jesse Clay (1792–1871), a native of Virginia, operated dairy farms on over 850 acres in Land Lots 206 and 207, in the southwest corner of the Kirkwood neighborhood. The Clay farmstead was located near present-day Clay Street. In addition to farming, Jesse Clay, his sons and his brother Green Clay also speculated in land development throughout the nineteenth and early twentieth centuries. Aside from Gilliam Park, which was once a part of their property, the only vestige of the Clay family in Kirkwood today is the small, late nineteenth-century family cemetery located on the west side of Clifton Street NE, between Wade Street and Hosea L. Williams Drive.
Kirkwood traces its beginnings to residential development begun in the 1870s. While no one would consider Kirkwood a suburb of Atlanta today, an early tour book described it as an “area of beautiful suburban villas.” Kirkwood was an early streetcar suburb of Atlanta. By 1910 streetcars provided express service to and from Atlanta three times daily, and streetcars continued service along some streets including Kirkwood Road NE until the early 1950s.
Kirkwood was incorporated as an independent municipality in 1899. Governed beginning in 1899 by its own city council and mayor, the town boasted its own water system, school systems and fire department. The former Kirkwood School is a handsome building from this period, located on Kirkwood Road NE just north of Bessie Branham Park. Individually nominated to the National Register of Historic Places, the primary building on the property’s south side was originally designed by John Francis Downing, the son of the noted Atlanta architect W. T. Downing. Both buildings now comprise the Kirkwood Lofts apartments as a result of a $1 million renovation in 1997.
There are 5 Historic Markers placed by the Georgia Historical Commission detailing major events during the Battle of Atlanta during the Civil War and examining what a pivotal role the area played in the events that unfolded.
The Marker “Unexpected Clash” at the intersection of Clifton Street and Memorial Drive, details a surprise encounter sparking some of the first shots fired in the battle of Atlanta.
The Marker “Battle of Atlanta Began Here” located near the intersection of Memorial Drive and Clay Streets marks the first two brigades of the North and South that would set off the battle that would leave countless soldiers and civilians dead and lead to the burning of Atlanta.
While Kirkwood’s residential community began to flourish by the late 1990s, the community’s business district running along Hosea L. Williams Dr. (Then Boulevard Dr.) remained stagnant. A major problem with any planning efforts gaining traction to raise the quality of the downtown area was the fact that properties along the district had varying zoning designations governing their density and use. In 2001, the community obtained Neighborhood Commercial (NC-3) Zoning that allowed for consistency in planning efforts.
In 2003, work began on Phase I of a $1.5M streetscape project in the district that, coupled with earlier zoning changes, served to create an environment that would attract small business and private commercial development to the area. The streetscape project increased pedestrian access by narrowing street crossings, slowing traffic, installing protected crosswalks and bicycle lanes on Hosea Williams, and building wider decorative sidewalks. The visual element of the project added historic street lighting, removal of several power poles, decorative brick pavers, trash cans and bike racks.
Today, Downtown Kirkwood has become what neighbors call “the small town in the big city,” hosting its own post office, newly constructed fire station, police precinct and public library. Residents and visitors also have a host of shopping and dining options at their disposal, including: day spas, furniture galleries, gift shops, restaurants, bars, a wine store, coffee shops, real estate offices, professional/creative spaces, salons, dance studios, yoga studios, and more.
The Kirkwood Business Owners’ Association (KBOA) represents local businesses and recently installed new gateway signage and landscaping at the main traffic island on Hosea Williams Drive. The KBOA also promotes and markets Kirkwood Events and businesses.
The Kirkwood Historic District, including 1,788 contributing buildings, was listed on the National Register of Historic Places in 2009.
Historic Kirkwood hosts a large stock of Victorian and Craftsman style homes along with new homes in traditional styles. In 2009 The Kirkwood Neighbors’ Organization, in conjunction with the state historic preservation office and the faculty and students of the Georgia State University Heritage Preservation program, successfully nominated the Kirkwood Historic District to the National Register of Historic Places. With nearly 2000 contributing resources, the Kirkwood Historic District is the largest historic district in the State of Georgia in terms of contributing resources.
Listed on the National Register of Historic Places in 2002, the Kirkwood School was originally constructed in 1910 with additional buildings added in the following decades. The school was converted to loft apartments and serve as an excellent example of preservation methods and adaptive re-use. In 2005 the 21 apartment units were sold as loft condominiums.
The Craftsman Bungalow, the most prominent architectural home style in Kirkwood reflects the areas growth throughout the community’s early 20th century as a streetcar suburb of bustling Atlanta. The style was renowned for its simple lines and down-to-earth functionality, a clear departure from the grandeur of earlier Victorian homes of the late 19th century. Local Architect Frank Ruggles, a Boston-born transplant to turn of the 20th century Kirkwood exercised the craftsman influence in many of his unique designs throughout the neighborhood. Many of the Ruggles-designed homes can still be seen along Warlick Avenue and along much of Howard Street NE. Urban pioneers revered the essence of these simpler times and today the community’s craftsman homes are highly sought after, fetching a premium on resale.
In addition to the large stock of historic homes, one of Kirkwood’s greatest attributes is its capacity for new homes that meet the needs of modern living while maintaining the traditional fabric of the surrounding community. Since the mid-1990s, Kirkwood has experienced a surge of new single family homes through infill development on existing lots and the construction of small enclaves, such as Hawthorn Park. Additional projects on the horizon include three new subdivisions totaling approximately 50 homes with continued infill development.
Although there are not currently any historic protections in place for the community at large, The Kirkwood Neighbors’ Organization and Neighborhood Planning Unit-O work closely with developers, builders and the City of Atlanta to ensure that new development is sensitive to a variety of needs throughout the community.
Residents are zoned to campuses in the Atlanta Public Schools district .
Kirkwood is home to five of Atlanta’s public parks that are situated throughout the neighborhood. Additionally, Kirkwood is working to establish the Eastside Greenway; a series of linear parks, greenspace and urban trail network traversing the neighborhood. The “Trolley Line” of the PATH (Atlanta) network also crosses the community along much of Hosea Williams Drive and Woodbine Avenue.
Gilliam Park: Jesse Clay, the first owner of the land, is thought to have emigrated from Bradford County, Virginia and first settled in Jasper County, Georgia, where he shows on the Federal Census of 1820 along with his wife, children, and six slaves. He purchased Land Lots 206 and 207 of the 15th District, DeKalb County, from Taylor & Watts of Jasper County in 1826. He made the final payment on the land after traveling to South Carolina and back by horseback. He initially lived on the property in a tent and drew water from a spring at Wade’s Place Hollow (now Gilliam Park).
He cleared and farmed approximately 850 acres (3.4 km) that ranged from the curve of Gilliam Park south to Memorial Drive until his death in 1871. His son Cleveland, a Confederate veteran of the Civil War, inherited the land. The majority of the land was first subdivided and sold to the Atlanta Suburban Land Company in 1892 with the family retaining the Clay home at Boulevard Dekalb (now Hosea Williams Drive) between Clay and Wyman Streets, the family burial grounds nearby, and other parcels.
The sale was prompted by increased Kirkwood development following installation of one of Atlanta’s first trolley lines in the early 1870s. That line’s right of way bordered soon to be Gilliam Park and explains the curved shape of the park’s border. In the late 1910s consolidation of the many electric trolley companies in Atlanta led to the founding of today’s Georgia Power Company. The Atlanta Suburban Land Company held the park parcel until approximately 1922, when they collapsed during a land fraud scandal.
Between 1922 and 1924 the City of Kirkwood (incorporated in 1892) was annexed in a long and at times contentious political and legislative process. General practice lawyer Rufus F. Gilliam, a former mayor of Kirkwood, was an active proponent of annexation. He lived on nearby Rogers Street with his wife Elsa and son Edwin.
The annexation agreement between the two cities included a commitment by Atlanta to create city parks in Kirkwood. Today’s park was acquired from the many parcels available after failure of the Atlanta Suburban Land Company and named after Mr. Gilliam. It has remained in Atlanta’s park inventory since. The park currently features green space, a bike trail (as part of the PATH (Atlanta) project), and a community garden.
Coan Park: Also situated along the old trolley line, Coan Park features an accessible playground allowing disabled children use of play equipment. Installed in 2011 the Coan Park Outdoor Gym provides resistance work out equipment that citizens can use. The park is also home to Coan Recreation Center, Coan Baseball Field, basketball court, several tennis courts and entertainment gazebo. The park is on the border of Edgewood and Kirkwood neighborhoods.
Coan Park originally was the Woodbine Neighborhood Club. Formed in the late 1940s, neighbors in the surrounding area bought shares to pay for the land. Contractors volunteered their labor and equipment to build a baseball/football field, basketball court and picnic area. The Atlanta Transit Company donated two old streetcars to serve as a clubhouse and meeting place. The Atlanta Crackers donated catcher’s equipment for the baseball team. The park served the neighborhood until it was transitioned to Coan Park.
Bessie Branham Park (Formerly Kirkwood Park):Bessie Branham and her husband were leading citizens of Kirkwood in the early 20th century. Mr. Branham was in the publishing business. Mrs. Branham was a civic leader involved in women’s and children’s activities.
In the 1920s Mrs. Branham purchased the land that is now Bessie Branham Park and gave it to the city of Atlanta with the understanding that it would be developed as a public park. The City of Atlanta developed the park and named it after Mrs. Branham.
In 1998, Bessie Branham Park was renovated with new tennis/basketball courts, a ball field, and playground as well as a $2 million recreational center. The recreation center has a gym, workout equipment, and a state-of-the-art computer center with classes that are free to Atlanta residents. The park also features Atlanta’s only Urban Treehouse that was constructed under a US Forest Service program to increase the awareness of inner-city youth to nature.
In 2002, the city of Atlanta removed a majority of the existing play structures at Bessie Branham Park without any budget or intent to replace it. The KNO, in conjunction with KABOOM!, and with the assistance of over 700 volunteers from corporate sponsors completed the design, funding and building of a new playground in 2003.
Kirkwood Urban Forest and Community Garden: Community members banded together to transform 7 acres of neglected land into a park and community garden. Located on the old site of Dixie St SE’s eastern branch, it is classified by the City of Atlanta as a conservation park, meaning, “Conservation parks are managed for environmental protection, but open for public access”. Uniquely, this land is run by neighborhood volunteers and is generously supported by the local neighborhood organization with additional grants. The urban forest features trails among mixed hardwood trees and a wandering spring-fed creek. The community garden has a young orchard, native rain gardens, frog pond, herb beds, shade garden, personal plots, and an unusually large vermicomposting area. There are future plans for a large community pavilion, a small playground, and continued removal of invasive species.
Oakview 1 Park: Pocket park located in the median of Oakview Road SE from Palatka Street SE to Rocky Ford Street SE.
Oakview 2 Park: Pocket park located in the median of Oakview Road SE from Hosea L. Williams Drive NE to Second Ave NE and the city limits.
DeKalb Memorial Park: Located at the southern edge of the neighborhood, border by Memorial Drive SE to the north, Interstate 20 to the south, Clifton Street SE to the west, and Wilkinson Drive SE to the east. The park offers 2 tennis courts, 1 basketball court, open athletic field, baseball and softball fields. There are talks about a disk golf course in the future.
In 2018 Kirkwood was a filming location for Goosebumps 2: Haunted Halloween. It started in early March and was spotted repeatedly in the neighborhood. Additional signs were up on March 22. Outside Kirkwood, signs were placed in Decatur on the 21st. A major trick-or-treating scene was shot back in Kirkwood on the 26th.
33°45′08″N 84°19′25″W / 33.752095°N 84.323668°W
Choose the Right Agent
When choosing the agent, you want to represent you to the insurance companies. Pick an agent that is trained in commercial truck insurance. And make sure the agent you choose to work with is there when you need them. Our agents are trained in commercial truck insurance and are easy to contact. Email, phone call or text message. We respond quickly to our clients.
Certificate of Insurance
Not being able to get a quick COI could cost you money by not being able to pick up a load for the lack of a COI. Our clients at JDW Truckers Insurance are given access to our COI Portal where they can issue a COI 24/7 free of charge.
Insurance Companies Customer Service
Not only should you choose a responsive agent but you will want to be insured by a commercial insurance company who also responds to your requests and are there to help you in case of a claim or endorsements
AM Best Ratings
The AM Best Rating of the commercial truck insurance company you choose to insure your operation should not be over looked. You want to be insured by a trucking insurance company that has the financial stability to pay claims. Many shippers will require an AM Best Rating of A – minus of better. At JDW all of network of commercial truck insurance companies have an AM Best Rating of A – or better.