Owner Operator Truck Truck Insurance Centerville, Georgia
New Authority Truck Insurance Georgia
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Owner Operator Truck Truck Insurance Centerville, Georgia
If you are searching for New Authority Truck Insurance Georgia. JDW Truckers Insurance specializes in New Authority Truck Insurance in Georgia. We help you get affordable commercial insurance rates for your new authority.
We offer quote from only the top rated commercial truck insurance companies who offer the best rates for your new authority in Georgia.
JDW will help get the the correct commercial truck insurance in place which will fit your budget and allow you to haul the cargo you want and need to in order to be successful.
We are here to answer your questions with fast and friendly service.
Owner Operator Truck Truck Insurance Centerville, Georgia
We offer affordable new authority trucking insurance for the entire state of Georgia.
We Customize your New Authority Truck Insurance to Help you Save Money!
Our agents at JDW Truckers Insurance know trucking insurance in Georgia. We will explain the different options and commercial truck insurance requirements in Georgia.
We help you get the right coverages in place so you are no over paying for coverages you may not need. We also help you make sure you have the coverages you need in place. And we do this at affordable commercial truck insurance rates.
New Authority Truck Insurance Requirements and Options
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Auto Liability Insurance
- Your Auto Liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,00 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Owner Operator Truck Truck Insurance Centerville, Georgia
Chat with JDW Truckers Insurance. We are fast and friendly. Great customer service. Free 24/7 COI.
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Owner Operator Truck Truck Insurance Centerville, Georgia
Owner Operator Truck Truck Insurance Centerville, Georgia
Centerville is a city in Houston County, Georgia, United States. The city is a part of the larger Macon-Warner Robins Combined Statistical Area. It was incorporated March 25, 1958. As of the 2010 census, the city had a population of 7,148, up from 4,278 in 2000. The city’s central location, proximity to major highways and interstates, and excellent quality of life makes it one of the top bedroom communities in Georgia. In 2016, Centerville was ranked 7th Happiest City in Georgia by zippia.com, a website devoted to career-related rankings.
Contrary to popular belief, Centerville owes its name not to its geographical position within the state of Georgia, but its position between County seat of Bibb County (Macon) and the county Seat of Houston County (Perry). Historically, it is also located centrally between that of Wellston (today’s Warner Robins) and Byron. The earliest Houston County maps show a settlement called Busby, where modern Centerville now stands. Historical documents also show this settlement was called LaVilla, Gunn, Dunbar, and Toy at various times. In 1882, a land map indicated the town as Busbayville. The area map of 1888 shows the community as Centerville, the first known reference to the present name. In 1900, Centerville citizens applied for a local post office, but postal authorities required a different name for the town since there was already a Centerville Post Office located in Gwinnett County. The town name was changed to Hattie in honor of the daughter of Mitchell F. Etheridge, a state representative. When the post office relocated to Byron a few years later, the town of Hattie was changed back to Centerville.
Centerville is located in northern Houston County at 32°37′56″N 83°40′41″W / 32.63222°N 83.67806°W (32.632111, -83.677950). It is bordered to the east and south by the city of Warner Robins and to the west by the city of Byron in Peach County. U.S. Route 41 passes through the west side of Centerville, leading north 17 miles (27 km) to Macon and south 12 miles (19 km) to Perry, the Houston County seat. State Route 247 Connector (Watson Boulevard) forms the southern edge of Centerville, leading east into Warner Robins and west 3 miles (5 km) to Interstate 75 at Exit 146.
According to the United States Census Bureau, Centerville has a total area of 4.0 square miles (10.3 km), of which 0.023 square miles (0.06 km2), or 0.58%, are water.
As of the 2020 United States census, there were 8,228 people, 2,891 households, and 2,122 families residing in the city.
According to American Fact Finder, in 2018, there were 7,776 people and 3,222 housing units in the city. The median age for residents in the City of Centerville is 37.8 years old. However, Centerville is home to a very active senior population, composing 20% of Centerville’s population. The racial makeup of the city was 65.5% White, 27.6% African American, 0.2% Native American, 3.9% Asian, .04% from other races, and 2.4% from two or more races.
There were 2,863 households, out of which 30.5% had children under the age of 18 living with them, 53.1% were married couples living together, 11.6% had a female householder with no husband present, and 27.3% were non-families. 23.6% of all households were made up of individuals, and 7.2% had someone living alone who was 65 years of age or older. The average household size was 2.82 persons per household.
In the city, the population was spread out, with 23.3% under the age of 18, 6.9% from 18 to 24, 27.7% from 25 to 44, 22.3% from 45 to 64, and 20.2% who were 65 years of age or older. The median age was 37.8 years. For every 100 females, there were 83.1 males.
The median income for a household in the city was $53,036. The per capita income for the city was $29,435. About 5.9% of families and 8.9% of the population were below the poverty line, including 10.8% of those under age 18 and 8.5% of those age 65 or over.
The City has a senior tax exemption law that allows citizens 70 and over to apply for a total tax exemption for their personal home and up to one acre of land, provided their home is located on the land.
The major roadways in and around Centerville include I-75, GA Highway 247 Connector (Watson Blvd), and GA Highway 41.
In 2012, Centerville adopted the sidewalk improvement plan. This plan continues to improve pedestrian walkways in Centerville. In January 2017, the Houston County Commission approved contracts to design two road widening projects. The largest of these two projects was in Centerville, 2 miles of Elberta Road. This project included the addition of a turn lane and sidewalk to this 2-mile stretch. This project was funded by a local 2018 SPLOST.
Centerville is 93 miles from Atlanta’s Hartsfield-Jackson International Airport. Centerville is 25 miles from the Perry-Houston County Airport. Centerville is 8 miles from the Middle Georgia Regional Airport, which is located in south Macon-Bibb county.
The City of Centerville is dedicated to creating an exceptional quality of life for all residents and visitors.
One of the ways Centerville remains dedicated to citizens is through Center Park at Centerville and Town Center at Centerville. Center Park is a community gathering place for residents and visitors alike. Planning for these amenities began in May 2016 by creating a Town Center Master Plan to be implemented over 10 years. The Master Plan is the result of months of public input and community dedication to creating a robust park in the heart of Centerville. The park is currently functioning as a passive park, and there are plans to continue construction and new developments for entertainment and recreational opportunities.
The city is home to the Galleria Mall, the largest mall in the Middle Georgia area, after the Shoppes at Riverside Crossing. There are over 45 stores located within the mall, and its anchor stores include JCPenney and Belk, and formerly had a Sears that closed in April 2018. The mall is connected to the Galleria Mall Stadium Cinemas which is the primary movie theater in the area that shows new and current releases, and recently underwent a renovation. The mall opened in 1994.
Another way Centerville is dedicated to creating a great quality of life for residents is by having a large number of faith-based organizations within the City. There are nine Christian churches in Centerville. The Islamic Center of Middle Georgia also residents in Centerville.
Centerville is home to a branch of the Houston County Public Library System. The Centerville library used to be a part of the City’s Municipal Complex, but in 2015 a new library was built through SPLOST funding.
The City of Centerville has a weak Mayor-Council form of government, meaning the Mayor’s vote counts equal to that of each council person’s vote.
The services that the city government provides include curbside trash pick-up, sewer, and water. Centerville also has a Recycling Center within city limits accepting paper, metals, glass, and other miscellaneous items. The Recycling Center is staffed by volunteers.
The City has a senior tax exemption law that allows citizens 70 and over to apply for a total tax exemption for their personal home and up to one acre of land, provided their home is located on the land.
Choose the Right Agent
When choosing the agent, you want to represent you to the insurance companies. Pick an agent that is trained in commercial truck insurance. And make sure the agent you choose to work with is there when you need them. Our agents are trained in commercial truck insurance and are easy to contact. Email, phone call or text message. We respond quickly to our clients.
Certificate of Insurance
Not being able to get a quick COI could cost you money by not being able to pick up a load for the lack of a COI. Our clients at JDW Truckers Insurance are given access to our COI Portal where they can issue a COI 24/7 free of charge.
Insurance Companies Customer Service
Not only should you choose a responsive agent but you will want to be insured by a commercial insurance company who also responds to your requests and are there to help you in case of a claim or endorsements
AM Best Ratings
The AM Best Rating of the commercial truck insurance company you choose to insure your operation should not be over looked. You want to be insured by a trucking insurance company that has the financial stability to pay claims. Many shippers will require an AM Best Rating of A – minus of better. At JDW all of network of commercial truck insurance companies have an AM Best Rating of A – or better.
