Cheapest Owner Operators Truck Insurance Cost Lancaster, Pennsylvania
JDW Truckers Insurance can answer your questions regarding Cheapest Owner Operators Truck Insurance Cost Lancaster, Pennsylvania. We work with the top commercial truck insurance companies and will help you find affordable owner operators truck insurance.
We have a large network of commercial truck insurance companies Lancaster, Pennsylvania with high AM Best Rating so when JDW Truckers Insurance helps you get your owner operators truck insurance in Lancaster, Pennsylvania in place you will be insured by a financially stable commercial truck insurance company. This is important for many reasons. Contact JDW Truckers Insurance and our agents will review the reasons owner operators should choose their insurance company wisely. Not all owner operator truck insurance policy are created equally.
We will help you customize your owner operators trucking insurance policy to suit your needs and fit your budget.
From one application we can shop & compare commercial truck insurance rates for the top-rated commercial truck insurance companies for you. We will help you find the required commercial truck insurance coverages at affordable rates.
Here are some of the top 10 commercial truck insurance companies which offer commercial truck insurance quotes.
We know trucking and the commercial trucking insurance requirements
- Knight
- Trisura
- Berkley Prime
- Falls Lake
- Progressive
- Travelers
- Seneca
- Great Lakes
- Allied World
- Allianz
- Ace Hazmat
- ACE Fleet
- United Specialty
- Hudson Fleet
- Markel
- Chubb
- Tokio Marine
- National General
- Lexington
- AIG
- Great American
- ACE / Westchester
- NICO
- National Casualty / Nationwide
- Scottsdale Brokerage
- IAT
- Crum Forster
- Canal
- Northland
- USLI
- James River
- IFG – Burlington
- Penn-America
- Century
- Hallmark
- Carolina Casualty
- Protective
Auto Liability Insurance
- Your auto liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,000 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Excess Liability Insurance
- Excess liability can sometimes be called umbrella insurance.
- The excess liability policy sits on top of your primary liability policy.
- For example, if you have $1,000,000 in primary lability coverage and you have a claim which exceeds the policy limit of $1,000,000. In most cases that is all the insurance carriers will try to pay out for a claim.
- Excess policy coverage starts at $1,000,000 and go up.
- So, let’s say you say you purchased a $1,000,000 excess policy. Now if you have a claim that is $1,500,000. Your primary would pay the first $1,000,000 and your excess would pay the remaining.
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Non-Owned Trailer Insurance vs Trailer Interchange (TI)
- Both are insurance coverages are designed to cover damage to others trailers.
- Deductibles for either can range from $1,000 to $5,000.
- Coverage limits for either can range from $25,000 and up depending on the requirements of the company and/or shipper freight you are hauling for.
The difference between Non-Owned Trailer coverage and Trail Interchange coverage
- Non-owned trailer insurance covers physical damage to the trailer only when attached to a truck. And no written agreement is place.
- Trailer Interchange requires a written trailer interchange agreement to be in place. It can provide protection when you have care, custody and control of one, or many, trailers. Whether the trailer is attached to your truck or not.
Lancaster ( LANG-ki-stər; Pennsylvania German: Lengeschder) is a city in and the county seat of Lancaster County, Pennsylvania, and one of the oldest inland cities in the United States. With a population at the 2020 census of 58,039, it ranks 11th in population among Pennsylvania’s municipalities. The Lancaster metropolitan area population is 552,984, making it the 104th-largest metropolitan area in the U.S. and second-largest in the South Central Pennsylvania area.
The city’s primary industries include healthcare, tourism, public administration, manufacturing, and both professional and semi-professional services. Lancaster is a hub of Pennsylvania’s Dutch Country.
Lancaster is located 59 miles (95 km) southwest of Allentown and 61 miles (98 km) west of Philadelphia.
Originally called Hickory Town, the city was renamed after the English city of Lancaster by native John Wright. Its symbol, the red rose, is from the House of Lancaster. Lancaster was part of the 1681 Penn’s Woods Charter of William Penn, and was laid out by James Hamilton in 1734. It was incorporated as a borough in 1742 and incorporated as a city in 1818.
During the American Revolution, Lancaster served for one day as the temporary capital of the United States, seated at the Court House (built 1739, destroyed by fire in 1784 and rebuilt before relocating to current Lancaster County Courthouse in 1852; original site is now the Soldiers & Sailors Monument at Penn Square c. 1874), on September 27, 1777, after the Continental Congress fled Philadelphia, which had been captured by the British. The revolutionary government then moved still farther away to York, Pennsylvania.
Lancaster was the capital of Pennsylvania from 1799 to 1812, with the state capital located at the Court House (built 1784 and demolished 1852 and now site of Soldiers & Sailors Monument at Penn Square). In 1812, the capital was moved to Harrisburg, where it has remained since.
U.S. census reports show that, from 1800 to 1900, Lancaster ranked among the nation’s top 100 most populous urban areas.
In 1851, the current Lancaster County Prison, known locally as Lancaster Castle, was built in the city but shares no visual similarities with the Lancaster Castle in England. The prison remains in use, and was used for public hangings until 1912. It replaced a 1737 structure on a different site.
The first long-distance paved road in the United States was the former Philadelphia and Lancaster Turnpike, which connected the cities of Lancaster and Philadelphia. Opened in 1795, the turnpike was paved with stone the whole way, and overlaid with gravel. The sixty-two-mile turnpike cost more than $450,000, a staggering sum for the time. The route followed what is now Pennsylvania Route 340 (also called the “Old Philadelphia Pike”) from Lancaster to Thorndale and U.S. Route 30 Business and U.S. Route 30 from Thorndale to Philadelphia.
The city of Lancaster was home to several important figures in American history. Wheatland, the estate of James Buchanan, the fifteenth President of the United States, is one of Lancaster’s most popular attractions. Thaddeus Stevens, considered among the most powerful members of the United States House of Representatives, lived in Lancaster as an attorney. Stevens gained notoriety as a Radical Republican and for his abolitionism. The Fulton Opera House in the city was named for Lancaster native Robert Fulton, a renaissance man who created the first fully functional steamboat. All of these individuals have had local schools named after them.
After the American Revolutionary War, Lancaster became an iron-foundry center. Two of the most common products needed by pioneers to settle the Frontier were manufactured in Lancaster: the Conestoga wagon and the Pennsylvania long rifle. The Conestoga wagon was named after the Conestoga River, which runs through the city. The innovative gunsmith William Henry lived in Lancaster and was a U.S. Congressman and leader during and after the American Revolution.
In 1803, Meriwether Lewis visited Lancaster to be educated in survey methods by the well-known surveyor Andrew Ellicott. During his visit, Lewis learned to plot latitude and longitude as part of his overall training needed to lead the Lewis and Clark Expedition.
In 1879, Franklin Winfield Woolworth opened his first successful five and dime store in the city of Lancaster, the F. W. Woolworth Company.
Lancaster was one of the winning communities for the All-America City award in 2000.
In 2009, a community organization installed and began monitoring 164 closed-circuit cameras in Lancaster, which engendered some local opposition.
On October 13, 2011, Lancaster’s City Council officially recognized September 27 as Capital Day, a holiday recognizing Lancaster’s one day as capital of the United States in 1777.
Lancaster is located in the Piedmont region of Pennsylvania. According to the U.S. Census Bureau, the city has a total area of 7.4 square miles (19 km), of which 7.4 square miles (19 km) is land and 0.14% is water.
Under the Köppen climate classification, Lancaster falls within either a hot-summer humid continental climate (Dfa) if the 0 °C (32 °F) isotherm is used or a humid subtropical climate (Cfa) if the −3 °C (27 °F) isotherm is used. The hottest recorded temperature in the city was 103 °F (39 °C) on July 23, 2011, while the coldest recorded temperature was −16 °F (−27 °C) on January 22, 1984. On average, the city receives 42 inches of precipitation a year. September is the wettest month of the year and February the driest. The snowiest winter on record for Lancaster was the winter of 2009-10 when 72 inches of snow fell and the smallest amount of snow on record was when four inches fell during the winter of 1949–50. The highest recorded January temperature was 77 °F (25 °C) on January 26, 1950, and the coldest July temperature 42 °F (6 °C) on July 4, 1918.
On average, the city receives 203 days of sun a year. The shortest days of the year are between December 18 and December 25, when day length is nine hours and 19 minutes. The sun reaches its lowest point in the sky of 26° between December 11 and December 31. The longest days of the year are June 19 to June 23, reaching 15 hours and one minute. The sun reaches its highest point in the sky of 73° from June 10 to July 2.
According to the 2020 United States census, Lancaster had a population of 58,039. Of which, 40.3% were Hispanic/Latino, 38.9% were non-Hispanic White, 12.6% were non-Hispanic Black, 3.8% were Asian, 4.4% mixed or other.
As of the 2010 census, the city was 55.2% White, 16.3% Black or African American, 0.7% Native American, 3.0% Asian, 0.1% Native Hawaiian, and 5.8% were two or more races. 39.3% of the population were of Hispanic or Latino ancestry.
As of the census of 2000, there were 56,348 people, 20,933 households, and 12,162 families residing in the city. The population density was 7,616.5 people per square mile (2,940.7 people/km). There were 23,024 housing units at an average density of 3,112.1 per square mile (1,201.6/km). The racial makeup of the city was 61.55% White, 14.09% African American, 0.44% Native American, 2.46% Asian, 0.08% Pacific Islander, 17.44% from other races, and 3.94% from two or more races. 30.76% of the population were Hispanic or Latino people of any race.
The largest ethnic groups in Lancaster as of recent estimates are:
In 2010, 29.2% of Lancaster residents were of Puerto Rican ancestry. The city has the second highest concentration of Puerto Ricans in Pennsylvania after Reading. For this reason, it is sometimes referred to as the “Spanish Rose.” Lancaster celebrates its Puerto Rican heritage once every year with the Puerto Rican Festival.
There were 20,933 households, out of which 31.6% had children under the age of 18 living with them, 33.4% were married couples living together, 19.0% had a female householder with no husband present, and 41.9% were non-families. 33.1% of all households were made up of individuals, and 9.9% had someone living alone who was 65 years of age or older. The average household size was 2.52 and the average family size was 3.23.
In the city, the population was spread out, with 27.5% under the age of 18, 13.9% from 18 to 24, 30.5% from 25 to 44, 17.7% from 45 to 64, and 10.5% who were 65 years of age or older. The median age was 30 years. For every 100 females, there were 95.2 males. For every 100 females age 18 and over, there were 91.4 males.
The median income for a household in the city was $29,770, and the median income for a family was $34,623. Males had a median income of $27,833 versus $21,862 for females. The per capita income for the city was $13,955. 21.2% of the population and 17.9% of families were below the poverty line. 29.2% of those under the age of 18 and 12.9% of those 65 and older were living below the poverty line. Poverty in Lancaster is twice the state’s average, and public school records list more than 900 children as homeless. Although there are many Amish people from this area, not everyone from Lancaster is Amish, contrary to popular belief.
Since 2005, Lancaster’s downtown has increased the number of specialty shops, boutiques, bars, clubs, and galleries.
Burle Business Park, the city’s only commercial and industrial park. originally opened in 1942 as a U.S. Navy electronics research, development and manufacturing plant operated by RCA. The facility was purchased after World War II by RCA. Burle Business Park was originally occupied by Burle Industries, the successor company to RCA, and a manufacturer of vacuum tube products. Burle completed a voluntary clean-up under the Pennsylvania Land Recycling Program.
In addition to Lancaster’s boutiques, vintage shops, and art galleries (Gallery Row), Park City Center is the largest enclosed shopping center in South Central Pennsylvania. The mall includes more than 150 stores and is anchored by Boscov’s, JCPenney, and Kohl’s. Park City opened in September 1971.
Built in 1889, the Lancaster Central Market is the oldest continuously operated farmers market in the United States, and many tourists come to purchase the handmade Amish goods that are not commonly found elsewhere. Central Market is listed with the National Register of Historic Places, and its towers are of the Romanesque Revival style. The market underwent renovations beginning in July 2010.
Lancaster also has two outlet shopping centers, both of which are located in East Lampeter Township on U.S. Route 30. Tanger Outlets is home to about 65 stores. The Shops at Rockvale contains over 100 stores and restaurants.
According to Lancaster’s 2018 Comprehensive Annual Financial Report, the top employers in the city are:
Many of Lancaster’s landmarks are significant in local, state, and national history.
The city of Lancaster has art, craft and historical museums. The Demuth Museum is located in the former home of the well-known painter Charles Demuth, who had a national reputation in the 20th century. Additional museums include the Lancaster Museum of Art and the Philips Museum of Art on the campus of Franklin & Marshall College. Art students at the state-of-the-art Pennsylvania College of Art and Design present their works at the academy’s gallery, which is open to the public. LancasterARTS, a non-profit organization founded in 2002, promotes contemporary arts and crafts.
Lancaster city has a thriving art community. Gallery Row on the 100 block of North Prince St. features a block of art galleries, and the city proper has over 40 galleries and artists’ studios. The galleries host a “First Friday” each month, extending their business hours to exhibit new artwork and new artists to the public.
The Lancaster County Quilts and Textile Museum, completed in 2007, celebrates the art of the hand-sewn quilts and other textile items produced by women of the region’s Amish and Mennonite communities. The museum was closed in 2011. The Lancaster Mennonite Historical Society Museum and the Heritage Center Museum display artifacts and interpret the region’s unique history. Children can have a hands-on experience with educational learning at the Hands-on House, also known as the Children’s Museum of Lancaster. Nature and geology-minded visitors can view the exhibits of the Louise Arnold Tanger Arboretum and the North Museum of Nature and Science.
The National Watch & Clock Museum, founded in 1977, has the largest collection of clocks and watches in North America.
Stevens and Smith Historic Site is located within the Vine Street lobby of the Lancaster County Convention Center. The site includes the preserved home of U.S. Senator Thaddeus Stevens and his companion Lydia Hamilton Smith. The underground portion of the site includes a recently discovered Underground Railroad feature: a converted water cistern used in the antebellum years to hide fugitive slaves on their way to freedom.
In Lancaster County, the Landis Valley Museum in Manheim Township has exhibits that interpret the county’s history and culture, especially as a center of ethnic German Amish and Mennonite culture.
The Lancaster Symphony Orchestra has been performing since 1947. The Fulton Opera House is one of the oldest working theaters in the United States. The Ware Center hosts live theater, concerts, and performances.
Lancaster is home to Franklin & Marshall College and its various sports teams, including the Diplomats football team. The Diplomats play their home games at Shadek Stadium in Lancaster. Shadek Stadium was built in 2017 and surrounds Tom Gilburg Field. Aside from football, Shadek Stadium also hosts men’s and women’s lacrosse.
The Centennial Conference is headquartered in Lancaster, co-founded by Franklin & Marshall College in 1981.
The Barnstormers played their inaugural season in 2005, filling Lancaster’s 44-year period without professional baseball since the demise of the Red Roses. Their main Atlantic League rival is the Revolution from nearby York.
Lancaster is the hometown of Major League Baseball alumnus Tom Herr. He played for the St. Louis Cardinals for a majority of his career. He also played for the Minnesota Twins, Philadelphia Phillies, New York Mets, and the San Francisco Giants. Herr subsequently coached the Hempfield High School Black Knights baseball team for several years. He also managed the Lancaster Barnstormers in their first season. The Barnstormers have won the Atlantic League Championship three times: in 2006, 2014 and 2022.
The Lancaster Bicycle Club hosts an annual Covered Bridge Metric Century bicycle race. In 2010, more than 2,500 riders participated.
The city of Lancaster hosted the Tom Bamford Lancaster Classic, an international, professional bicycle racing event held each June since 1992. It was part of the 2006–2007 UCI America Tour and the 2007 USA Cycling Professional Tour.
Professional golf is well represented by the Professional Golf Association’s Jim Furyk. He placed 4th in the 1998 and 2003 Masters tournament, won the 2003 U.S. Open, placed fourth in the 1997, 1998, and 2006 British Open, and placed sixth in the 1997 PGA championship. Furyk also won the Vardon Trophy in 2006. He is an alumnus of Manheim Township High School, located in the immediate suburb of Manheim Township.
The 2015 U.S. Women’s Open was held at the Lancaster Country Club.
Lancaster has both a men’s and a women’s semi-professional soccer club. Pennsylvania Classics AC play in the National Premier Soccer League, a fourth-tier in the American soccer pyramid. Lancaster Inferno FC play in United Women’s Soccer, a second-tier league. Both clubs play their home games at Crusader Stadium on the campus of Lancaster Catholic High School. The city also has an amateur team called Lancaster City FC that plays other regional clubs in the United Soccer League of Pennsylvania.
In 2013, USA Field Hockey announced their intentions to move their national training center for the United States women’s national field hockey team to Lancaster County. They signed with Spooky Nook Sports through 2022 after searching for many years for a northeastern site.
Lancaster’s suburban area hosts several amateur sports teams. Ice hockey is represented by the Central Penn Panthers, a member of the junior-level Atlantic Metropolitan Hockey League, and both the Lancaster Firebirds, and Regency Panthers youth amateur ice hockey organization of the USA Hockey’s Atlantic District. American football is represented by the Lancaster Lightning, a member of the semi-professional North American Football League, that plays in nearby Kinzers. A close cousin of American football, rugby, is represented by the Roses Rugby Football Club of the Mid Atlantic Rugby Football Union, of which the Roses RFC were the 2005 champions. Roller derby is represented by the Dutchland Derby Rollers, an all-female roller derby team which plays to raise money for various charities, and is currently ranked #23 in the world by Derby News Network.
The Lancaster Red Roses of the Eastern Professional Baseball League are the most well-known of Lancaster’s defunct teams. They played from 1906 to 1909, and from 1940 to their last season in 1961. The Red Roses were called the “Lancaster Maroons” from 1896 to 1899 and the “Lancaster Red Sox” in 1932.
The “Lancaster Red Roses” was also the name of a basketball franchise in the Continental Basketball Association (at that time, the Eastern Professional Basketball League) from 1946 to 1949, and from 1953 to 1955. The CBA later hosted another Lancaster team called the Lightning from 1981 to 1985. The Lightning later moved to Rockford, Illinois, where they played until the 2007 season. The Storm of the Eastern Basketball Alliance played from 1997 to 2000, winning the league championship in 1999. The last professional basketball team to call Lancaster home was the Liberty, who played as a member of the now-defunct Global Professional Basketball League in 2009.
Lancaster operates under a mayor / council form of government. Danene Sorace is the 43rd mayor of Lancaster city. The City Council is composed of seven members: President Ismail Smith Wade-El, Jaime Arroyo, Amanda Bakay, Faith Craig, Janet Diaz, Xavier Garcia-Molina, Pete Soto. On November 7, 2017, Councilwoman Danene Sorace was elected Lancaster’s 43rd mayor.
The city has a full range of services including public safety, health, housing, parks, streets & highways, Water operations and sewer operations.
While Lancaster County as a whole tilts heavily Republican, the city of Lancaster leans heavily Democratic. Registered Democrats held a 13,000 voter registration advantage over registered Republicans in the city as of June 2009. U.S. presidential candidate Barack Obama easily won the city of Lancaster, receiving 76% of the vote during the 2008 presidential election.
Federally, Lancaster is part of Pennsylvania’s 11th congressional district, represented by Republican Lloyd Smucker of nearby West Lampeter Township.
The state’s senior member of the United States Senate is Democrat Bob Casey, first elected in 2006. The state’s junior member of the United States Senate is Democrat John Fetterman, first elected in 2022. The Governor of Pennsylvania is Democrat Josh Shapiro, first elected in 2022. Additionally, the city of Lancaster is the headquarters of the Constitution Party.
Lancaster was home to Democrat James Buchanan, the fifteenth president of the United States. Buchanan arrived in Lancaster in 1809 to practice law. He took up residence near the courthouse on N. Duke Street. In 1848 he purchased Wheatland, a Federal style mansion in the suburbs. He was elected president in 1856.
Education in Lancaster is provided by many private and public institutions. The School District of Lancaster runs the city’s public schools. Established in 1836, it is the second oldest school district in Pennsylvania.
The local high school campuses are McCaskey and McCaskey East. Lancaster Catholic High School has a long history in the county; it was founded in 1926. It currently falls under the jurisdiction of the diocese of Harrisburg. With a P-12 enrollment of more than 500 students, Lancaster Country Day School is one of the region’s largest independent nonsectarian schools. Founded in 1908 as the Shippen School for Girls, the school became coeducational and relocated from downtown Lancaster to its Hamilton Road address in 1949. La Academia Partnership Charter School, opened in 1998, serves grades 6–12. It is the only public charter school in Lancaster County, and is open to any student residing in the county. Manheim Township School District is a four-year public high school located in Lancaster. It is the only high school in the Manheim Township School District. It is supported by a 7th and 8th grade middle school, a 5th and 6th grade intermediate school, and five elementary schools.
The Lancaster area hosts several colleges and universities, including Consolidated School of Business, Franklin & Marshall College, Lancaster General College of Nursing & Health Sciences, Lancaster Theological Seminary, Lancaster Bible College, Pennsylvania College of Art and Design, Thaddeus Stevens College of Technology, Millersville University of Pennsylvania, Central Pennsylvania College, Elizabethtown College and the Harrisburg Area Community College.
Lancaster is part of the Harrisburg-Lancaster-York market. In addition to WGAL and TeleCentro TV, the city is served by CBS/MyNetworkTV/CW affiliate WHP-TV 21, ABC affiliate WHTM-TV 27, PBS member station WITF-TV 33, and Fox affiliate WPMT 43. WPMT is based in York, while the other major stations are based in Harrisburg.
The Lancaster City Bureau of Fire operates three engine companies and one truck company. It was established on April 1, 1882, and has a total of 74 uniformed personnel. The Bureau responds to more than 3,000 emergency calls annually.
The city of Lancaster is protected by the City of Lancaster Bureau of Police. Founded in 1865, the Bureau of Police is located at 39 W. Chestnut Street in downtown Lancaster, and consists of approximately 147 sworn officers and 46 civilian employees. The Bureau of Police operates out of twelve sectors, or districts, and operates in four divisions, including Patrol, Criminal Investigative, Administrative Services, and Contracted Services. The Bureau also remains the largest law enforcement agency in Lancaster County.
The Red Rose Transit Authority (RRTA) provides local public bus transit to the city of Lancaster and surrounding areas in Lancaster County. RRTA is headquartered outside the city of Lancaster. The Queen Street Station in downtown Lancaster serves as a transit hub for several RRTA bus routes.
Bieber Transportation Group (formerly Capitol Trailways) formerly provided intercity bus transit from the Lancaster Train and Bus Station to Reading, Norristown, Philadelphia, and New York City to the east, and York to the west; service was discontinued on April 1, 2018. Intercity bus service from York and Lancaster to New York City was restored by OurBus in July 2018.
Amtrak also serves the Lancaster Train and Bus Station, located on the northernmost edge of the city at 53 East McGovern Avenue. The Pennsylvanian, with service between Pittsburgh and New York City via Philadelphia, as well as the Keystone Service, which runs from Harrisburg to New York City via Philadelphia, both serve Lancaster. The city is served by the Lancaster Airport, located six miles (9.7 km) north of downtown and just south of Lititz, with commercial air service by Southern Airways Express to Washington DC via Dulles, Pittsburgh, and Nantucket on Saturdays.
Lancaster is also a hub for automobile traffic, with many major roadways passing through or around the city, including US 30, US 222, PA 283, PA 72, and PA 272.
Electricity in Lancaster is provided by PPL Corporation in Allentown. UGI Utilities supplies natural gas to the city. The City of Lancaster Water Department provides water service to residents and businesses in the city. The city’s Public Works department provides wastewater service to Lancaster, operating the City of Lancaster Advanced Wastewater Treatment Plant which serves the city and surrounding municipalities. Trash and recycling collection is provided by the city’s Public Works department.