Owner Operator Truck Truck Insurance Cordele, Georgia
New Authority Truck Insurance Georgia
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Owner Operator Truck Truck Insurance Cordele, Georgia
If you are searching for New Authority Truck Insurance Georgia. JDW Truckers Insurance specializes in New Authority Truck Insurance in Georgia. We help you get affordable commercial insurance rates for your new authority.
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Owner Operator Truck Truck Insurance Cordele, Georgia
We offer affordable new authority trucking insurance for the entire state of Georgia.
We Customize your New Authority Truck Insurance to Help you Save Money!
Our agents at JDW Truckers Insurance know trucking insurance in Georgia. We will explain the different options and commercial truck insurance requirements in Georgia.
We help you get the right coverages in place so you are no over paying for coverages you may not need. We also help you make sure you have the coverages you need in place. And we do this at affordable commercial truck insurance rates.
New Authority Truck Insurance Requirements and Options
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Auto Liability Insurance
- Your Auto Liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,00 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Owner Operator Truck Truck Insurance Cordele, Georgia
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Owner Operator Truck Truck Insurance Cordele, Georgia
Owner Operator Truck Truck Insurance Cordele, Georgia
Cordele is a city in and the county seat of Crisp County, Georgia. The population was 11,165 at the 2010 census.
Cordele calls itself the watermelon capital of the world.
Cordele was incorporated on January 1, 1888, and named for Cordelia Hawkins, eldest daughter of Colonel Samuel Hawkins, the president of the Savannah, Americus and Montgomery Railway.
In November 1864, the area that is now Cordele served as the temporary capital of Georgia. During the last days of the Confederacy, Georgia’s war governor Joseph E. Brown used his rural farmhouse to escape the wrath of Sherman’s March to the Sea. During that time, the farmhouse, which Brown called “Dooly County Place,” served as the official capital for only a few days. It was replaced in 1890 by the Suwanee Hotel, located in what became downtown Cordele. The hotel was destroyed by a fire in late 1994 and was rebuilt.
Cordele was founded in 1888 by J.E.D. Shipp of Americus. The town was located at the junction of two major railroads – the Savannah, Americus & Montgomery line, and the Georgia Southern & Florida. As the railroads brought more people and business to the newly settled territory, Cordele experienced phenomenal growth. Before 1905 Cordele was located in southern Dooly County, 9 miles (14 km) from the county seat in Vienna.
With Cordele’s continued progress, many in the community felt the need for a seat of government to be closer than Vienna. Crisp County was formed in 1905 by taking a portion of southern Dooly County, and Cordele became its county seat.
By 1915, Cordele was home to several industries including an ice-making plant, mills for processing cotton products into cloth and oil, a fertilizer factory, and other small manufacturing outfits.
By August 1930, Cordele housed the Crisp County Hydroelectric System, the first county-owned electric system. Located on the Flint River, the hydroelectric plant continues to operate, and the resulting Lake Blackshear has attracted residents to its waterfront properties.
On April 2, 1936, a tornado struck Cordele, killing 23 people.
Cordele is located north of the center of Crisp County at 31°57′51″N 83°46′38″W / 31.96417°N 83.77722°W (31.964178, -83.777277). U.S. Route 41 passes through the city as Seventh Street and leads north 9 miles (14 km) to Vienna and south 20 miles (32 km) to Ashburn. U.S. Route 280 (16th Avenue) crosses US 41 in the center of the city and leads east 29 miles (47 km) to Abbeville and west 31 miles (50 km) to Americus. Interstate 75 passes through the east side of the city, with access from exits 99, 101, and 102, and leads 65 miles (105 km) north to Macon and 103 miles (166 km) south to the Florida state line. State Route 300 leads from the south side of the city 37 miles (60 km) southwest to Albany.
According to the U.S. Census Bureau, Cordele has a total area of 10.2 square miles (26.5 km), of which 10.2 square miles (26.3 km2) is land and 0.077 square miles (0.2 km), or 0.82%, is water.
Cordele has a humid subtropical climate (Köppen climate classification Cfa), with mild winters and hot, humid summers.
As of the 2020 United States census, there were 10,220 people, 3,874 households, and 2,453 families residing in the city.
As of the census of 2000, there were 11,608 people, 4,303 households, and 2,839 families residing in the city. The population density was 1,222.5 inhabitants per square mile (472.0/km2). There were 4,782 housing units at an average density of 503.6 per square mile (194.4/km). The racial makeup of the city was 31.90% White, 65.03% African American, 0.06% Native American, 0.84% Asian, 0.06% Pacific Islander, 1.19% from other races, and 0.91% from two or more races. Hispanic or Latino of any race were 1.95% of the population.
There were 4,303 households, out of which 35.4% had children under the age of 18 living with them, 31.1% were married couples living together, 30.8% had a female householder with no husband present, and 34.0% were non-families. 30.3% of all households were made up of individuals, and 13.9% had someone living alone who was 65 years of age or older. The average household size was 2.59 and the average family size was 3.22.
In the city, the population was spread out, with 31.6% under the age of 18, 10.2% from 18 to 24, 25.6% from 25 to 44, 18.1% from 45 to 64, and 14.5% who were 65 years of age or older. The median age was 31 years. For every 100 females, there were 81.7 males. For every 100 females age 18 and over, there were 74.9 males.
The median income for a household in the city was $17,615, and the median income for a family was $21,677. Males had a median income of $23,253 versus $17,282 for females. The per capita income for the city was $12,746. About 38.1% of families and 41.6% of the population were below the poverty line, including 59.2% of those under age 18 and 26.7% of those age 65 or over.
Five citizens of Cordele are elected to serve as the City Commissioners.
The current Cordele City Commissioners are:
Jeanie Bartee,
Wesley Rainey,
Royce Reeves,
Vesta Beal Shephard, and
Chairman John Wiggins
In the Georgia State Senate, the City of Cordele is represented by Sen. Carden Summers.
In the Georgia House of Representatives, the City of Cordele is represented by Rep. Noel Williams Jr.
In the United States House of Representatives, the City of Cordele is represented by Rep. Sanford Bishop.
To the west of Cordele town centre and located on Route 280 is the large Georgia Veterans State Park, which lies on the eastern edge of Lake Blackshear. This facility includes campgrounds, a resort hotel, and a golf course. There are also interesting displays of preserved military aircraft and helicopters and army tanks and other fighting vehicles. These displays are open to public viewing during daylight hours
Cordele was featured in the eighteenth episode of the Small Town News Podcast, an improv comedy podcast that takes listeners on a fun and silly virtual trip to a small town in America each week, in which the hosts improvise scenes inspired by local newspaper stories.
Cordele hosts an annual Watermelon Festival each June.
In 1968 a Titan I missile was erected by the Rotary Club of Cordele at the intersection of I-75 and U.S. 280 East.
Cordele is home to Crisp Motorsports Park, a 3/8-mile asphalt oval. It is home to the annual pre-season race known as SpeedFest, which is sanctioned by the Champion Racing Association (CRA) organization and run in late January. The event features a 125-lap race for the CRA Jegs All-Star Tour (crate late models) and a 200-lap race for the ARCA/CRA Super Series (super late models).
The Crisp County School District holds pre-school to grade twelve, and consists of four elementary schools, a middle school, and a high school. The district has 266 full-time teachers and over 4,337 students.
The Cordele Inland Port is operated by a private company, Cordele Intermodal Services, which offers rail service via the Heart of Georgia Railroad and Georgia Central Railroad, from their rail ramp in Cordele to the Georgia Ports Authority in Savannah. Two class I railroads CSX and Norfolk Southern pass through Cordele. Shortline Railroad, Heart of Georgia currently interchanges with CSX in downtown Cordele.
Choose the Right Agent
When choosing the agent, you want to represent you to the insurance companies. Pick an agent that is trained in commercial truck insurance. And make sure the agent you choose to work with is there when you need them. Our agents are trained in commercial truck insurance and are easy to contact. Email, phone call or text message. We respond quickly to our clients.
Certificate of Insurance
Not being able to get a quick COI could cost you money by not being able to pick up a load for the lack of a COI. Our clients at JDW Truckers Insurance are given access to our COI Portal where they can issue a COI 24/7 free of charge.
Insurance Companies Customer Service
Not only should you choose a responsive agent but you will want to be insured by a commercial insurance company who also responds to your requests and are there to help you in case of a claim or endorsements
AM Best Ratings
The AM Best Rating of the commercial truck insurance company you choose to insure your operation should not be over looked. You want to be insured by a trucking insurance company that has the financial stability to pay claims. Many shippers will require an AM Best Rating of A – minus of better. At JDW all of network of commercial truck insurance companies have an AM Best Rating of A – or better.
