Owner Operator Insurance Cost Greenacres City, Florida
JDW Truckers Insurance can answer your questions regarding Owner Operator Insurance Cost Greenacres City, Florida. We work with the top commercial truck insurance companies and will help you find affordable owner operators truck insurance.
We have a large network of commercial truck insurance companies Greenacres City, Florida with high AM Best Rating so when JDW Truckers Insurance helps you get your owner operators truck insurance in Greenacres City, Florida in place you will be insured by a financially stable commercial truck insurance company. This is important for many reasons. Contact JDW Truckers Insurance and our agents will review the reasons owner operators should choose their insurance company wisely. Not all owner operator truck insurance policy are created equally.
We will help you customize your owner operators trucking insurance policy to suit your needs and fit your budget.
From one application we can shop & compare commercial truck insurance rates for the top-rated commercial truck insurance companies for you. We will help you find the required commercial truck insurance coverages at affordable rates.
Here are some of the top 10 commercial truck insurance companies which offer commercial truck insurance quotes.
We know trucking and the commercial trucking insurance requirements
- Knight
- Trisura
- Berkley Prime
- Falls Lake
- Progressive
- Travelers
- Seneca
- Great Lakes
- Allied World
- Allianz
- Ace Hazmat
- ACE Fleet
- United Specialty
- Hudson Fleet
- Markel
- Chubb
- Tokio Marine
- National General
- Lexington
- AIG
- Great American
- ACE / Westchester
- NICO
- National Casualty / Nationwide
- Scottsdale Brokerage
- IAT
- Crum Forster
- Canal
- Northland
- USLI
- James River
- IFG – Burlington
- Penn-America
- Century
- Hallmark
- Carolina Casualty
- Protective
Auto Liability Insurance
- Your auto liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,000 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Excess Liability Insurance
- Excess liability can sometimes be called umbrella insurance.
- The excess liability policy sits on top of your primary liability policy.
- For example, if you have $1,000,000 in primary lability coverage and you have a claim which exceeds the policy limit of $1,000,000. In most cases that is all the insurance carriers will try to pay out for a claim.
- Excess policy coverage starts at $1,000,000 and go up.
- So, let’s say you say you purchased a $1,000,000 excess policy. Now if you have a claim that is $1,500,000. Your primary would pay the first $1,000,000 and your excess would pay the remaining.
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Non-Owned Trailer Insurance vs Trailer Interchange (TI)
- Both are insurance coverages are designed to cover damage to others trailers.
- Deductibles for either can range from $1,000 to $5,000.
- Coverage limits for either can range from $25,000 and up depending on the requirements of the company and/or shipper freight you are hauling for.
The difference between Non-Owned Trailer coverage and Trail Interchange coverage
- Non-owned trailer insurance covers physical damage to the trailer only when attached to a truck. And no written agreement is place.
- Trailer Interchange requires a written trailer interchange agreement to be in place. It can provide protection when you have care, custody and control of one, or many, trailers. Whether the trailer is attached to your truck or not.
Greenacres is a city in Palm Beach County, Florida, United States. It is part of South Florida’s Miami metropolitan area. As of the 2020 census, the city had a population of 43,990 residents.
Frederick E. Bryant, Harold J. Bryant, and William Greenwood of the Palm Beach Farms Company began buying and selling thousands of acres of land in the area by 1909. However, difficulties with farming in wetland conditions left the land mostly unused until the 1920s land boom. Lawrence Carter “L. C.” Swain then platted the original section of Greenacres beginning in 1923. The community was incorporated as Greenacres City on May 24, 1926, with the name being drawn out of a hat. The city was dis-incorporated under controversial circumstances in 1945, before being officially re-incorporated in 1947. The city’s population remained small until rapid growth began in the 1970s. Residents voted to rename the community Greenacres in 1990.
Today, Greenacres is a diverse and relatively large community in terms of population. John I. Leonard High School, the largest high school in Palm Beach County and one of the largest in Florida, has been located in Greenacres since the city annexed the property in 1994.
In 1909, Frederick E. Bryant—a British agriculturalist—Harold J. Bryant, and William Greenwood of the Palm Beach Farms Company in Colorado, bought thousands of acres of land in the Everglades and later along the coast of Lake Worth in 1910. The men sold the land to buyers throughout the United States and Canada, offering 5 acres (2.0 ha) plots for $250, with a $10 down payment and a $10 per month charge, which also included a 25 by 25 ft (7.6 by 7.6 m) parcel on the shore of Lake Worth. However, difficulties involved with farming in the Everglades forced 308 buyers to settle at their properties along Lake Worth, an area that would later become the city of Lake Worth. Until the land boom of the 1920s, these lots were effectively abandoned. Around that time, Lawrence Carter “L. C.” Swain of Massachusetts acquired 320 acres (130 ha) of land, with the intention of creating a community for the working class. He initially platted approximately half of the land in 1923, with a plat just west of Military Trail becoming the original section of the city. By 1925, Swain began selling lots for $225.
The town was originally incorporated as Greenacres City on May 24, 1926. The name Greenacres was the winning entry in a local naming contest. Upon incorporating, the town had an estimated 1,250 residents. Swain also became honorary mayor, before the first officials were elected, which included J. H. Southard as mayor, G. W. Simpson as clerk, A. P. Lane as marshal, and S. R. Allen, A. E. Fernell, Robert Hansen, C. Martin, I. E. Shivers, and F. L. Woods as aldermen. Additionally, G. W. Fleenor of Lake Worth became acting attorney. In September of that year, a hurricane destroyed the civic building and community hall, but did not cause much other significant damage. Two years later, Greenacres City was devastated by the 1928 Okeechobee hurricane, which damaged “practically every building” substantially, according to The Lake Worth Herald.
Swain died in 1944; Swain Boulevard and L. C. Swain Middle School are named in his honor. In 1945, about 125 residents petitioned for the Florida Legislature to abolish Greenacres City as a municipality. The legislature passed a bill to dis-incorporate Greenacres City in April of that year, which became a law on April 24, 1945, without the signature of Governor Millard Caldwell. Then-Mayor Charles A. Grabowski actively fought the new law, as no referendum to forfeit the town’s charter had been held. Additionally, Grabowski accused a resident of starting the dissolution movement out of spite after being denied a homestead exemption and claimed that many of the signatories did not actually own property in Greenacres City. Grabowski also asserted that the pleas of city officials and a large number of residents in favor of remaining a town were ignored. On December 4, 1945, a meeting was held to reincorporate Greenacres City. A total of 86 out of 120 registered voters turned out, more than the two-thirds of voters quorum required. The 86 voters unanimously decided to reincorporate. The area’s rights as a city were restored, while Greenacres City was officially reincorporated in 1947. Over the subsequent decades, Greenacres City eventually expanded to 6 sq mi (16 km) through annexation.
In the 1960s, a city hall complex was constructed at the intersection of Perry Avenue and Fourth Street, while a community center was built nearby. The city hall complex originally included a public library and all other city departments, except for the fire and public works departments. By the 1970s, full-time police and fire departments were established. In response to concerns about future growth, residents approved a bond referendum in 1984 to fund construction of a new city hall, a public safety complex, and recreational facilities. In 1990, about 60% of voters chose to drop the word “city” from the official name, thus renaming the municipality Greenacres. After the 1990 census indicated a population of 18,638, city council authorized a special census in 1993, which added more than 3,000 additional residents to the official population count, making Greenacres eligible for funds from the state government of Florida. To commemorate the city’s 80th anniversary, the Greenacres Historical Society was formed in 2006, with a museum established two years later. In July 2007, construction was completed on a new city hall and public works facility on Melaleuca Lane.
Greenacres is located at 26°37′41″N 80°8′7″W / 26.62806°N 80.13528°W (26.628045, –80.135389).
According to the United States Census Bureau, the city has a total area of 5.79 square miles (15.0 km), all land.
Situated in the east-central portion of the county, Greenacres is located northwest of Atlantis, east of Wellington, and borders Palm Springs to its east.
As of the 2020 United States census, there were 43,990 people, 13,986 households, and 9,435 families residing in the city. The population density was 7,331.67 inhabitants per square mile (2,830.8/km). The 17,927 housing units averaged 3,043.6 inhabitants per square mile (1,175.1/km). Approximately 76.7% of residents of the city were age 18 and over.
As of 2010, there were 17,249 households, out of which 16.6% were vacant.
As of the 2010 census, 37,573 people, 17,249 households, and 14,384 families were residing in the city. The population density was 7,029.8 inhabitants per square mile (2,714.2/km). The 17,249 housing units averaged 2,928.5 inhabitants per square mile (1,130.7/km).
In the city, the age distribution was 16.6% at 65 or older, 24.8% was under 18, 7.6% from 18 to 24, 28.9% from 25 to 44, and 22.1% from 45 to 64; the median age was 36.3 years. For every 100 females, there were 90.6 males. For every 100 females age 18 and over, there were 86.6 males. Around 35.4% of the households in 2010 had children under the age of 18 living with them, 16.4% were married couples living together, 16.5% had a female householder with no spouse present, and 34.4% were not families. About 27.9% of all households were made up of one individual, and 32.4% had someone living alone who was 65 years of age or older. The average household size was 2.61, and the average family size was 3.17.
As of 2000, 24.5% had children under the age of 18 living with them, 45.9% were married couples living together, 12.5% had a female householder with no husband present, and 37.1% were non-families. 29.7% of all households were made up of individuals, and 15.1% had someone living alone who was 65 years of age or older. The average household size was 2.29 and the average family size was 2.80.
As of the 2000 census, 27,569 people, 12,059 households, and 7,588 families were residing in the city. The population density was 5,917.6 inhabitants per square mile (2,284.8 /km). The 14,153 housing units averaged 2,444.4 inhabitants per square mile (943.8 /km). The racial makeup of the city was 83.2% White, 6.5% African American, 0.3% Native American, 1.8% Asian, less than 0.1% Pacific Islander, 5.6% from other races, and 2.5% from two or more races. Hispanics or Latinos of any race were 21.2% of the population.
The age distribution of the population was spread out in 2000, with 20.9% of the population were under the age of 18, 7.6% from 18 to 24, 28.5% from 25 to 44, 19.4% from 45 to 64, and 23.6% who were 65 years of age or older. The median age was 40 years. For every 100 females, there were 87.9 males. For every 100 females age 18 and over, there were 84.2 males. As of 2000, 24.5% had children under the age of 18 living with them, 45.9% were married couples living together, 12.5% had a female householder with no spouse present, and 37.1% were non-families. Approximately 29.7% of all households were made up of one individual, and 15.1% had someone living alone who was 65 years of age or older. The average household size was 2.29 and the average family size was 2.80.
As of 2000, speakers of English as a first language accounted for 73.64% of all residents, while Spanish accounted for 21.02%, Italian for 1.69%, French Creole made up 1.09%, German was at 0.71%, and French was the mother tongue for 0.45% of the population.
As of 2000, Greenacres had the ninety-ninth highest percentage of Cuban residents in the United States, with 2.41% of the populace (tied with Forest, Mississippi). It also had the ninety-seventh highest percentage of Colombian residents in the United states, at 1.67% of the city’s population.
In 2000, the median household income was $36,941 and the median family income was $41,250. Males had a median income of $30,207 compared with $25,141 for females. The per capita income for the city was $19,298. About 5.0% of families and 7.2% of the population were below the poverty line, including 8.8% of those under age 18 and 6.5% of those age 65 or over.
Public Elementary Schools
Public Middle Schools
Public High School
Media related to Greenacres, Florida at Wikimedia Commons
Small Fleet Commercial Truck Insurance
Small fleet truck insurance encompasses a large portion commercial truck insurance policies that are written for truckers. You need an agent that understands these markets.
We will explain your options in detail. We answer your questions. How many trucks can I grow to? Can I add and remove trucks? How fast can I swap trucks? Can I have owner operators leased on? How fast can I get a COI?
Small fleet truck insurance pricing starts at 3 trucks. We work with 20 plus commercial truck insurance companies to help you find the best commercial truck insurance rates. Our carriers have high AM Best Ratings.
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UIIA Insurance
No matter if you are a seasoned trucking operation hauling UIIA intermodal or you are looking to expand the cargo you are hauling. We have markets to help you either way.
Does your policy have the CA 2317 endorsement? What chassis pools are your working with? If you work with an EP that in not on the UIIA EP list. How is this handled? For example, Direct Chassis. Does your trailer interchange offer the same coverage as non-owned trailer coverage? Do you have the correct blanket AI and WOS endorsements? Do I need workers compensation? Can I work ports and rails? Is there a radius limit? You do not want to buy a commercial truck insurance policy only to find out it will not offer the correct UIIA coverages. Your agent should have a network of commercial truck insurance companies who offer the correct UIIA endorsements on your policy?
New Authority Truck Insurance Quotes
Shopping for the Best Trucking Insurance for New Authority can be task that never seems to end. You get phone call after phone call. And in many cases each agent you speak with may have a different story concerning what type of coverages you need and what is a good price. Chances are most new authorities shop for the best price. You want the least expensive but buying based upon price only could cost you more money in the long run. What if you buy insurance for your new authority based upon price only? Then find out shortly after you have paid your deposit and your policy is in place. The agent who sold you this policy did not tell you the restrictions your commercial truck insurance company has in place. They may not offer coverage for certain types of cargo or may restrict your growth. There are many pitfalls for buying just based upon price. It is good to shop and compare quotes, but do it based upon price and the know the restrictions that maybe enforced by the carrier. Not knowing these restrictions could get your policy cancelled. Or you may have to cancel the policy yourself to get insurance coverage with another carrier. Either way this could put you back to ground zero and cost you money. Talk with an agent at JDW Truckers Insurance who will help you shop for the best price with the correct coverages.