Cheapest Owner Operators Truck Insurance Cost Weston, Florida
JDW Truckers Insurance can answer your questions regarding Cheapest Owner Operators Truck Insurance Cost Weston, Florida. We work with the top commercial truck insurance companies and will help you find affordable owner operators truck insurance.
We have a large network of commercial truck insurance companies Weston, Florida with high AM Best Rating so when JDW Truckers Insurance helps you get your owner operators truck insurance in Weston, Florida in place you will be insured by a financially stable commercial truck insurance company. This is important for many reasons. Contact JDW Truckers Insurance and our agents will review the reasons owner operators should choose their insurance company wisely. Not all owner operator truck insurance policy are created equally.
We will help you customize your owner operators trucking insurance policy to suit your needs and fit your budget.
From one application we can shop & compare commercial truck insurance rates for the top-rated commercial truck insurance companies for you. We will help you find the required commercial truck insurance coverages at affordable rates.
Here are some of the top 10 commercial truck insurance companies which offer commercial truck insurance quotes.
We know trucking and the commercial trucking insurance requirements
- Knight
- Trisura
- Berkley Prime
- Falls Lake
- Progressive
- Travelers
- Seneca
- Great Lakes
- Allied World
- Allianz
- Ace Hazmat
- ACE Fleet
- United Specialty
- Hudson Fleet
- Markel
- Chubb
- Tokio Marine
- National General
- Lexington
- AIG
- Great American
- ACE / Westchester
- NICO
- National Casualty / Nationwide
- Scottsdale Brokerage
- IAT
- Crum Forster
- Canal
- Northland
- USLI
- James River
- IFG – Burlington
- Penn-America
- Century
- Hallmark
- Carolina Casualty
- Protective
Auto Liability Insurance
- Your auto liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,000 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Excess Liability Insurance
- Excess liability can sometimes be called umbrella insurance.
- The excess liability policy sits on top of your primary liability policy.
- For example, if you have $1,000,000 in primary lability coverage and you have a claim which exceeds the policy limit of $1,000,000. In most cases that is all the insurance carriers will try to pay out for a claim.
- Excess policy coverage starts at $1,000,000 and go up.
- So, let’s say you say you purchased a $1,000,000 excess policy. Now if you have a claim that is $1,500,000. Your primary would pay the first $1,000,000 and your excess would pay the remaining.
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Non-Owned Trailer Insurance vs Trailer Interchange (TI)
- Both are insurance coverages are designed to cover damage to others trailers.
- Deductibles for either can range from $1,000 to $5,000.
- Coverage limits for either can range from $25,000 and up depending on the requirements of the company and/or shipper freight you are hauling for.
The difference between Non-Owned Trailer coverage and Trail Interchange coverage
- Non-owned trailer insurance covers physical damage to the trailer only when attached to a truck. And no written agreement is place.
- Trailer Interchange requires a written trailer interchange agreement to be in place. It can provide protection when you have care, custody and control of one, or many, trailers. Whether the trailer is attached to your truck or not.
Weston is a city in Broward County, Florida, United States, just west of Fort Lauderdale. It is part of the Miami metropolitan area, which is anchored by Miami. The population was 68,107 at the 2020 census. Weston is 30 miles northwest of Miami, Florida.
In the 1950s, industrialist and philanthropist Arthur Vining Davis took control of the approximately 15,000 acres (6,100 ha) which Weston is now located on; Davis was Arvida’s first owner. In the following years, plans were made to develop the land, and the area which is known as Bonaventure was sold and subsequently developed independently from the Arvida development; this area forms Weston’s Bonaventure Development District. The large, remaining portion of the master-planned community was developed by Arvida/JMB Realty (known for developing Walt Disney World), and the community was originally named Indian Trace; the area developed by Arvida forms Weston’s Indian Trace Development District.
The community’s name of Indian Trace was changed to Weston in the early 1980s, and in 1984, the first homes in the Arvida-developed section of Weston were completed in the Country Isles and Windmill Ranch sections of the community.
In 1994, the Board of Supervisors of Weston began discussing the possibility of either incorporating as a municipality, being annexed into a neighboring municipality, or remaining an unincorporated area of Broward County. In April 1994, the Board of Supervisors initiated an Incorporation Feasibility Study, and a nine-member Steering committee consisting of residents and consultants was established by the Board.
By November 1995, after ruling out remaining an unincorporated area or being annexed to the neighboring municipalities of Davie, Fort Lauderdale, Pembroke Pines, or Sunrise (all four of which received Requests for Proposals on the matter from the Board of Supervisors), it was concluded by both the Board of Supervisors and the Steering Committee that the best option was for Weston to incorporate itself as a city. This was determined to be the best option because the community would be able to govern itself on a local level through home rule, and because the local tax revenues generated by the residents would stay in Weston, remain in Weston’s control, and be used by and for Weston. Shortly thereafter, the Board of Supervisors formally requested to the State of Florida to let the Indian Trace Development District’s residents vote on whether or not their district should incorporate as a city.
On May 6, 1996, the State Legislature approved the Local Bill, and a vote on the matter was subsequently scheduled for that summer. Weston ultimately incorporated itself as a city on September 3, 1996. Roughly 90% of the voters in voted in favor of incorporation.
The Bonaventure section was given the choice of becoming a part of Weston or a part of the City of Sunrise, located adjacent to Weston, as part of the Local Bill. On April 1, 1997, by a nearly two-to-one margin, the voters residing in the Bonaventure area voted in favor of becoming part of the City of Weston.
According to the United States Census Bureau, the city has a total area of 26.3 square miles (68.2 km), of which 25.2 square miles (65.2 km) is land and 1.2 square miles (3.1 km) is water, or 4.49% of the total area.
Weston is bordered by Sunrise to the northeast, Davie to the east, Southwest Ranches to the south, and the Everglades to the north and west. It is the most western city in Broward County, and the entirety of its western edge is located next to the Everglades.
Weston consists of two development districts: the Bonaventure Development District and the Indian trace Development District.
Weston is located roughly 31 miles (50 km) to the northwest of Miami.
Weston has a tropical rainforest climate (Af). The weather is typically very humid and sunny during the majority of the year. Winters are usually dry and warm during La Niña conditions, while El Niño conditions usually bring cool and wet conditions to the region. ENSO effects on South Florida are rather minimal during the summer months, with the exception of tropical cyclone activity in the Atlantic Basin.
Companies with operations in Weston include Ultimate Software, DHL, Marriott International, Abbott Laboratories, Mondelez, Cleveland Clinic, Wendy’s, Royal Caribbean, Rockwell Automation, American Express, and Rick Case Autos. Weston is a very wealthy area, with an estimated median household income of $122,774 in 2021.
As of the 2020 United States census, there were 68,107 people, 20,420 households, and 18,162 families residing in the city.
As of the 2010 United States census, there were 24,394 households, with 13.0% being vacant. In 2000, there were 16,576 households, out of which 51.3% had children under the age of 18 living with them, 71.0% were married couples living together, 9.0% had a female householder with no husband present and 17.6% were non-families. 13.8% of all households were made up of individuals, and 3.3% had someone living alone who was 65 years of age or older. The average household size was 2.97 and the average family size was 3.29.
According to a 2010 estimate, the median income for a household in the city was $93,553 and the median per capita income was $40,432. Males had a median income of $63,135 versus $38,119 for females. 2.3% of the population was below the poverty line. Out of the total population, 0.8% of those under the age of 18 and 8.2% of those 65 and older were living below the poverty line.
In 2000, the age distribution of the city was as follows: 32.4% were under the age of 18, 5.0% from 18 to 24, 36.1% from 25 to 44, 19.8% from 45 to 64 and 6.7% who were 65 years of age or older. The median age was 34 years. For every 100 females, there were 94.1 males. For every 100 females age 18 and over there were 90.2 males.
In 2000, English was the sole language spoken at home by 62.5% of the residents, while Spanish speakers comprised 31.40% of the population, Portuguese speakers comprised 1.3% of the population, and French speakers 0.82%.
As of 2010, Weston had the highest number and highest percentage of Venezuelans in the United States, at 9.4% of the city’s residents, the fourteenth highest percentage of Colombian residents in the US, at 6.19% of the city’s population,
seventy-fifth highest percentage of Cubans, at 4.05% of Weston residents, and had the forty-seventh highest percentage of Peruvians in the US, with 1.19% of the population (tied with Orange, New Jersey). Also, Puerto Ricans, made up 4.1% of residents.
As of January 2022, the Mayor of Weston is Margaret “Peggy” Brown and the city commissioners are Chris Eddy, Byron L. Jaffe, Henry Mead, and Mary Molina-Macfie. Its 2020 municipal election drew attention in local news media for resulting in the election of 3 Republican-endorsed candidates, who currently make up majority of the city commission. This is in spite of the city’s traditionally Democratic political lean; Joe Biden was supported by 58% of Weston voters in the same election. The mayor of Weston has drawn attention for her support of Donald Trump and criticism of the Black Lives Matter movement.
Weston is located in the Florida State House’s 104th district, which as of January 2022 is represented in the Florida State House of Representatives by Robin Bartleman (D–Weston).
Additionally, Bartleman had previously served as a City Commissioner of Weston, serving in that capacity between 2000 and 2004.
Weston is located in the Florida State Senate’s 32nd district, which as of January 2022 is represented in the Florida State Senate by Lauren F. Book (D–Plantation).
As of January 2022, Weston is represented in the United States Congress by Debbie Wasserman Schultz (D–Weston).
Like the rest of Florida, Weston is represented in the United States Senate as of January 2022 by Marco Rubio (R–Miami) and Rick Scott (R–Naples).
The City of Weston contracts with the Weston Sports Alliance, Inc., the City’s own all volunteer organization to manage and oversee its organized athletic league programs. The alliance is formed by six charter organizations: baseball/softball/t-ball, basketball, football, soccer, lacrosse and rugby, with roughly 9,000 participants annually.
The Weston FC, based in Weston, is Florida’s largest soccer club and is one of the largest in the United States.
On October 16–18, 2013, Weston hosted the World Hardcourt Bike Polo Championship.
The City of Weston maintains a total of 15 parks and recreational facilities throughout the city, which are maintained by the City of Weston Department of Parks and Recreation.
The largest of the city’s public parks, the Weston Regional Park, has an area of 102 acres (41 ha) and first opened in the 2000. It is the home of the Weston Hawks.
The other public parks maintained and operated by the City of Weston are Bonaventure Park, Country Isles Park, Eagle Point Park, Emerald Estates Park, Gator Run Park, Heron Park, Indian Trace Park, Peace Mound Park, Tequesta Trace Park, Vista Park, Weston Library Park, the Weston Racquet Club, Weston Town Center Park, and Windmill Ranch Park.
As aforementioned, the City of Weston maintains a large network of bicycle lanes and paths.
Weston is home to two country clubs: the Weston Hills Country Club and the Bonaventure Golf Club.
Weston is served by the following federal highways:
Additionally, Interstate 595’s western terminus is at the Weston-Sunrise-Davie tripoint.
Weston is served by the following state roads:
Additionally, Griffin Road (State Road 818) serves the city and parallels its southern border.
Other major roads in Weston include Blatt Boulevard, Bonaventure Boulevard, Glades Parkway, Indian Trace, Racquet Club Road, Royal Palm Boulevard, Saddle Club Road, South Post Road, and Weston Road.
The city is served by bus routes of Broward County Transit.
The City of Weston maintains a large network of bicycle lanes and paths across the city.
Broward County Public Schools operates the public schools in Weston.
The following elementary schools are located within and serve Weston:
The following middle schools are located within and serve Weston:
Cypress Bay High School is located within and serves the majority of Weston. However, small portions of the city are zoned to Western High School, located in adjacent Davie.
The following private schools are located within Weston:
One charter school is located within the city: the Imagine Charter School at Weston.
Broward College has a small campus on the second floor of the Broward County Public Library – Weston Branch.
Additionally, the American InterContinental University South Florida Campus was located in Weston until closing in 2015.
Weston is served by the Weston Branch Library, which is located on Bonaventure Boulevard. The library is a branch of the Broward County Library.
Weston Town Center is a major shopping center located on the corner of Royal Palm Boulevard and Bonaventure Boulevard.
The initial construction of Weston Town Center began in November 1999. This 32-acre (13 ha) project cost $42 million. Apart from boutique and dining, this center of town has a bell tower, the Weston Town Center Park (a 1.2-mile park hugging the lake), and an outdoor amphitheater to host city events.
In 2011, the city approved plans to expand the northwest corner of the retail center to accommodate a new urgent care facility, which is now Baptist Health Urgent Care.
An 8,000-year-old paleo-Indian and Tequesta burial mound is located in Weston.