Owner Operator Insurance Cost Fort Hood, Texas
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Auto Liability Insurance
- Your auto liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,000 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Excess Liability Insurance
- Excess liability can sometimes be called umbrella insurance.
- The excess liability policy sits on top of your primary liability policy.
- For example, if you have $1,000,000 in primary lability coverage and you have a claim which exceeds the policy limit of $1,000,000. In most cases that is all the insurance carriers will try to pay out for a claim.
- Excess policy coverage starts at $1,000,000 and go up.
- So, let’s say you say you purchased a $1,000,000 excess policy. Now if you have a claim that is $1,500,000. Your primary would pay the first $1,000,000 and your excess would pay the remaining.
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Non-Owned Trailer Insurance vs Trailer Interchange (TI)
- Both are insurance coverages are designed to cover damage to others trailers.
- Deductibles for either can range from $1,000 to $5,000.
- Coverage limits for either can range from $25,000 and up depending on the requirements of the company and/or shipper freight you are hauling for.
The difference between Non-Owned Trailer coverage and Trail Interchange coverage
- Non-owned trailer insurance covers physical damage to the trailer only when attached to a truck. And no written agreement is place.
- Trailer Interchange requires a written trailer interchange agreement to be in place. It can provide protection when you have care, custody and control of one, or many, trailers. Whether the trailer is attached to your truck or not.
Fort Cavazos is a United States Army post located near Killeen, Texas. The post is named after Gen. Richard E. Cavazos, a native Texan and the US Army’s first Hispanic four-star general. Formerly named Fort Hood for Confederate General John Bell Hood, the post is located halfway between Austin and Waco, about 60 mi (97 km) from each, within the U.S. state of Texas. The post is the headquarters of III Armored Corps and First Army Division West and is home to the 1st Cavalry Division and 3rd Cavalry Regiment, among others.
Its origin was the need for wide-open space to test and train with World War II tank destroyers. The War Department announced the location in January 1942, and the initial completion was set for that August. As originally constructed, Fort Cavazos had an area of 158,706 acres (64,226 ha), with billeting for 6,007 officers and 82,610 enlisted personnel. The main cantonment of Fort Cavazos had a total population of 53,416 as of the 2010 U.S. Census. Fort Cavazos was the most populous U.S. military installation in the world. The main business area is in Bell County, with the training countryside area of the post in Coryell County. In April 2014, the base’s website listed 45,414 assigned soldiers and 8,900 civilian employees covering an area of 214,000 acres (87,000 ha).
During World War II, tank destroyers were developed to counter German mobile armored units. These were mobile anti-tank guns on armored halftracks or specially developed tanks. Wide-open space was needed for the tank destroyer testing and training, which Texas had in abundance. Andrew Davis (A.D.) Bruce was assigned to organize a new Tank Destroyer Tactical and Firing Center, and he chose Killeen, Texas for the new camp. The War Department announced the selection on 15 January 1942. An initial acquisition of 180,000 acres (730 km2) was made, and it was estimated that the camp would cost $22.8 million for the land, facilities, and development of utilities. The date of completion was set for 15 August 1942.
About 300 families had to move from their homes to make room for the camp area and the communities of Clear Creek, Elijah, and Antelope were demolished to facilitate construction of the base. The old Sugar Loaf community, historically called the “Cradle of Killeen,” provided the city with many of its first citizens in 1882. All that remains of the community is the mountain from which it took its name, located in the Fort Cavazos area. To lessen the burden of moving, the Army agreed to allow land to be used for grazing for a nominal grazing fee. This grazing arrangement still continues today.
In mid-August, the camp was occupied and the official opening took place on 18 September 1942. Camp Hood was named in February for the Confederate General John Bell Hood, who commanded Hood’s Texas Brigade during the American Civil War, part of a series of new training camps named for distinguished military leaders together with Camps Carson, Campbell and Atterbury.
The original facilities provided housing and training sites for nearly 38,000 troops. In January 1943, an additional 16,000 acres (65 km) in Bell County and 34,943 acres (141.41 km2) in Coryell County near Gatesville, Texas were purchased. The site near Gatesville was known as the sub-camp and later as North Camp Hood. During the war years, North Camp Hood housed nearly 40,000 troops and 4,000 prisoners of war, and was the site for the southern branch of the United States Disciplinary Barracks.
At the end of 1942, there were about 45,000 troops living and training at Camp Hood and in late June 1943 it peaked at almost 95,000 troops, which was maintained until early 1944.
In 1944, the number of tank destroyer battalions in training at the post declined rapidly. Field artillery battalions and the Infantry Replacement Training Center replaced them in March 1944. By September, the Infantry Center was the largest activity on post with 31,545 troops. The total camp population on the last day of 1944 was 50,228.
During the last year of World War II the post’s mission shifted and its population drastically decreased. As the war came to an end, troop training slowed and equipment reclamation and demobilization were prioritized. A separation center was established in September 1945, and as the year ended, post strength had fallen to 1,807 prisoners and about 11,000 troops. The Infantry Replacement Training Center was officially shut down on 7 January 1946.
The 2nd and 20th Armored Divisions were sent to Camp Hood after returning from Europe in January 1946, but the 20th was soon inactivated, leaving less than 5,000 at the post. The 2nd Armored would remain at the post until its inactivation at the end of the Cold War. Camp Hood was retained postwar as an armored training center and on 15 April 1950 was officially renamed Fort Hood as a result of its permanent status.
In mid-1954, III Corps moved from California to the post. The Corps supervised the training of combat units at Fort Hood and other Fourth Army stations from 1954 to 1959 when III Corps was inactivated. Probably the most famous trainee to come through the post was Elvis Presley, arriving on 28 March 1958. Other than receiving record amounts of mail (3–4 bags per day), he was treated like all other trainees. On 19 September, Presley shipped out for Germany.
During this period, the 4th Armored Division was reactivated and deployed to Germany as part of the “Gyroscope” concept of unit movement.
In September 1961, Fort Hood again became the home for the III Corps, and in February 1962, III Corps was assigned as part of the U.S. Army Strategic Army Corps (STRAC). At the same time, the basing of the 1st Armored Division there made it a two-division post. On 15 June 1963 Killeen Base was turned over to the Army.
During the late 1960s, Fort Hood trained and deployed a number of units and individuals for duty in Vietnam. As the United States ended its role in the conflict, thousands of returning soldiers completed their active duty with one of the divisions. During this time, the post was modernized. On 13 September 1965, Darnall Hospital opened. In 1970, construction began on Palmer Theater and Venable Village was dedicated. Modern barracks were springing up around post. The wood buildings of the post were replaced with brick structures.
In April 1968, more than 40 African American GIs, who objected to being sent to occupy riot-damaged Black neighborhoods in Chicago following the assassination of Martin Luther King Jr., were court martialed and jailed by the US Army. Many of the soldiers were decorated and wounded veterans who had completed tours of duty in Vietnam.
In October 1969, Killeen Base was designated as West Fort Hood and the airfield’s name was designated as Robert Gray Army Airfield. The base was named after a Killeen native who was a pilot of a B-25 bomber on the famous Doolittle Raid in Tokyo in 1942. He was killed later in World War II flying combat missions. With the redesignation came a change in mission at West Fort Hood. Nuclear weapons were removed; they had been secretly kept there since 1947.
In 1971, the colors of the 1st Cavalry Division came to the post from Vietnam, resulting in the reflagging of the 1st Armored Division, the colors of which were sent to Germany to reflag the 4th Armored Division.
From 23 December 1972, to 19 January 1973, elements of the 13th Support Brigade deployed to the 1972 Nicaragua earthquake to assist in disaster relief serving at Camp Christine, Managua, Nicaragua.
Since the early 1970s, the post has played a major role in the training, testing, and introduction of new equipment, tactics, and organizations. The U.S. Army Training and Doctrine Command’s Test and Experimentation Command (now the U.S. Army Operational Test Command), located at West Fort Hood has been a primary player. Fort Cavazos fielded the M1 Abrams tank, M2/3 Bradley Infantry/Cavalry Fighting Vehicle, the Multiple Launch rocket System (MLRS), and the AH-64 Apache helicopter.
In January 1975, the 1st Cavalry Division was reorganized, as the Army’s newest armored division. Since fielding the M-1 Abrams in 1980, force modernization has continued as a major focus. The 1st Cavalry became the first division to field the AH-64 Apache attack helicopter, M2 Bradley Fighting Vehicle, the Humvee, the Multiple Launch Rocket System and Mobile Subscriber Equipment (MSE) tactical communications.
In August 1990, the post was alerted for deployments to Southwest Asia as part of the joint forces participating in Operation Desert Shield. The deployment to Saudi Arabia began in September, extending into mid-October.
On 21 May 1991, with the reactivation of its 3rd Brigade (“Greywolf”) the 1st Cavalry Division became the largest division in the Army upon its return to the United States. In October 1992, the Engineer Brigade, 1st Cavalry Division was reactivated. Through the Engineer Restructuring Initiative, the nucleus of the brigade was formed around the 8th Engineer Battalion. The 20th Engineer Battalion was brought from Fort Campbell, KY, to join the brigade, and the 91st Engineer Battalion was activated to complete the brigade.
In November 1992, the unit designations for the battalions remaining from the former “Tiger” Brigade of the 2nd Armored Division were returned prior to the activation of the division at the post on 2 December 1992. This action was done to realign the historical designations of units to their parent divisions. On 29 November 1992, the 3rd Battalion, 41st Infantry was designated as the 1st Battalion, 9th Cavalry; 1st Battalion, 67th Armor to 3rd Battalion, 8th Cavalry, and 1st Battalion, 3rd Field Artillery to 2nd Battalion, 82nd Field Artillery. On 16 December 1992, 1st Cavalry Division units designated to accomplish realignments for historical purposes and included the 1st Battalion, 32nd Armor reflagged as 2nd Battalion, 12th Cavalry; 3rd Battalion, 32nd Armor to 1st Battalion, 12th Cavalry; and Battery A, 333rd Field Artillery to Battery B, 26th Field Artillery.
During the post war periods called Operation Desert Calm and Operation Provide Comfort, post units continued to serve in the Persian Gulf area. From December 1992 to May 1993, post soldiers deployed to Somalia for Operation Restore Hope to command and control the Joint Task Force Support Command. In the fall of 1994, the post’s units participated in the largest deployment since Operation Desert Shield and Desert Storm executed split base operations in the Caribbean Basin, Central America and Southwest Asia, in support of Operations Vigilant Warrior and Sea Signal V, as well as other contingency operations.
13th Corps Support Command Commander Brig. Gen. Billy K. Solomon deployed along with a portion of the headquarters in December 1992 to Mogadishu to serve as the nucleus of Joint Task Force Support Command. Their major units included the 593rd Support Group (Fort Lewis), 36th Engineer Group (Fort Benning), 7th Transportation Group (Fort Eustis), and 62d Medical Group (Fort Lewis). The command headquarters returned to Fort Hood in May 1993.
As a result of the Base Realignment and Closure Commission (BRAC) reductions, the 5th Infantry Division (Mechanized), then located at Fort Polk Louisiana, was reflagged as the 2nd Armored Division in late 1992. By mid-1993, the division at Fort Hood had completed changes of unit names to those associated with the 5th Division, and began participation in the early stages of the Army’s Experimental Force, Force XXI.
In 1995, the 2nd Armored Division was reflagged as the U.S. 4th Infantry Division. Twenty-five years after making its home in Colorado, the 4th Infantry Division was again restationed to meet the Army’s requirements but this move would be quite different from others. It became a split-based organization with six brigades and three separate battalions stationed at the post and the 3rd Brigade Combat Team remaining at Fort Carson. By December 1995, the 4th Infantry Division (Mechanized) assumed responsibility as the Army’s Experimental Force (Force XXI), and on 15 December 1995, its colors were unfurled for the first time over central Texas and the post.
Since the 1990s, post units have supported Operation Joint Endeavor in Bosnia and Herzegovina. In October 1998, The 1st Cavalry Division was the first United States division to assume authority of the Multinational Division (North) area of operation in Bosnia-Herzegovina. The mission was to conduct operations to enforce the military provisions set forth by the Dayton Peace Accords.
In 1998, the Ironhorse Division was designated to be the Army’s first Multi-Component unit. The main objective being to enhance Total Force integration, optimize the unique capabilities of each component, and improve the overall readiness of the Army. The program was developed to leverage the strengths of the Army’s three components (active, reserve and National Guard). As such, 515 positions within the division have been designated as reserve component. These positions include individuals, a unit from the Wyoming National Guard and dual-mission units from the Texas Army National Guard.
In addition to peacekeeping efforts, the post’s units routinely participate in national and international disaster relief efforts. Hours after the 1985 Mexico City earthquake, III Corps units were ready to move out to provide assistance. Fort Hood units also aided Managua, Nicaragua, after an earthquake ravaged the city.
During the 1990s, the post continued an extensive building program to modernize. This modernization continues today, with emphasis on quality of life, force projection and training. The Robertson Blood Center, Soldier Development Center, and a new commissary at Warrior Way have been completed. Many other improvements were made to improve the Power Projection Mission of the post such as improvements to the railhead and the runway at Gray Army Airfield. Training ranges have been upgraded.
At the beginning of the 21st century, the Army’s modernization was in full swing. Some of these new advances in technology and war fighting included the fielding of the M1A2 Abrams Main Battle Tank, the M2A2 Operation Desert Storm (ODS) Bradley Infantry Fighting Vehicle, the M109A6 Paladin howitzer, the OH-58D Kiowa Warrior, the AH-64D Apache Longbow Helicopter, and the M6 Bradley Linebacker.
Fort Hood was the first installation selected to privatize post housing under the residential communities initiative. Under this initiative, new housing units, remodeled housing and community improvements will be added to the post.
In 2001, the War on Terror became a prime focus. The post transitioned from an open to a closed post with the help of military police from reserve units. The 1st Cavalry sent additional troops to Kuwait to protect against possible aggressive actions from Iraq. The 4003rd Garrison Support Reserve unit fills vacancies left by deploying units on post. Fort Cavazos has a key role as a training base for mobilizing Reserve and National Guard units to support the Homeland Defense effort.
Many Fort Hood units were deployed to Afghanistan for Operation Enduring Freedom, and to Iraq for Operation Iraqi Freedom. In December 2003, the 4th Infantry Division captured Saddam Hussein. In the spring of 2004, the 1st Cavalry Division followed the 4th Infantry Division deploying to Iraq. Task Force ODIN was created at the post.
In September 2005, 13th COSCOM and key enablers were called to support Joint Task Force Katrina/Rita hurricane relief and went on to serve as the senior joint logistical support command for JTF Katrina. 13th COSCOM eventually provided one hundred million rations, collected human remains with dignity, executed emergency engineering operations, transported, distributed and stored over one billion dollars in humanitarian relief from both non-governmental and federal sources from across the nation.
In 2009, Fort Carson, Colorado’s First Army Division West re-stationed to Fort Hood in order to consolidate its mission to conduct reserve component mobilization training and validation for deployment, switching places with 4th Infantry Division, which relocated to Fort Carson.
On 12 June 2007, the body of Lawrence George Sprader, Jr was found at about 8:30 p.m. in a brushy area located within the Central Texas Army post’s training ground. He had gone missing for days while conducting an exercise for testing basic map-reading and navigation skills. A massive search had been conducted, with over 3,000 parties scouring the countryside. According to autopsy records, he had died from hyperthermia and dehydration. According to an Army investigatory report, there were “a multitude of procedural violations, judgment errors and alleged acts of misconduct by Army trainers that not only contributed to Sprader’s death but put some 300 other soldiers in danger that day, including about two dozen who required medical attention.”
On 5 November 2009 a gunman, who regarded himself as a mujahid waging “jihad” against the United States, opened fire in the Soldier Readiness Center of Fort Hood and killed 13 people while wounding 32 others. Nidal Malik Hasan, a U.S. Army Major and psychiatrist, was the gunman. He was shot and then arrested by Department of the Army police officers Sergeant Mark Todd and Sergeant Kimberly Munley.
Eyewitnesses to the actual events said: “…Major Hasan wheeled on Sergeant Munley as she rounded the corner of a building and shot her, putting her on the ground. Then Major Hasan turned his back on her and started putting another magazine into his semiautomatic pistol. It was at that moment that Senior Sgt. Mark Todd, a veteran police officer, rounded another corner of the building, found Major Hasan fumbling with his weapon and shot him.”
In 2013, Hasan was convicted of thirteen counts of premeditated murder and thirty-two counts of attempted premeditated murder for the thirty soldiers and two civilian police officers injured in the shooting. On 23 August 2013, Hasan was found guilty on all charges and was sentenced to death.
A memorial site in Killeen, featuring 13 granite columns inscribed with the names and likenesses of the victims, was dedicated in March 2016. The memorial was financed by donations and built by volunteers.
Pfc. Naser Jason Abdo, an AWOL private, was arrested near Fort Hood, and in a statement by the police chief of Killeen, Texas, the man told investigators that he wanted to attack fellow soldiers at the military post. At his trial in August 2012, Abdo stated, through a cloth mask, “I will continue until the day the dead are called to account for their deeds.” Abdo was sentenced to life in prison for the plot.
On 2 April 2014, a shooting spree occurred at several locations on the base, leaving three people dead and fourteen others wounded. The gunman then died from a self-inflicted gunshot wound. He was later identified as 34-year-old Ivan Lopez, an Iraq War veteran.
A sexual assault prevention officer on the base, Sergeant First Class Gregory McQueen, was dishonorably discharged in March 2015, having been convicted of organizing a prostitution ring.
Currently, Fort Cavazos has nearly 65,000 soldiers and family members and serves as a home for the following units: Headquarters III Corps; First Army Division West; the 1st Cavalry Division; 13th Sustainment Command (formerly 13th Corps Support Command); 89th Military Police Brigade; 504th Battlefield Surveillance Brigade; 85th Civil Affairs Brigade; 1st Medical Brigade; and the 69th Air Defense Artillery Brigade. Fort Hood also includes Carl R. Darnall Army Medical Center and the Medical And Dental Activities as tenant units.
As of October 2015, Killeen, Texas, started a land-use study to “identify and mitigate compatibility and encroachment issues that may impact training, operations”.
In 2020, a debate around renaming US military bases named after Confederate generals emerged during protests sparked from the murder of George Floyd. Fort Hood was one such base at the center of the controversy.
39 soldiers stationed at the base died or went missing in 2020. The killing of Vanessa Guillén at Fort Hood in April 2020 brought national attention to the base and the broader culture of sexual harassment in the military. Hundreds of people protested at the gates of Fort Hood in June demanding justice for Guillén. In August, a San Antonio man was arrested and charged with making terroristic threats after threatening to commit a mass shooting at Fort Hood in retaliation for Guillén’s killing. 14 commanders were subsequently fired or suspended with Army Secretary Ryan McCarthy citing “leadership failures”. An investigation by Fort Hood Independent Review Committee (FHIRC), a panel McCarthy established, found that there was a “permissive environment for sexual assault and sexual harassment at Fort Hood.” Army regulation AR-600-20 (24 July 2020) now requires the filing of commander’s critical information reports (CCIRs) 8 days after a SHARP (sexual harassment/assault response & prevention) complaint by a victim.
Fort Hood CID investigators assigned to their cases are hampered by a checklist mentality from their beginnings as junior investigators straight out of initial training from Fort Leonard Wood, according to the FHIRC report. The majority of CID investigators are then detailed to protective services for senior Pentagon officials, thereby moving straight to middle management CID positions without the requisite experience in criminal investigation. After Private Carlton L. Chee was the 28th death of 2020 in September, Congress launched an investigation of Fort Hood, citing the deaths and other felonies that occurred on the fort between 2014-2019. Commanders at the FORSCOM, III Corps, and Fort Hood levels now have specific actions to complete upon a sexual assault review board complaint. The Army CID is being restructured: a civilian director reporting directly to the Secretary of the Army will oversee criminal probes. The Provost Marshal and the Military Police will no longer undertake criminal investigations. A new branch like those in the Air Force and Navy for Special Agents will be instituted. FORSCOM now requires the selection of investigating officers from outside an installation’s brigade-sized element, which is processing a complaint.
More than 100 night vision goggles (NVGs) from an arms room were gradually stolen from March until May 2021. Several dozen were subsequently offered for sale on the internet from a reseller in Corpus Christi, Texas as of 9 July 2021; some devices had already been sold and shipped. CID and Homeland security believe the NVGs were stolen from shipping containers at Fort Hood.
The fort is one of the U.S. Army installations named for Confederate soldiers that was renamed by The Naming Commission. On 24 May 2022 the commission recommended the fort be renamed to Fort Cavazos, named after Gen. Richard E. Cavazos, a native Texan and the US Army’s first Hispanic four-star general. The recommendation report was finalized and submitted to Congress on 1 October 2022, giving the US Secretary of Defense Lloyd Austin the authority to rename the post to Fort Cavazos. On 5 January 2023, William A. LaPlante, US under-secretary of defense for acquisition and sustainment (USD (A&S)) directed the full implementation of the recommendations of the Naming Commission, DoD-wide. Fort Hood was officially renamed Fort Cavazos on 9 May 2023.
On 4 May 2023, Hood Army Airfield was renamed Yoakum–DeFrenn Army Heliport.
The post has served as a hub for anti-war activity during both the Vietnam War (e.g. the “Fort Hood Three” incident) and the War on Terror.
From 1968 to 1973, the Oleo Strut was a G.I. coffeehouse located near post in Killeen, Texas. The coffee house was featured in the documentary Sir! No Sir!.
In 2009, the tradition of the Oleo Strut continued when the Under the Hood Café opened. The location serves as an outreach center for antiwar activists to reach out to area soldiers, and provide them with support. Under the Hood Café announced on 10 November 2014 that it would close by the end of the year.
Recently several soldiers supported by Under the Hood have taken public acts of resistance, including Amnesty International prisoner of conscience Travis Bishop.
As of the 2020 United States Census, there were 28,295 people, 2,893 households, and 2,720 families residing in the Fort Cavazos CDP.
As of the census of 2000, there were 33,711 people, 5,819 households, and 5,679 families residing in the Fort Cavazos CDP. The population density was 2,255.7 people per square mile (870.6/km2). There were 5,941 housing units at an average density of 397.5 per square mile (153.4/km). The racial makeup of the CDP was 50.7% White, 31.6% African American, 1.2% Native American, 2.1% Asian, 0.8% Pacific Islander, 8.7% from other races, and 4.8% from two or more races. 16.7% of the population were Hispanics or Latinos of any race.
There were 5,818 households, out of which 87.6% had children under the age of eighteen living with them, 87.1% were married couples living together, 8.2% had a female householder with no husband present, and 2.4% were non-families. Two percent of all households were made up of individuals, and 0.0% had someone living alone who is sixty-five years of age or older. The average household size was 3.92 and the average family size was 3.95.
The age distribution was 33.3% under the age of eighteen, 32.3% from eighteen to twenty-four, 33.1% from twenty-five to forty-four, 1.2% from forty-five to sixty-four, and 0.1% who were sixty-five years of age or older. The median age was twenty-one years. For every one hundred females there were 163.4 males. For every one hundred females over the age of eighteen there were 209.4 males. All of these statistics are typical for military bases.
The median income for a household on the base was $32,552, and the median income for a family was $32,296. Males had a median income of $18,884 versus $17,101 for females. The per capita income for the CDP was $11,078. 9.5% of the population and 8.3% of families were below the poverty line. Out of the total population, 11.0% of those under the age of eighteen and 25.8% of those sixty-five and older were living below the poverty line.
Fort Cavazos is a large United States military installation; it is the home of III Armored Corps, 1st Cavalry Division, 13th Sustainment Command, First Army Division West, 3rd Cavalry Regiment, 1st Medical Brigade and many other Forces Command and other units.
The 4th Infantry Division completed its move from Fort Hood to Fort Carson, Colorado, exchanging positions with several units. The 4th Infantry Division Museum closed at Fort Hood for the last time on 29 May 2009 to complete its move to Colorado although most of the outdoor pieces remained at Fort Hood as part of the new 3CR Museum.
Before the breakup of the Soviet Union, Fort Hood was billed as the largest military base in the free world (Fort Moore is larger in personnel, Fort Bliss in land area). During peacetime, Fort Hood is a gated post, with the 1st Cavalry Division Museum, the Belton Lake Outdoor Recreation Area (BLORA), and a number of other facilities that are open to the public. Access to the cantonments became restricted starting in July 2001. However, passes are available to visit the two museums on post, and the lake area remains open to the public without restriction since it is outside the cantonments. Various events, including the annual Independence Day celebration, which has one of the largest fireworks displays in the country, are open to the public.
Shortly after the 2000 census, responsibility for post housing was turned over to privatized partnership with Actus Lend Lease. Under the terms of the contract, most of the housing has been remodeled or rebuilt, and hundreds of new units have been built or are in the process of being built, operating as Fort Hood Family Housing, and later as Cavalry Family Housing. The nine schools on Fort Cavazos are part of the Killeen Independent School District.
Fort Cavazos consists of three sections: the main cantonment, West Fort Hood, and North Fort Hood. The main cantonment is bounded by Killeen on the east and Copperas Cove on the west. The Fort Cavazos main cantonment area, otherwise referred to as Main post, holds its own airfield, Yoakum–DeFrenn Army Heliport. North Fort Hood is bounded by Gatesville to the northwest. West Fort Hood, bounded by Killeen and Copperas Cove, includes Fort Cavazos’ second airfield, Robert Gray Army Airfield, which has been expanded for civilian use (Killeen–Fort Hood Regional Airport (GRK)) and additional training areas. To the east and southeast, the reservation is bounded by Harker Heights, Nolanville, Belton, and Morgan’s Point Resort.
Small fleet truck insurance encompasses a large portion commercial truck insurance policies that are written for truckers. You need an agent that understands these markets.
We will explain your options in detail. We answer your questions. How many trucks can I grow to? Can I add and remove trucks? How fast can I swap trucks? Can I have owner operators leased on? How fast can I get a COI?
Small fleet truck insurance pricing starts at 3 trucks. We work with 20 plus commercial truck insurance companies to help you find the best commercial truck insurance rates. Our carriers have high AM Best Ratings.
No matter if you are a seasoned trucking operation hauling UIIA intermodal or you are looking to expand the cargo you are hauling. We have markets to help you either way.
Does your policy have the CA 2317 endorsement? What chassis pools are your working with? If you work with an EP that in not on the UIIA EP list. How is this handled? For example, Direct Chassis. Does your trailer interchange offer the same coverage as non-owned trailer coverage? Do you have the correct blanket AI and WOS endorsements? Do I need workers compensation? Can I work ports and rails? Is there a radius limit? You do not want to buy a commercial truck insurance policy only to find out it will not offer the correct UIIA coverages. Your agent should have a network of commercial truck insurance companies who offer the correct UIIA endorsements on your policy?
Shopping for the Best Trucking Insurance for New Authority can be task that never seems to end. You get phone call after phone call. And in many cases each agent you speak with may have a different story concerning what type of coverages you need and what is a good price. Chances are most new authorities shop for the best price. You want the least expensive but buying based upon price only could cost you more money in the long run. What if you buy insurance for your new authority based upon price only? Then find out shortly after you have paid your deposit and your policy is in place. The agent who sold you this policy did not tell you the restrictions your commercial truck insurance company has in place. They may not offer coverage for certain types of cargo or may restrict your growth. There are many pitfalls for buying just based upon price. It is good to shop and compare quotes, but do it based upon price and the know the restrictions that maybe enforced by the carrier. Not knowing these restrictions could get your policy cancelled. Or you may have to cancel the policy yourself to get insurance coverage with another carrier. Either way this could put you back to ground zero and cost you money. Talk with an agent at JDW Truckers Insurance who will help you shop for the best price with the correct coverages.