Insurance Requirements for Owner Operators Morgantown, Virginia
JDW Truckers Insurance can answer your questions regarding Insurance Requirements for Owner Operators Morgantown, Virginia. We work with the top commercial truck insurance companies and will help you find affordable owner operators truck insurance.
We have a large network of commercial truck insurance companies Morgantown, Virginia with high AM Best Rating so when JDW Truckers Insurance helps you get your owner operators truck insurance in Morgantown, Virginia in place you will be insured by a financially stable commercial truck insurance company. This is important for many reasons. Contact JDW Truckers Insurance and our agents will review the reasons owner operators should choose their insurance company wisely. Not all owner operator truck insurance policy are created equally.
We will help you customize your owner operators trucking insurance policy to suit your needs and fit your budget.
From one application we can shop & compare commercial truck insurance rates for the top-rated commercial truck insurance companies for you. We will help you find the required commercial truck insurance coverages at affordable rates.
Here are some of the top 10 commercial truck insurance companies which offer commercial truck insurance quotes.
We know trucking and the commercial trucking insurance requirements
- Knight
- Trisura
- Berkley Prime
- Falls Lake
- Progressive
- Travelers
- Seneca
- Great Lakes
- Allied World
- Allianz
- Ace Hazmat
- ACE Fleet
- United Specialty
- Hudson Fleet
- Markel
- Chubb
- Tokio Marine
- National General
- Lexington
- AIG
- Great American
- ACE / Westchester
- NICO
- National Casualty / Nationwide
- Scottsdale Brokerage
- IAT
- Crum Forster
- Canal
- Northland
- USLI
- James River
- IFG – Burlington
- Penn-America
- Century
- Hallmark
- Carolina Casualty
- Protective
Auto Liability Insurance
- Your auto liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,000 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Excess Liability Insurance
- Excess liability can sometimes be called umbrella insurance.
- The excess liability policy sits on top of your primary liability policy.
- For example, if you have $1,000,000 in primary lability coverage and you have a claim which exceeds the policy limit of $1,000,000. In most cases that is all the insurance carriers will try to pay out for a claim.
- Excess policy coverage starts at $1,000,000 and go up.
- So, let’s say you say you purchased a $1,000,000 excess policy. Now if you have a claim that is $1,500,000. Your primary would pay the first $1,000,000 and your excess would pay the remaining.
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Non-Owned Trailer Insurance vs Trailer Interchange (TI)
- Both are insurance coverages are designed to cover damage to others trailers.
- Deductibles for either can range from $1,000 to $5,000.
- Coverage limits for either can range from $25,000 and up depending on the requirements of the company and/or shipper freight you are hauling for.
The difference between Non-Owned Trailer coverage and Trail Interchange coverage
- Non-owned trailer insurance covers physical damage to the trailer only when attached to a truck. And no written agreement is place.
- Trailer Interchange requires a written trailer interchange agreement to be in place. It can provide protection when you have care, custody and control of one, or many, trailers. Whether the trailer is attached to your truck or not.
Morgantown is a city in and the county seat of Monongalia County, West Virginia, United States, situated along the Monongahela River. The largest city in North Central West Virginia and the third-largest city in the state, Morgantown is best known as the home of West Virginia University. The population was 30,347 at the 2020 census. The city serves as the anchor of the Morgantown metropolitan area, which had a population of 138,176 in 2020.
Morgantown’s history is closely tied to the Anglo-French struggle for this territory. Until the Treaty of Paris in 1763, what is now known as Morgantown was greatly contested by white settlers and Native Americans, and by British and French soldiers. The treaty decided the issue in favor of the British, but Indian fighting continued almost to the beginning of the American Revolutionary War in 1775.
Zackquill Morgan and David Morgan, sons of Morgan Morgan, entered the area of Virginia that would become Morgantown around 1767, although others, such as Thomas Decker, were recorded as attempting to settle in the area a decade earlier. Zackquill and David lived here for a few years and eventually built Fort Morgan in present-day Downtown Morgantown in 1772. Several forts were built in the area during this time: Fort Pierpont near the Cheat River, in 1769; Fort Coburn, near Dorsey’s Knob, in 1770. Fort Morgan, at the present site of Morgantown, in 1772; Fort Dinwiddie, north several miles at Stewartstown, in 1772; Fort Martin, several miles north on the Monongahela River, in 1773; Fort Burris in the present-day Suncrest area of Morgantown, in 1774; and Fort Kern in the present-day Greenmont area of Morgantown, in 1774, in addition to other, smaller forts.
Zackquill Morgan settled the area about 1772 by establishing a homestead near present-day Fayette Street and University Avenue. Morgan fought in both the French and Indian War and the American Revolutionary War, rising to the rank of colonel. By 1783, following his wartime duties, Colonel Morgan commissioned Major William Haymond to survey his land and divide it into streets and lots. Colonel Morgan then received a legal certificate for 400 acres (1.6 km) in the area of his settlement near the mouth of Decker’s Creek. 50 acres (200,000 m) were appropriated for Morgan’s Town by the Virginia General Assembly in October 1785. On February 3, 1838, the Virginia General Assembly enacted a municipal charter incorporating the city, now with a population of about 700, as Morgantown, Virginia. The town became part of the newly created state of West Virginia on June 20, 1863, through the Reorganized Government of Virginia.
Notable early structures still standing in Morgantown, include the Old Stone House, built in 1795 by Jacob Nuce on Long Alley (the modern-day Chestnut Street) and the John Rogers family home on Foundry Street, built in 1840 and occupied as of 2011 by the Dering Funeral Home.
During the 1970s, the U.S. Department of Transportation built an experimental driverless personal rapid transit system in the city, citing the area’s variable seasonal climate and geographic elevations as factors in testing the technology’s viability. The Morgantown Personal Rapid Transit (PRT) has been in use since 1975. University students use the system for free travel between the campuses.
Morgantown is 75 miles (121 km) south of Pittsburgh, Pennsylvania, 208 mi (335 km) north-northwest of Washington, D.C., 81 mi (130 km) east of Marietta, Ohio, and 156 mi (251 km) northeast of Charleston. Morgantown is just south of the Mason–Dixon line.
According to the United States Census Bureau, the city has a total area of 10.62 square miles (27.51 km), of which 10.17 square miles (26.34 km) is land and 0.45 square miles (1.17 km) is water.
Morgantown is made up of several neighborhoods, some of which had been independent towns that were annexed by the city as it continued to grow. Neighborhoods include First Ward, Woodburn, South Park, Jerome Park, South Hills, Second Ward, Greenmont, Suncrest, Evansdale, Wiles Hill, Sunnyside, Sabraton, the Mileground, and North Hills. While some of these, such as the Mileground, Easton, and Sabraton, are in part or entirely outside the city limits, they are still considered part of Morgantown. The City of Morgantown contained just over 30,000 permanent residents in 2020. The city is host to about 30,000 students at West Virginia University.
Sunnyside, just north of downtown Morgantown, is an older neighborhood adjacent to West Virginia University’s downtown campus. The neighborhood is bounded by University Avenue to the east and Campus Drive to the south. Close to the downtown campus of West Virginia University and for decades known as a neighborhood of student housing, is also the scene of many off-campus parties and post-game celebrations including, until 1995, the unsanctioned annual back-to-school block party that would annually draw upward of 10,000 revelers to celebrate the start of fall classes. The university and city put an end to the tradition that year after two students were shot the previous year. The City of Morgantown and West Virginia University jointly established the Sunnyside Up Project: Campus Neighborhoods Revitalization Corporation, dedicated to the redevelopment of this area. The first step was to create a comprehensive revitalization plan, which was published in fall 2004. The university’s Summit Hall Dormitory and the Honors Hall Dormitory are in the southern part of the neighborhood.
Woodburn used to be farmland on the hills to the east of downtown Morgantown. The area saw a rapid growth in population at the beginning of the 20th century as home to tinsmiths from Wales who came to work in the tinplate mill that later became the Sterling Faucet Company plant in Sabraton. A trolley line ran the length of Richwood Avenue and originally connected downtown with Sabraton. The Welsh community was active in the Methodist Church at the intersection of High Street and Willey Street, and held picnics in Whitemoore Park, the main green space in Woodburn. Many of these immigrants retained the Welsh language, and as late as the 1930s it was common to hear Welsh spoken on the streets of Woodburn and the community was known for carrying on a traditional eisteddfod every year.
Located in the southeastern part of Morgantown, Sabraton is a former coal town and was previously known as Sturgiss City and Sabraton Station. The community was named after Sabra Vance Sturgiss, the wife of a local judge. Part of Sabraton was home to a tin plate mill, which later become a manufacturing plant for Sterling Faucet. In its early days, Sabraton was connected to downtown Morgantown by a trolley line that ran the length of Richwood Avenue. Its amenities include Marilla Park.
Morgantown lies in the Appalachian Region. The city is hilly with several sections rising over 1,200 feet (370 m) in elevation. The highest point is 1,398 feet (426 m) on Sky Rock in Dorsey Knob Park. The lowest point is on the banks of the Monongahela River at 800 feet (240 m). The area surrounding Morgantown is mountainous. Coopers Rock State Forest, 12 miles (19 km) east of Morgantown, has elevations between 2,000 feet (610 m) and 2,400 feet (730 m) above sea level.
Morgantown lies in the transition between a humid subtropical (Köppen Cfa) and humid continental climate (Köppen Dfa), with four distinct seasons. Winters are cool to cold with a January daily mean temperature of 32.0 °F (0.0 °C), an average annual snowfall of 27.6 inches (70 cm) and 1.3 nights of sub-0 °F (−18 °C) readings. Summers are hot and humid with a July daily mean temperature of 74.1 °F (23.4 °C) and 13.2 days of 90 °F (32 °C)+ highs annually. Precipitation is generous, with winter being the driest period and May through July the wettest. Extreme temperatures range from −25 °F (−32 °C) on February 10, 1899, up to 105 °F (41 °C) on August 26, 1893.
Following the 2010 census, Monongalia County and neighboring Preston County were acknowledged as a metropolitan statistical area (MSA) by the United States government. Estimates from 2010 put the Metropolitan Statistical Area population at 129,709; as of July 2013, the estimate was 136,133. Of the 10 largest cities in West Virginia, only Morgantown and Martinsburg have shown positive population growth since the 2010 census, with Morgantown growing from 29,660 to a 2012 estimate of 31,000.
West Virginia University constitutes 913 acres (3.69 km) of the city and vicinity, and with the fall 2012 enrollment added an additional population of 29,707 students.
According to the Bureau of Labor Statistics, Morgantown had some of the lowest unemployment rates in the United States as of early 2009.
As of the 2020 census, there were 30,347 people and 11,673 households residing in the city. There were 13,887 housing units in Morgantown. The racial makeup of the city was 83% White, 4.6% African American, 3.7% Asian, 0.2% Native American, 1.3% from other races, and 7.1% from two or more races. Hispanics or Latinos of any race were 4.1% of the population.
Of the 11,673 households, 28.3% were married couples living together, 34.6% had a male householder with no spouse present, 28.3% had a female householder with no spouse present.The average household and family size was 2.71. The median age in the city was 24.4 years. Which is 43% less than the state average of 42.8.
As of the census of 2010, there were 29,660 people, 11,701 households, and 3,827 families residing in the city. The population density was 2,916.4 inhabitants per square mile (1,126.0/km). There were 12,664 housing units at an average density of 1,245.2 per square mile (480.8/km). The racial makeup of the city was 89.7% White, 4.1% African American, 0.1% Native American, 3.4% Asian, 0.1% Pacific Islander, 0.6% from other races, and 2.0% from two or more races. Hispanic or Latino of any race were 2.6% of the population.
There were 11,701 households, of which 12.0% had children under the age of 18 living with them, 23.1% were married couples living together, 6.5% had a female householder with no husband present, 3.1% had a male householder with no wife present, and 67.3% were non-families. 36.6% of all households were made up of individuals, and 7.1% had someone living alone who was 65 years of age or older. The average household size was 2.05 and the average family size was 2.71.
The median age in the city was 22.6 years. 8.2% of residents were under the age of 18; 52.1% were between the ages of 18 and 24; 18.4% were from 25 to 44; 13.1% were from 45 to 64; and 8.1% were 65 years of age or older. The gender makeup of the city was 53.5% male and 46.5% female.
As of the census of 2000, there were 26,809 people, 10,782 households, and 4,183 families residing in the city. The population density was 2,736.0 people per square mile (1,056.2/km). There were 11,721 housing units at an average density of 1,196.2 per square mile (461.8/km). The racial makeup of the city was 89.48% White, 4.15% African American, 0.17% Native American, 4.15% Asian, 0.05% Pacific Islander, 0.51% from other races, and 1.48% from two or more races. Hispanic or Latino of any race were 1.54% of the population.
There were 10,782 households, out of which 15.0% had children under the age of 18 living with them, 29.1% were married couples living together, 7.0% had a female householder with no husband present, and 61.2% were non-families. 37.3% of all households were made up of individuals, and 9.5% had someone living alone who was 65 years of age or older. The average household size was 2.08 and the average family size was 2.76.
Morgantown’s age distribution, which is heavily influenced by the presence of West Virginia University, is: 11.1% under the age of 18, 44.7% from 18 to 24, 20.4% from 25 to 44, 13.5% from 45 to 64, and 10.4% who were 65 years of age or older. The median age was 23 years. For every 100 females, there were 104.7 males. For every 100 females age 18 and over, there were 105.0 males.
The median income for a household in the city was $20,649, and the median income for a family was $44,622. Males had a median income of $33,268 versus $24,944 for females. The per capita income for the city was $14,459. About 15.0% of families and 38.4% of the population were below the poverty line, including 23.3% of those under age 18 and 8.3% of those age 65 or over.
The West Virginia Black Bears are a collegiate summer baseball team based in Morgantown. The team is part of the MLB Draft League. Games are played at the Monongalia County Ballpark in nearby Granville.
The inaugural Morgantown Marathon was held in September 2015. The 26.2-mile (42.2 km) course winds through Morgantown’s seven wards and is characterized by its elevation changes. Official times from the Morgantown Marathon can be used for Boston Marathon qualification. In addition to the full marathon race, the Morgantown Marathon also includes The Mountain Mama 8k and a half-marathon.
West Virginia University (WVU) is a public land-grant university, founded in 1867. With an operating budget of approximately $1.2 billion as of 2022, it also has $150 million annually in sponsored contracts and research grants conducted by faculty members.
Fall 2021 enrollment was 28,267, with students from all 55 West Virginia counties, 49 states plus the District of Columbia, and 112 countries. Some basic 2021 figures regarding the student body are:
The 2022–2023 curriculum is supported by 13 colleges and schools offering 350 bachelor’s, master’s, doctoral, and professional degree programs in the arts and sciences; business and economics; creative arts; engineering and mineral resources; human resources and education; journalism; law; agriculture, forestry, and consumer sciences; dentistry; medicine; nursing; pharmacy; physical education; plus programs at Potomac State College and WVU Tech.
The city is served by Monongalia County Schools. Public elementary schools in Morgantown and its surrounding area include Cheat Lake, North, Brookhaven, Ridgedale, Mountainview, Mylan Park, Skyview, Suncrest Elementary, and Eastwood. There are four middle schools: Mountaineer Middle, South, Westwood, and Suncrest Middle. The city’s two high schools are University High School, the mascot of which is the Hawks, and Morgantown High School, whose mascot is the Mohigans. The latter’s name is that of a non-existent Native American tribe whose name is a combination of the words Morgantown (MO) High (HIG) Annual (AN), which was the school’s yearbook. The Native American mascot and logo were adopted because of the close relation to the name Mohican, a real Native American tribe. Notable Morgantown High School alumni include screenwriter–film director Lawrence Kasdan (class of 1966), actor Don Knotts (class of 1942), college football coach Tommy Bowden (class of 1972), and TV college football analyst Terry Bowden (class of 1974).
As of April 2005, Monongalia County Schools employed 897 professional personnel and 490 service personnel, and carries an enrollment of 10,076 students, including 156 adult students at the Monongalia County Technical Education Center. Three of Monongalia County’s 23 schools have earned Exemplary Achievement status, according to the West Virginia Office of Educational Performance Audits’ (OEPA) report issued November 2004. In 2004, Suncrest Middle became a National Blue Ribbon School for the No Child Left Behind Act.
A Roman Catholic elementary school, Saint Francis de Sales, began sometime prior to 1915 as a two-room school in a house on McLane Avenue in the Seneca neighborhood, and run by lay teacher Miss Sterbutsal, who became Sister M. Isabelle of the Sisters of St. Joseph. In October 1915, the pastorate of Father Peter Flynn arranged for Ursuline nuns from Louisville, Kentucky, and in 1918, under principal Sister M. Isadore, the school moved to a new building on Beechurst Avenue, adjacent to St. Theresa’s Church. On June 9, 1990, the grade school moved into the former St. Francis Central High School building, and eventually into newly built facility at 41 Guthrie Lane. Its mascot is the Trojan.
St. Francis Central High School existed for several decades on Birch Street in the Evansdale neighborhood until that campus was taken over by the elementary school on June 9, 1990. The West Virginia University Foundation purchased its building and land in July 2003, formally selling it to WVU for $11 million in August 2004, with the university then announcing it intended to use the football and adjacent baseball fields as intramural recreation area.
Other private schools include: Morgantown Christian Academy, Maranatha Christian Academy, Covenant Christian School, Trinity Christian School, St. Francis Elementary/Middle School, and the alternative, non-religious Morgantown Learning Academy.
While informal schools existed from Morgantown’s earliest days, the town established a one-story, coeducational, Virginia common school in July 1803, that students attended on a tuition basis. On Nov. 29, 1814, the Virginia General Assembly incorporated Monongalia Academy, the county’s first public school. Supported by obligatory surveyors’ fees, the male-only institution was the equivalent of a modern-day high school. The Academy moved to a new two-story building in 1830, with principal Jonathan Haddock offering courses in geography, surveying, and navigation in addition to traditional subjects. Presbyterian minister Reverend James Robertson Moore was principal during the Academy’s 1852–1864 heyday, when its enrollment included students from 14 states. In 1867, the Academy closed, and donated its land toward the establishment of West Virginia University.
The Virginia Assembly in March 1831 authorized the creation of the Morgantown Female Academy. Proceeds from the sale of the original Monongalia Academy building funded construction of a two-story school at Bumbo Lane (the modern-day Fayette Street) and Long Alley (the modern-day Chestnut Street). This school opened April 1, 1834. After the Assembly approved a charter change in 1838, the school became known as the Methodist Academy. This prompted local Presbyterians to create the Woodburn Female Seminary, for which the Monongalia Academy’s Rev. Moore also served as principal. The seminary closed in 1866, and its assets, like those of the Monongalia Academy, were donated toward the future university.
Following the 1863 creation of West Virginia, the new state’s first legislature created a public-school system. The act provided for the education of “free colored children”, and was adapted three years later to mandate education for all African-American children. However, a two-tier system was created: White children attended a regular term (at the second former Monongalia Academy building, purchased in 1867 from West Virginia Agricultural College, the future West Virginia University), only a short term was provided for African-Americans, who met at St. Paul’s African Methodist Episcopal Church, on Beechurst Avenue. In the late 19th and early 20th century, rural educational reformer Alexander Wade lived in Morgantown and was involved in establishing a system of graded education for country schools that was later adopted across the rest of the United States.
Morgantown has two newspapers. The Dominion Post is a privately owned newspaper which is published daily. The university-owned and student-run college newspaper, The Daily Athenaeum, is published on weekdays while classes are in session, and is provided free of charge on campus and to many businesses around Morgantown.
There are also other local quasi-newspapers such as the Post Extra and the Morgantown Times, which typically feature a few local news stories and an abundance of advertisements. Both are free of charge and mass-mailed throughout the Morgantown area.
Morgantown is part of the Pittsburgh television market, though stations in the Clarksburg/Weston market claim Morgantown as part of their primary coverage area.
Morgantown Municipal Airport is one of West Virginia’s few commercial airports. It is approximately 3 miles (4.8 km) northeast of the downtown along U.S. Route 119.
North Central West Virginia Airport is about 35 miles (56 km) away by road, and Pittsburgh International Airport is about 80 miles (130 km) away.
The only active rail line near Morgantown is owned by Norfolk Southern with CSX trackage rights and serves a mine northwest of Rivesville, West Virginia. Coal is the major commodity, with a train serving local chemical industries such as Tanner and Addivant (formerly Chemtura) that require tank cars. These are trucked in and then loaded onto high side gondolas or bulkhead flat cars. Conrail was split by Norfolk Southern and CSX in 1999. CSX pays for half of the cost of maintenance for the line. CSX uses it mostly to bring trains from Grafton to load at Consol’s Bailey Mine and for direct access to Pittsburgh, Pennsylvania.
Morgantown relies heavily on the Monongahela River for shipping coal and other products. The river is fully navigable from its mouth at the Ohio River in Pittsburgh, past Morgantown upstream to Fairmont. Morgantown Lock and Dam, in the southern part of the city, helps provide a continuous pool heading upstream towards the Hildebrand Lock and Dam. Point Marion Lock and Dam, the next downstream dam, is responsible for most of the river’s pool in Morgantown.
Most of Morgantown is accessible by Mountain Line Transit Authority bus system. Most service operates Monday-Saturday from 7 a.m. to 6 p.m. with a very limited service operating on Sunday during the WVU school year. Mountain Line’s Grey Line bus operates every day of the year between Clarksburg, West Virginia and Pittsburgh International Airport. Morgantown also has the Morgantown Personal Rapid Transit (PRT) system. The system has five stations (Walnut, Beechurst, Engineering, Towers, and Medical) covering 8.65 miles (13.9 km).
Electric service is provided by Mon Power, natural gas services by Dominion Resources, and water and sewage by the Morgantown Utility Board.
Cable television and cable Internet are provided by Comcast Communications. Landline telephone and DSL services are offered by Frontier Communications, with West Side Telecommunications telephone and DSL service available in some areas.
Trash pickup in the Morgantown area is provided by Republic Services. The City of Morgantown has adopted a weekly recycling program, as part of the Clean Community Concept, an initiative by the city government.
Morgantown is a sister city of:
Morgantown established Friendship City relations with Quanshan District, Xuzhou, Jiangsu, China, in 2012.
The cable television network MTV announced in October 2006, that it would tape an eight-episode reality TV series, Show Choir, following Morgantown High School’s show choir, which performs songs in four-part harmony, with costumes and choreography, on a competitive circuit. The show was scheduled to premiere Spring 2007, but as of 2018 has yet to air.
The Joni Mitchell song “Morning Morgantown” is popularly believed to be written about Morgantown, West Virginia.
Morgantown is also featured in the game Fallout 76, as the game takes place in West Virginia.
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Does your policy have the CA 2317 endorsement? What chassis pools are your working with? If you work with an EP that in not on the UIIA EP list. How is this handled? For example, Direct Chassis. Does your trailer interchange offer the same coverage as non-owned trailer coverage? Do you have the correct blanket AI and WOS endorsements? Do I need workers compensation? Can I work ports and rails? Is there a radius limit? You do not want to buy a commercial truck insurance policy only to find out it will not offer the correct UIIA coverages. Your agent should have a network of commercial truck insurance companies who offer the correct UIIA endorsements on your policy?
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Shopping for the Best Trucking Insurance for New Authority can be task that never seems to end. You get phone call after phone call. And in many cases each agent you speak with may have a different story concerning what type of coverages you need and what is a good price. Chances are most new authorities shop for the best price. You want the least expensive but buying based upon price only could cost you more money in the long run. What if you buy insurance for your new authority based upon price only? Then find out shortly after you have paid your deposit and your policy is in place. The agent who sold you this policy did not tell you the restrictions your commercial truck insurance company has in place. They may not offer coverage for certain types of cargo or may restrict your growth. There are many pitfalls for buying just based upon price. It is good to shop and compare quotes, but do it based upon price and the know the restrictions that maybe enforced by the carrier. Not knowing these restrictions could get your policy cancelled. Or you may have to cancel the policy yourself to get insurance coverage with another carrier. Either way this could put you back to ground zero and cost you money. Talk with an agent at JDW Truckers Insurance who will help you shop for the best price with the correct coverages.