Owner Operator Truck Truck Insurance Kingston, Georgia
New Authority Truck Insurance Georgia
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Owner Operator Truck Truck Insurance Kingston, Georgia
If you are searching for New Authority Truck Insurance Georgia. JDW Truckers Insurance specializes in New Authority Truck Insurance in Georgia. We help you get affordable commercial insurance rates for your new authority.
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Owner Operator Truck Truck Insurance Kingston, Georgia
We offer affordable new authority trucking insurance for the entire state of Georgia.
We Customize your New Authority Truck Insurance to Help you Save Money!
Our agents at JDW Truckers Insurance know trucking insurance in Georgia. We will explain the different options and commercial truck insurance requirements in Georgia.
We help you get the right coverages in place so you are no over paying for coverages you may not need. We also help you make sure you have the coverages you need in place. And we do this at affordable commercial truck insurance rates.
New Authority Truck Insurance Requirements and Options
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Auto Liability Insurance
- Your Auto Liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,00 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Owner Operator Truck Truck Insurance Kingston, Georgia
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Owner Operator Truck Truck Insurance Kingston, Georgia
Owner Operator Truck Truck Insurance Kingston, Georgia
Kingston is a village in Bartow County, Georgia, United States. The population was 722 at the 2020 census.
Kingston is located in west-central Bartow County at 34°14′9″N 84°56′41″W / 34.23583°N 84.94472°W (34.235749, -84.944648).
According to the United States Census Bureau, the city has a total area of 1.3 square miles (3.3 km), all land.
Georgia State Route 293 (Kingston Highway) passes through the center of town, leading southeast 11 miles (18 km) to Cartersville and west 13 miles (21 km) to Rome. U.S. Route 411 is a four-lane highway that passes 1 mile (2 km) south of Kingston, connecting the same two larger communities.
Native American tribes once inhabited the area. People of the Mississippian culture were in the vicinity until about 1500 AD. Cherokee removal occurred locally by 1838. White settlers were moved in as early as 1832, after a land lottery. The city was named for John Pendleton King, a United States Senator from Georgia.
On April 12, 1862, James J. Andrews with 18 Union soldiers in disguise, and 1 civilian, having seized the locomotive The General at Big Shanty (now Kennesaw) intending to wreck the Western and Atlantic Railroad, were forced to side-track here and wait for the southbound freights to pass. After a long delay The General continued north. Pursuing from Big Shanty, William Allen Fuller (conductor) led a crew which used a push-car and other means and eventually caught the highjackers.
250 Confederate and two Union soldiers died of wounds, disease and sickness in the Confederate hospitals located here during 1862–1864. These men were wounded in the battles of Perryville, Chickamauga, Missionary Ridge, and in the Dalton-Kingston Campaign. The patients were moved to Atlanta in May 1864 to avoid capture by the Union, who later used the hospitals. The dead are buried in unmarked graves nearby.
Union general William T. Sherman made his headquarters in the Hargis House May 16–19, for reorganization of forces in the campaign that would end at Atlanta. Assuming Johnston’s army had moved, from Adairsville, directly on Kingston and the river crossings south, May 18, led Sherman to concentrate his forces here—only to discover that Johnston had gone directly to Cassville where, without making a stand, he continued to Allatoona on May 20. Sherman countered on May 23, by moving due south.
On May 18, 1864, Lieutenant General William J. Hardee’s corps marched from Adairsville on the road parallel to the Western and Atlantic Railroad en route to Cass Station. He turned east on this road to join General Polk’s and Hood’s Confederate corps at Cassville which had moved on the direct Adairsville – Cassville Road. Sherman erred when he assumed that all of Johnston’s army had marched from Adairsville, as Hardee had, to Kingston. This resulted in his ordering his forces concentrated here—discovering later that the Confederates were 5.5 miles (8.9 km) east at Cassville and not at the Etowah River south of Kingston.
On May 19 Union generals Daniel Butterfield and Joseph Hooker, the new XX Corps, were headquartered at the house of Confederate Colonel Hawkins F. Price, a state senator who had voted for Georgia secession in 1861. Hooker had been ordered from Adairsville to Kingston, on false reports that Johnston had retreated there. South of the Price house Hooker discovered that Johnston had gone to Cassville.
On May 19, 1864, the IV Corps, followed by the XIV Corps, reached Kingston at 8 a.m. The IVth turned east to Cassville. A division of the XIVth sent to Gillem’s bridge over the Etowah River found no retreating Confederates. Johnston’s forces were at Cassville, 5.5 miles (8.9 km) east. McPherson’s XV Corps and XVI Corps, moving south from Barnsley’s, camped on Woolley’s plantation 2 miles (3.2 km) west. The IV Corps, XX Corps and XXIII Corps were at Cassville.
May 19, 1864, McPherson’s army (XVth & XVIth Corps) marched from Barnsley’s and camped on the Woolley Plantation. This right wing of Sherman’s advance, Kingston to Dallas, crossed the river, heading south, on Woolley’s Bridge over the Etowah River, May 23.
On October 11, 1864, while encamped on the Woolley Plantation, the Ohio soldiers of the XXIII Corps voted in a state election.
In 1864, a road southward from Wooley’s Bridge (Etowah River) crossed the road near this point and ran to Van Wert (Rockmart) and Dallas. This was the route of Union Major General James B. McPherson’s Army of the Tennessee (XVth and XVIth Corps), the right wing of forces under Sherman moving from Kingston to the Dallas front, May 23 and 24. At that time, the church stood at the northwestern angle of the crossroads. Another edifice was erected on the site of the present structure, .75 miles (1.21 km) eastward.
Sherman’s forces encamped until May 23, when advance across the Etowah River began.
The first Decoration Day, or Memorial Day, was observed in Kingston in late April 1865, and has been a continuous observance here since that day, the only such record held by any community in this nation. The first Decoration Day was observed while Union troops still occupied the town, flowers being placed on both Confederate and Union graves that day.
In 2014, Bellware and Gardiner dismissed this claim in The Genesis of the Memorial Day Holiday in America. They point out that the timing of the observance and locations of General Judah and Wofford during April 1865 make the claim untenable.
On May 12, 1865, Confederate Brigadier General William T. Wofford surrendered 3,000 to 4,000 soldiers to Union Brigadier General Henry M. Judah. These were the last significant Confederate regulars to surrender east of the Mississippi. These were mostly Georgians, not paroled in Virginia, North Carolina, and elsewhere. During final negotiations, Gen. Wofford’s headquarters were at the McCravey – Johnson residence on Church Street. General Judah’s headquarters were at Spring Bank, the home of the Rev. Charles Wallace Howard, 2 miles (3 km) north of Kingston. Rations were supplied to the Confederate soldiery by the Federal commissary.
As of the census of 2000, there were 659 people, 248 households, and 191 families residing in the city. The population density was 817.3 inhabitants per square mile (315.6/km2). There were 287 housing units at an average density of 355.9 per square mile (137.4/km). The racial makeup of the city was 68.59% White, 29.59% African American, 0.15% Pacific Islander, 0.76% from other races, and 0.91% from two or more races. Hispanic or Latino of any race were 1.52% of the population.
There were 248 households, out of which 32.7% had children under the age of 18 living with them, 49.2% were married couples living together, 22.6% had a female householder with no husband present, and 22.6% were non-families. 20.6% of all households were made up of individuals, and 11.7% had someone living alone who was 65 years of age or older. The average household size was 2.66 and the average family size was 3.04.
In the city, the population was spread out, with 26.1% under the age of 18, 10.3% from 18 to 24, 26.3% from 25 to 44, 24.3% from 45 to 64, and 13.1% who were 65 years of age or older. The median age was 36 years. For every 100 females, there were 97.3 males. For every 100 women age 18 and over, there were 87.3 men.
The median income for a household in the city was $27,083, and the median income for a family was $36,667. Males had a median income of $28,333 versus $22,353 for females. The per capita income for the city was $18,319. About 10.4% of families and 15.4% of the population were below the poverty line, including 17.8% of those under age 18 and 18.6% of those age 65 or over.
List of Kingston area historic markers:
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AM Best Ratings
The AM Best Rating of the commercial truck insurance company you choose to insure your operation should not be over looked. You want to be insured by a trucking insurance company that has the financial stability to pay claims. Many shippers will require an AM Best Rating of A – minus of better. At JDW all of network of commercial truck insurance companies have an AM Best Rating of A – or better.