Cheapest Owner Operators Truck Insurance Cost Durham, North Carolina
JDW Truckers Insurance can answer your questions regarding Cheapest Owner Operators Truck Insurance Cost Durham, North Carolina. We work with the top commercial truck insurance companies and will help you find affordable owner operators truck insurance.
We have a large network of commercial truck insurance companies Durham, North Carolina with high AM Best Rating so when JDW Truckers Insurance helps you get your owner operators truck insurance in Durham, North Carolina in place you will be insured by a financially stable commercial truck insurance company. This is important for many reasons. Contact JDW Truckers Insurance and our agents will review the reasons owner operators should choose their insurance company wisely. Not all owner operator truck insurance policy are created equally.
We will help you customize your owner operators trucking insurance policy to suit your needs and fit your budget.
From one application we can shop & compare commercial truck insurance rates for the top-rated commercial truck insurance companies for you. We will help you find the required commercial truck insurance coverages at affordable rates.
Here are some of the top 10 commercial truck insurance companies which offer commercial truck insurance quotes.
We know trucking and the commercial trucking insurance requirements
- Knight
- Trisura
- Berkley Prime
- Falls Lake
- Progressive
- Travelers
- Seneca
- Great Lakes
- Allied World
- Allianz
- Ace Hazmat
- ACE Fleet
- United Specialty
- Hudson Fleet
- Markel
- Chubb
- Tokio Marine
- National General
- Lexington
- AIG
- Great American
- ACE / Westchester
- NICO
- National Casualty / Nationwide
- Scottsdale Brokerage
- IAT
- Crum Forster
- Canal
- Northland
- USLI
- James River
- IFG – Burlington
- Penn-America
- Century
- Hallmark
- Carolina Casualty
- Protective
Auto Liability Insurance
- Your auto liability or primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,000 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
Trucking Physical Damage Insurance (PD)
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Excess Liability Insurance
- Excess liability can sometimes be called umbrella insurance.
- The excess liability policy sits on top of your primary liability policy.
- For example, if you have $1,000,000 in primary lability coverage and you have a claim which exceeds the policy limit of $1,000,000. In most cases that is all the insurance carriers will try to pay out for a claim.
- Excess policy coverage starts at $1,000,000 and go up.
- So, let’s say you say you purchased a $1,000,000 excess policy. Now if you have a claim that is $1,500,000. Your primary would pay the first $1,000,000 and your excess would pay the remaining.
General Liability Insurance for Truckers
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Non-Owned Trailer Insurance vs Trailer Interchange (TI)
- Both are insurance coverages are designed to cover damage to others trailers.
- Deductibles for either can range from $1,000 to $5,000.
- Coverage limits for either can range from $25,000 and up depending on the requirements of the company and/or shipper freight you are hauling for.
The difference between Non-Owned Trailer coverage and Trail Interchange coverage
- Non-owned trailer insurance covers physical damage to the trailer only when attached to a truck. And no written agreement is place.
- Trailer Interchange requires a written trailer interchange agreement to be in place. It can provide protection when you have care, custody and control of one, or many, trailers. Whether the trailer is attached to your truck or not.
Durham ( DURR-əm) is a city in the U.S. state of North Carolina and the county seat of Durham County. Small portions of the city limits extend into Orange County and Wake County. With a population of 283,506 in the 2020 census, Durham is the 4th-most populous city in North Carolina, and the 74th-most populous city in the United States. The city is located in the east-central part of the Piedmont region along the Eno River. Durham is the core of the four-county Durham-Chapel Hill Metropolitan Area, which had a population of 649,903 at the 2020 census. The Office of Management and Budget also includes Durham as a part of the Raleigh-Durham-Cary Combined Statistical Area, commonly known as the Research Triangle, which had a population of 2,043,867 at the 2020 census.
A railway depot was established in 1849 on land donated by Bartlett S. Durham, the namesake of the city. Following the American Civil War, the community of Durham Station expanded rapidly, in part due to the tobacco industry. The town was incorporated by act of the North Carolina General Assembly, in April 1869. The establishment of Durham County was ratified by the General Assembly 12 years later, in 1881. It became known as the founding place and headquarters of the American Tobacco Company. Textile and electric power industries also played an important role. While these industries have declined, Durham underwent revitalization and population growth to become an educational, medical, and research center.
Durham is home to several recognized institutions of higher education, most notably Duke University and North Carolina Central University. Durham is also a national leader in health-related activities, which are focused on the Duke University Hospital and many private companies. Duke and its Duke University Health System are the largest employers in the city. North Carolina Central University is a historically black university that is part of the University of North Carolina system. Together, the two universities make Durham one of the vertices of the Research Triangle area; central to this is the Research Triangle Park south of Durham, which encompasses an area of 11 square miles and is devoted to research facilities.
On the Duke University campus are the neo-Gothic Duke Chapel and the Nasher Museum of Art. Other notable sites in the city include the Museum of Life and Science, Durham Performing Arts Center, Carolina Theatre, and Duke Homestead and Tobacco Factory. Bennett Place commemorates the location where Joseph E. Johnston surrendered to William T. Sherman in the American Civil War. The city is served, along with Raleigh, by Raleigh–Durham International Airport.
The Eno and the Occoneechi, related to the Sioux and the Shakori, lived in the area and may have established a village named Adshusheer in the area which became Durham. The Occaneechi Path, a corridor of trading roads and trails, went through the area. Native Americans expanded the region by establishing settlements and commercial transportation routes.
In 1701, English explorer John Lawson, document the area and would later call it “the flower of the Carolinas.” In the mid-1700s, Scots, Irish, and English colonists settled on land granted to George Carteret by King Charles I. Early settlers built settlements as well as farms and mills, like West Point Mill.
Frontiersmen in the area, prior to the American Revolutionary War, participated in the Regulator Movement. Loyalist militia used Cornwallis Road to cut through the area in 1771 to quell the rebellion. William Johnston, a local a farmer and shopkeeper, made munitions for the Continental Army, served in the Provincial Congress in 1775, and helped Daniel Boone on his westward explorations.
Prior to the arrival of the railroad, the area now known as Durham was the eastern part of present-day Orange County and was almost entirely agricultural, with a few businesses catering to travelers (particularly livestock drivers) along the Hillsborough Road. This road, eventually followed by US Route 70, was the major east–west route in North Carolina from colonial times until the construction of interstate highways. Steady population growth and an intersection with the road connecting Roxboro and Fayetteville made the area near this site suitable for a US Post Office. Roxboro, Fayetteville and Hillsborough Roads remain major thoroughfares in Durham, although they no longer exactly follow their early 19th century rights-of-way.
Large plantations, Hardscrabble, Fairntosh, Lipscomb, Walnut Hall, Patterson, and Leigh among them, were established in the antebellum period. By 1860, Stagville Plantation lay at the center of one of the largest plantation holdings in the South. African slaves were brought to labor on these farms and plantations, and slave quarters became the hearth of distinctively Southern cultural traditions involving crafts, social relations, life rituals, music, and dance. There were free African-Americans in the area as well, including several who fought in the Revolutionary War.
Durham’s location is a result of the needs of the 19th century railroad industry. The wood-burning steam locomotives of the time had to stop frequently for wood and water and the new North Carolina Railroad needed a depot between the settled towns of Raleigh and Hillsborough. The residents of what is now downtown Durham thought their businesses catering to livestock drivers had a better future than “a new-fangled nonsense like a railroad” and refused to sell or lease land for a depot. In 1849, a North Carolina Railroad depot was established on a four-acre tract of land donated by Dr. Bartlett S. Durham; the station was named after him in recognition of his gift. A U.S. post office was established there on April 26, 1853, now recognized as the city’s official birthday.
Durham Station, as it was known for its first 20 years, was a depot for the occasional passenger or express package until early April 1865, when the Federal Army commanded by Major General William T. Sherman occupied the nearby state capital of Raleigh during the American Civil War. The last formidable Confederate Army in the South, commanded by General Joseph E. Johnston, was headquartered in Greensboro 50 miles (80 km) to the west. After the surrender of the Army of Northern Virginia by Gen. Robert E. Lee at Appomattox, Virginia on April 9, 1865, Gen. Johnston sought surrender terms, which were negotiated on April 17, 18 and 26 at Bennett Place, the small farm of James and Nancy Bennett, located halfway between the army’s lines about 3 miles (4.8 km) west of Durham Station.
As both armies passed through Durham, Hillsborough, and surrounding Piedmont communities, they enjoyed the mild flavor of the area’s Brightleaf tobacco, which was considered more pleasant to smoke or chew than was available back home after the war. Some began sending letters to Durham to get more.
The community of Durham Station grew slowly before the Civil War, but expanded rapidly following the war. Much of this growth attributed to the establishment of a thriving tobacco industry. Veterans returned home after the war with an interest in acquiring more of the tobacco they had sampled in North Carolina. Numerous orders were mailed to John Ruffin Green’s tobacco company requesting more of the Durham tobacco. W.T. Blackwell partnered with Green and renamed the company as the “Bull Durham Tobacco Factory”. The name “Bull Durham” is said to have been taken from the bull on the British Colman’s Mustard, which Mr. Blackwell mistakenly believed was manufactured in Durham, England. Mustard known as Durham Mustard was originally produced in Durham, England, by Mrs Clements and later by Ainsley during the eighteenth century. However, production of the original Durham Mustard has now been passed into the hands of Colman’s of Norwich, England.
As Durham Station’s population rapidly increased, the station became a town and was incorporated by act of the North Carolina General Assembly, on April 10, 1869. It was named for the man who provided the land on which the station was built, Dr. Bartlett Durham. At the time of its incorporation by the General Assembly, Durham was located in Orange County. The increase in business activity, land transfers etc., made the day long trip back and forth to the county seat in Hillsborough untenable, so twelve years later, on April 17, 1881, a bill for the establishment of Durham County was ratified by the General Assembly, having been introduced by Caleb B.Green, creating Durham County from the eastern portion of Orange County and the western portion of Wake County. In 1911, parts of Cedar Fork Township of Wake County was transferred to Durham County and became Carr Township.
The rapid growth and prosperity of the Bull Durham Tobacco Company, and Washington Duke’s W. Duke & Sons Tobacco Company, resulted in the rapid growth of the city of Durham. Washington Duke was a good businessman, but his sons were brilliant and established what amounted to a monopoly of the smoking and chewing tobacco business in the United States by 1900. In the early 1910s, the Federal Government forced a breakup of the Duke’s business under the antitrust laws. The Dukes retained what became known as American Tobacco, a major corporation in its own right, with manufacturing based in Durham. American Tobacco’s ubiquitous advertisements on radio shows beginning in the 1930s and television shows up to 1970 was the nation’s image of Durham until Duke University supplanted it in the late 20th century.
Prevented from further investment in the tobacco industry, the Dukes turned to the then new industry of electric power generation, which they had been investing in since the early 1890s. Duke Power (now Duke Energy) brought in electricity from hydroelectric dams in the western mountains of North Carolina through the newly invented technology of high voltage power lines. At this time (1910–1920), the few towns and cities in North Carolina that had electricity depended on local “powerhouses”. These were large, noisy, and smoky coal-fired plants located next to the railroad tracks. Duke Power quickly took over the electricity franchises in these towns and then electrified all the other towns of central and western North Carolina, making even more money than they ever made from tobacco. Duke Power also had a significant business in local franchises for public transit (buses and trolleys) before local government took over this responsibility in the mid- to late 20th century. Duke Power ran Durham’s public bus system (now the Durham Area Transit Authority) until 1991.
The success of the tobacco industry in the late 19th and early 20th century encouraged the then-growing textile industry to locate just outside Durham. The early electrification of Durham was also a large incentive. Drawing a labor force from the economic demise of single family farms in the region at the time, these textile mills doubled the population of Durham. These areas were known as East Durham and West Durham until they were eventually annexed by the City of Durham.
Much of the early city architecture, both commercial and residential, dates from the period of 1890–1930. Durham recorded its worst fire in history on March 23, 1914. The multimillion-dollar blaze destroyed a large portion of the downtown business district. The fire department’s water source failed during the blaze, prompting voters to establish a city-owned water system in place of the private systems that had served the city since 1887.
Durham quickly developed a black community, the center of which was an area known as Hayti, (pronounced HAY-tie), just south of the center of town, where some of the most prominent and successful black-owned businesses in the country during the early 20th century were established. These businesses — the best known of which are North Carolina Mutual Life Insurance Company and Mechanics & Farmers Bank — were centered on Parrish St., which would come to be known as “Black Wall Street.” In 1910, Dr. James E. Shepard founded North Carolina Central University, the nation’s first publicly supported liberal arts college for African-Americans.
In 1924, James Buchanan Duke established a philanthropic foundation in honor of his father Washington Duke to support Trinity College in Durham. The college changed its name to Duke University and built a large campus and hospital a mile west of Trinity College (the original site of Trinity College is now known as the Duke East Campus).
Durham’s manufacturing fortunes declined during the mid-20th century. Textile mills began to close during the 1930s. Competition from other tobacco companies (as well as a decrease in smoking after the 1960s) reduced revenues from Durham’s tobacco industry.
In a far-sighted move in the late 1950s, Duke University, along with the University of North Carolina in Chapel Hill and North Carolina State University in Raleigh, persuaded the North Carolina Legislature to purchase a large tract of sparsely settled land in southern Durham County and create the nation’s first “science park” for industry. Cheap land and a steady supply of trained workers from the local universities made the Research Triangle Park an enormous success which, along with the expansion resulting from the clinical and scientific advances of Duke Medical Center and Duke University, more than made up for the decline of Durham’s tobacco and textile industries.
As a result of its substantial African-American community, including many activists, a prominent civil rights movement developed in Durham. Multiple sit-ins were held, and Martin Luther King Jr., visited the city during the struggle for equal rights. The Durham Committee on Negro Affairs, organized in 1935 by C.C. Spaulding, Louis Austin, Conrad Pearson, and James E. Shepard, has been cited nationally for its role in fighting for black voting rights. The committee also has used its voting strength to pursue social and economic rights for African-Americans and other ethnic groups. In 1957, Douglas E. Moore, minister of Durham’s Asbury Temple Methodist Church, along with other religious and community leaders, pioneered sit-ins throughout North Carolina to protest discrimination at lunch counters that served only whites.
Widely credited as the first sit-in of the civil rights movement in North Carolina, on June 23, 1957, Moore and six others assembled at the church to plan the protest. The young African Americans moved over to the segregated Royal Ice Cream Parlor and took up whites-only booths. When they refused to budge, the manager called the police who charged them with trespassing. Unlike the Greensboro Four, three years later, the Royal Seven were arrested and ultimately found guilty of trespassing.
The six-month-long sit-in at a Woolworth’s counter in Greensboro, NC, captured the nation’s attention. Within a week, students from North Carolina College at Durham and Duke University staged a sit-in in Durham. About a week later, Martin Luther King Jr. met Moore in Durham, where King coined his famous rallying cry “Fill up the jails,” during a speech at White Rock Baptist Church. Advocating non-violent confrontation with segregation laws for the first time, King said, “Let us not fear going to jail. If the officials threaten to arrest us for standing up for our rights, we must answer by saying that we are willing and prepared to fill up the jails of the South.”
This community was not enough to prevent the demolition of portions of the Hayti district for the construction of the Durham Freeway during the late 1960s. The freeway construction resulted in losses to other historic neighborhoods, including Morehead Hill, West End, and West Durham. Combined with large-scale demolition using Urban Renewal funds, Durham suffered significant losses to its historic architectural base.
In 1970, the Census Bureau reported city’s population as 38.8% black and 60.8% white. Durham’s growth began to rekindle during the 1970s and 1980s, with the construction of multiple housing developments in the southern part of the city, nearest Research Triangle Park, and the beginnings of downtown revitalization. In 1975, the St. Joseph’s Historical Foundation at the Hayti Heritage Center was incorporated to “preserve the heritage of the old Hayti community, and to promote the understanding of and appreciation for the African American experience and African Americans’ contributions to world culture.” A new downtown baseball stadium was constructed for the Durham Bulls in 1994. The Durham Performing Arts Center now ranks in the top ten in theater ticket sales in the US according to Pollstar magazine. Many famous people have performed there including B.B. King and Willie Nelson. After the departure of the tobacco industry, large-scale renovations of the historic factories into offices, condominiums, and restaurants began to reshape downtown. While these efforts continue, the large majority of Durham’s residential and retail growth since 1990 has been along the I-40 corridor in southern Durham County.
Major employers in Durham are Duke University and Duke Medical Center (39,000 employees, 14,000 students), about 2 miles (3.2 km) west of the original downtown area, and companies in the Research Triangle Park (49,000 employees), about 10 miles (16 km) southeast. These centers are connected by the Durham Freeway (NC 147).
In recent years the city of Durham has stepped up revitalization of its downtown and undergone an economic and cultural renaissance of sorts. Partnering with developers from around the world, the city continues to promote the redevelopment of many of its former tobacco districts, projects supplemented by the earlier construction of the Durham Performing Arts Center and new Durham Bulls Athletic Park. The American Tobacco Historic District, adjacent to both the athletic park and performing arts center, is one such project, having successfully lured a number of restaurants, entertainment venues, and office space geared toward hi-tech entrepreneurs, investors, and startups. Many other companies have purchased and renovated historic buildings, such as Measurement Incorporated and Capitol Broadcasting Company.
The American Underground section of the American Tobacco Campus, home to successful small software firms including Red Hat, was selected by Google to host its launch of the Google Glass Road show in October 2013. The district is also slated for expansion featuring 158,000 square feet of offices, retail, residential or hotel space The Durham County Justice Center, a major addition to downtown Durham, was completed in early 2013.
Many of the historic tobacco buildings elsewhere in the city have been converted into loft-style apartment complexes. The downtown corridor along West Main St. has seen significant redevelopment including bars, entertainment venues, art studios, and co-working spaces, in addition to shopping and dining in nearby Brightleaf Square, another former tobacco warehouse in the Bright Leaf Historic District. Other current and future projects include expansion of the open-space surrounding the American Tobacco Trail, new hotels and apartment complexes, a $6.35-million facelift of Durham City Hall, and ongoing redevelopment of the Duke University Central Campus.
In 2013, 21c Museum Hotels announced plans to fully renovate the Hill Building. The renovations added a contemporary art museum and upscale restaurant to the historic building. Additionally, a boutique hotel was built in this major renovation effort in downtown Durham. Skanska is responsible for managing this project.
In 2014, it was announced that downtown Durham would be the site of a brand new 27 story high building, tentatively named “City Center Tower”, titled “One City Center” as of 2018. Along with other new buildings in downtown Durham, it was under construction in 2018. Construction has already started, and the building will be at the corner of Main St. and Corcoran St. It will be directly across from Durham’s current tallest building, but once completed, will be the new tallest building in downtown Durham and the 4th largest building in the Triangle. Originally scheduled for a 2016 opening, the building was then expected to open in May 2018. This is an ambitious, $80 million project.
In October 2014, a major new development, the Durham Innovation District, was announced. The development will span 15 acres and comprise over 1.7 million square feet of office, residential, and retail space.
On April 10, 2019, a gas explosion rocked Kaffeinate, a coffee shop in Bright Leaf Historic District. The blast destroyed a city block and killed Kong Lee, the owner, as well as injuring 25 others.
Durham is located in the east-central part of the Piedmont region at 35°59′19″N 78°54′26″W / 35.98861°N 78.90722°W (35.988644, −78.907167). Like much of the region, its topography is generally flat with some rolling hills.
The city has a total area of 108.3 square miles (280.4 km), of which 107.4 square miles (278.1 km2) is land and 0.93 square miles (2.4 km), or 0.84%, is water.
The soil is predominantly clay, making it poor for agriculture. The Eno River, a tributary of the Neuse River, passes through the northern part of Durham, along with several other small creeks. The center of Durham is on a ridge that forms the divide between the Neuse River watershed, flowing east to Pamlico Sound, and the Cape Fear River watershed, flowing south to the Atlantic near Wilmington. A small portion of the city is in Wake County.
Durham is located 10.41 miles northeast of Chapel Hill, 20.78 miles northwest of Raleigh, 50.21 miles east of Greensboro, 121.40 miles northeast of Charlotte and 134.06 miles southwest of Richmond, Virginia.
Durham is classified as a humid subtropical climate (Cfa) according to the Köppen classification, with hot and humid summers, cool winters, and warm to mild spring and autumn. Durham receives abundant precipitation, with thunderstorms common in the summer and temperatures from 80 to 100 degrees F. The region sees an average of 6.8 inches (170 mm) of snow per year, which usually melts within a few days.
Durham consistently ranks in the top 10 least challenging places to live with seasonal allergies.
Climate change is expected to increase the number of days of extreme precipitation in Durham as well as moderately increase temperature within the region. The number of days of inland flooding within the Piedmont is also expected to increase, which puts Durham at higher risk of future flooding. High intensity short duration storms are predicted to grow in frequency to upwards of 9 days a year by 2100. Inland flooding is anticipated to have a greater impact on the elderly and other at-risk groups in Durham.
As of the 2010 census, there were 228,330 people, 93,441 households, and 52,409 families residing in the city. The population density was 2,406.0 inhabitants per square mile (929.0/km). There were 103,221 housing units at an average density of 1,087.7 per square mile (420.0/km2). Durham’s population, as of July 1, 2019 and according to the 2019 U.S. census data estimate, had grown to 278,993, making it the 50th fastest growing city in the US, and the 2nd fastest growing city in North Carolina, behind Cary but ahead of Charlotte, Raleigh and Greensboro. As of the 2020 United States census, there were 283,506 people, 114,726 households, and 64,982 families residing in the city.
In 2010, the racial composition of the city was: 42.45% White, 40.96% Black or African American, 5.07% Asian American, 0.51% Native American, 0.07% Native Hawaiian or Other Pacific Islander, 8.28% some other race, and 2.66% two or more races; 14.22% were Hispanic or Latino of any race. Non-Hispanic Whites comprised 37.9% of the population.
There were 93,441 households, out of which 27.5% had children under the age of 18 living with them, 36.2% were married couples living together, 15.5% had a female householder with no husband present, and 43.9% were non-families. 33.7% of all households were made up of individuals, and 7.0% had someone living alone who was 65 years of age or older. The average household size was 2.34, and the average family size was 3.04.
In the city, the population was spread out, with 22.7% under the age of 18, 14.1% from 18 to 24, 33.6% from 25 to 44, 21.8% from 45 to 64, and 8.9% who were 65 years of age or older. The median age was 32.1 years. For every 100 females, there were 92.5 males. For every 100 females age 18 and over, there were 86.9 males.
The median income for a household in the city was $47,394, and the median income for a family was $60,157. Males had a median income of $35,202 versus $30,359 for females. The per capita income for the city was $27,156. About 13.1% of families and 18.6% of the population were below the poverty line, including 24.3% of those under age 18 and 10.1% of those age 65 or over.
Duke University and Duke University Health System are Durham’s largest employers. Below is a list of Durham’s largest employers.
Healthcare and pharmaceuticals continue to grow in importance with many companies based in Durham including IQVIA, Aerie Pharmaceuticals, Chimerix, BioCryst Pharmaceuticals, Bio Products Laboratory USA, bioMérieux USA and North Carolina Biotechnology Center.
Other prominent companies based in Durham include Center for Community Self-Help, Liggett Group, North Carolina Mutual Life Insurance Company, American Institute of Certified Public Accountants, Bronto Software, Counter Culture Coffee, Burt’s Bees, McKinney (advertising agency), Sugar Hill Records, Mechanics and Farmers Bank, Southern Express.
Durham is the venue for the annual Bull Durham Blues Festival and the OUTsouth Queer Film Festival, the 2nd largest LGBTQ+ film festival in the Southeast. Other events include jazz festivals, plays, symphony concerts, art exhibitions, and a multitude of cultural expositions, including the American Dance Festival, Tobacco Road Dance, and the Full Frame Documentary Film Festival. A center of Durham’s culture is its Carolina Theatre, which presents concerts, comedy and arts in historic Fletcher Hall and Independent and repertory film in its cinemas. There is a resurgence of restaurants in and around the downtown area, including several new restaurants in the American Tobacco District. The Nasher Museum of Art opened in October 2005 and has produced nationally recognized traveling exhibitions of global, contemporary art.
Durham also has a history museum, the Museum of Durham History. In 2019, the museum hosted several exhibits, including one on journalist and civil rights activist Louis Austin, and in conjunction with the 150th anniversary of the city of Durham, an exhibit titled, “150 Faces of Durham”, which highlighted many of the women and men who influenced the history of Durham.
The Durham Association for Downtown Arts (DADA) is a non-profit arts organization located in the downtown area. Incorporated in 2000, the organization’s mission is a commitment to the development, presentation and fiscal sponsorship of original art and performance in Durham. DADA supports local artists working in a diversity of artistic media. DADA also helps local residents gain access to these artists by providing free or low-cost venue admission.
Movies such as Bull Durham (1988) and The Handmaid’s Tale (1989) have been shot in Durham.
Durham has an active and diverse local music culture. Artists’ styles range from jazz, hip-hop, soul, folk, Americana, blues, bluegrass, punk, metal and rock. Popular bands and musicians include Branford Marsalis, Iron & Wine, Carolina Chocolate Drops, The Mountain Goats, John Dee Holeman, 9th Wonder, Red Clay Ramblers, The Old Ceremony, Megafaun, Curtis Eller, Mount Moriah, Hiss Golden Messenger, Sylvan Esso, Mel Melton, Hammer No More the Fingers, Yahzarah, G Yamazawa, and Jim Mills. Members of The Butchies, Superchunk, Chatham County Line, Alice Donut, and the Avett Brothers live in Durham.
Merge Records, a successful independent record label, has its headquarters in downtown Durham. Other independent record labels include Jamla, 307 Knox, Churchkey Records, and Paradise of Bachelors. Roots label Sugar Hill Records was founded in Durham, by Barry Lyle Poss, before it moved to Nashville in 1998. In 1996, the feminist / queer record label Mr. Lady Records was founded and operated in Durham until its demise in 2004.
Duke University’s radio station WXDU is an active participant in the community. WNCU, which is supported in part by NPR, is a jazz focused FM radio station, with broadcast studios on the campus of NCCU.
The music album Sandham: Symphony Meets Classical Tamil by composer Rajan Somasundaram made in association with Academy nominated singer Bombay Jayashri and Durham Symphony (led by William Henry Curry) became Amazon’s Top#10 bestseller under ‘International Music album’ category in 2020.
Durham has a rich history of African American rhythm and blues, soul, and funk music. In the 1960s and 1970s, more than 40 R&B, soul, and funk groups—including The Modulations, The Black Experience Band, The Communicators, and Duralcha—recorded over 30 singles and three full-length albums. Durham was also home to ten recording labels that released soul music, though most of them only released one or two records apiece. A few successful local soul groups from Durham also recorded on national labels like United Artists or on regional labels in the mid-Atlantic and Northeast.
Since 1980, the Eno River Festival has been held annually at the West Point on the Eno park in Durham, hosting a wide variety of musical acts.
Durham is home to the Nasher Museum of Art and smaller visual arts galleries and studios. Downtown Durham sponsors a celebration of culture and arts on display every third Friday of the month, year round. The event has come to be known as 3rd Friday.
A selection of locally renowned galleries remain in business throughout the city. Galleries include but are not limited to local spots such as the Pleiades Gallery, the Carrack Modern Art, and Golden Belt Studios. Supporting a variety of local, nationwide, and worldwide talent, these galleries often host weekly events and art shows. The Durham Art Walk is another annual arts festival hosted in May each year in downtown Durham. The Durham Art Walk features a variety of artists that come together each year for a large showcase of work in the streets of Durham. A secondary magnet school, Durham School of the Arts, is also located in downtown Durham. It focuses on providing education in various forms of art ranging from visual to the performing arts.
Collegiate athletics are a primary focus in Durham. Duke University’s men’s basketball team draws a large following, selling out every home game at Cameron Indoor Stadium since 1990. The fans are known as the Cameron Crazies and are known nationwide for their chants and rowdiness. The team has won the NCAA Division I championship three times since 2001 and five times overall. Duke competes in a total of 27 sports in the Atlantic Coast Conference.
Durham’s professional sports team is the Durham Bulls International League baseball team. A movie involving an earlier Carolina League team of that name, Bull Durham, was produced in 1988. Today’s Bulls play in the Durham Bulls Athletic Park, on the southern end of downtown, constructed in 1994. One of the more successful teams in the minor leagues, the Bulls usually generate an annual attendance of around 500,000. Previously Durham Athletic Park (DAP), located on the northern end of downtown, had served as the Bull’s ballpark. Historically, many players for the current and former Durham Bulls teams have transferred to the big leagues after several years in the minor leagues. DAP has been preserved for the use of other teams as well as for concerts sponsored by the City of Durham and other events. The Durham Dragons, a women’s fast pitch softball team, played in the Durham Athletic Park from 1998 to 2000. The DAP recently went through a $5 million renovation.
The area is predominantly Democratic, and has voted for the Democratic Party’s presidential candidate in every election since the city’s founding in 1869. Durham County is the most liberal county in North Carolina, measured by the percentage of voters aligning with the Democratic party in the last several presidential elections, such as 2008. The shifting alliances of the area’s political action committees since the 1980s has led to a very active local political scene. Notable groups include the Durham Committee on the Affairs of Black People, the Durham People’s Alliance, and the Friends of Durham. The first two groups tend to be affiliated with Democratic party progressive activists, while the third group tends to attract Republican activists. Compared to other similarly sized Southern cities, Durham has a larger than average population of middle class African-Americans and white liberals. Working together in coalition, these two groups have dominated city and county politics since the early 1980s.
Durham operates under a council-manager government. The mayor, since 2017, was Steve Schewel, who was elected with 59.45% of the vote. The seven-member City Council is the primary budgetary and lawmaking authority. In November 2021, Elaine O’Neal was elected as the new mayor of Durham, becoming the first black female mayor in the city.
Key political issues have been the redevelopment of Downtown Durham and revival of other historic neighborhoods and commercial districts, ending cash bail, ending mandatory sentencing minimums, decriminalization of marijuana, raising minimum wage for city employees to $15, the fluoridation of public drinking water, a 45% reduction of crime, a 10-year plan to end homelessness, initiatives to reduce truancy, issues related to growth and development. Naturally, a merger of Durham City Schools (several inner city neighborhoods) and Durham County Schools in the early 1990s has not been without controversy. More recently, the Durham City Council’s 2018 statement opposing militarized policing that mentioned Israel has drawn its third lawsuit. In 2018, Durham appointed its first Latino council member Javiera Caballero. Durham has had majority female county boards since the 1980s, and in 2020, Durham elected, for the first time, an all female Durham County Board of Commissioners and the first Muslim-American woman to win elected office in the history of North Carolina.
Federally, Durham is in North Carolina’s 4th congressional district, which is represented by Democrat Valerie Foushee.
Since 2003 the city has had a policy to prohibit police from inquiring into the citizenship status of persons unless they have otherwise been arrested or charged with a crime. A city council resolution mandates that police officers “…may not request specific documents for the sole purpose of determining a person’s civil immigration status, and may not initiate police action based solely on a person’s civil immigration status …” Since 2010, the Durham police have accepted the Mexican Consular Identification Card as a valid form of identification.
In 2006, racial and community tensions stirred following false allegations of a sexual assault by three white members of the Duke University lacrosse team in what is now known as the 2006 Duke University lacrosse case. The allegations were made by Crystal Gail Mangum, a young female African-American student and mother of two children. She and another young woman had been hired to dance at a party that the team held in an off-campus house. In 2007, all charges in the case were dropped and the players were declared innocent. Durham County District Attorney Mike Nifong was dismissed from his job and disbarred from legal practice for his criminal misconduct handling of the case, including withholding of exculpatory evidence. There have been several other results from the case, including lawsuits against both city and Duke University officials.
The new Durham County Justice Center was completed in early 2013.
Public schools in Durham are run by Durham Public Schools, the eighth largest school district in North Carolina. The district runs 46 public schools, consisting of 30 elementary, 10 middle, 2 secondary, and 12 high schools. Several magnet high schools focus on distinct subject areas, such as the Durham School of the Arts and the City of Medicine Academy. Public schools in Durham were partially segregated until 1970.
The North Carolina School for Science and Mathematics is a boarding high school operated by the University of North Carolina in central Durham. The residential school accepts rising juniors living in North Carolina with a focus on science, mathematics, and technology.
There are several charter school options as well, including Research Triangle High School (a STEM school in Research Triangle Park), Voyager Academy (K-12), Kestrel Heights School (K-12), Maureen Joy Charter School (K-8), and most recently Excelsior Classical Academy (K-8).
Several private schools operate in Durham, such as Durham Academy, Triangle Day School, and The Duke School. There are also religious schools, including Carolina Friends School, Trinity School of Durham and Chapel Hill, Cristo Rey Research Triangle High School, Immaculata Catholic School, and Durham Nativity School.
In December 2007, Forbes.com ranked Durham as one of the “Top 20 Places to Educate Your Child;” Durham was the only MSA from North Carolina to make the list.
Duke University has approximately 14,000 students, split evenly between graduates and undergraduates. Duke’s 8600 acre campus and Medical Center are located in western Durham, about 2 miles (3.2 km) from downtown. Duke forms one of the three vertices of the Research Triangle along with the University of North Carolina at Chapel Hill and North Carolina State University. The university’s research, medical, and teaching efforts are all among the highest-ranked in both the United States and the world.
North Carolina Central University is a public, historically black university located in southeastern Durham. It was ranked the number 1 Public HBCU in the nation by U.S. News & World Report in 2010 and 2011. It was ranked the 10th best HBCU overall. The university was founded by James E. Shepard in 1910 as the National Religious Training School and Chautauqua to address the needs of the region’s black population, and now grants baccalaureate, master’s, professional and doctoral degrees. NCCU became a university in 1969 and joined the University of North Carolina system in 1972.
Durham Technical Community College is a two-year public institution that grants associate degrees.
The major daily newspaper in Durham is The Herald-Sun, which began publication in 1893. The Durham-based Independent Weekly, noted for its progressive/liberal perspective, provides political and entertainment news for the greater Research Triangle; it began publication in 1983. Duke’s independent student newspaper, The Chronicle, also provides local coverage.
Durham is part of the Raleigh-Durham-Fayetteville designated market area, the 24th largest broadcast television market in the United States. ABC owned and operated WTVD is licensed to and based in Durham, while the studios for statewide public television service UNC-TV are based in Research Triangle Park. All major U.S. television networks have affiliates serving the region.
The city is part of the Raleigh-Durham Arbitron radio market, ranked No. 37 nationally. National Public Radio affiliate WUNC, based in Chapel Hill, has significant operations in Durham.
Most travel in Durham is by private motor vehicle on its network of public streets and highways. Important arteries for traffic include NC 147, which connects Duke University, downtown, and Research Triangle Park, U.S. 15-501 between Durham and Chapel Hill, I-85, connecting Durham to Virginia and western North Carolina cities, and I-40 running across southern Durham County between the Research Triangle Park and Chapel Hill. The I-40 corridor has been the main site of commercial and residential development in Durham since its opening in the early 1990s. Over 95% of commuters use a car to get to work, with 14% of those people in carpools.
Durham maintains an extensive network of bicycle routes and trails and has been recognized with a Bicycle Friendly Community Award. The American Tobacco Trail begins in downtown and continues south through Research Triangle Park and ends in Wake County. The city is also considering furthering the progress on the Triangle Greenway System.
Air travel is serviced by Raleigh-Durham International Airport, 12 miles southeast of Durham, which enplanes about 4.5 million passengers per year. Frequent service (five flights a day or more) is available to Boston, Charlotte, Philadelphia, New York LaGuardia, New York Kennedy, Newark, Washington Reagan, Washington Dulles, Chicago O’Hare, Dallas, Houston, and Atlanta, GA. Non-stop daily service is provided to approximately 30 destinations in the United States and daily international service is also available to London Heathrow, Toronto-Pearson and Paris Charles de Gaulle.
Amtrak operates a daily train between Charlotte and New York City (the Carolinian) which stops in downtown Durham. The State of North Carolina, in cooperation with Amtrak, operates three additional daily trains between Raleigh and Charlotte which also stop in Durham. A new Amtrak station was built in 2011 in a former tobacco warehouse. Some of the downtown streets cross the tracks at grade level, while other intersections have grade separation. One downtown railroad underpass has attracted national media coverage, because it provides only 11 feet-8 inches of clearance, and has damaged the roofs of many trucks. As of October 26, 2019, the underpass was closed down to both automotive and train traffic in preparation for raising it to 12 feet and 4 inches, so as to provide clearance underneath to reduce large vehicle damage.
National bus service is provided by Greyhound and Megabus at the Durham Transit Station in downtown Durham, which opened in 2009. GoDurham provides municipal bus service.
GoTriangle offers scheduled, fixed-route regional and commuter bus service between Raleigh and the region’s other principal cities of Durham, Cary and Chapel Hill, as well as to and from the Raleigh-Durham International Airport, Research Triangle Park and several of the region’s larger suburban communities. GoTriangle also coordinates an extensive vanpool and rideshare program that serves the region’s larger employers and commute destinations.
From 1995, the cornerstone of GoTriangle’s long-term plan was a 28-mile (45 km) rail corridor from northeast Raleigh, through downtown Raleigh, Cary, and Research Triangle Park, to Durham using DMU technology. There were proposals to extend this corridor 7 miles (11 km) to Chapel Hill with light rail technology. However, in 2006 Triangle Transit deferred implementation indefinitely when the Federal Transit Administration declined to fund the program. Government agencies throughout the Raleigh-Durham metropolitan area have struggled with determining the best means of providing fixed-rail transit service for the region. The project was cancelled 2019 with costs more than $157 million.
The region’s two metropolitan planning organizations appointed a group of local citizens in 2007 to reexamine options for future transit development in light of Triangle Transit’s problems. The Special Transit Advisory Commission (STAC) retained many of the provisions of Triangle Transit’s original plan, but recommended adding new bus services and raising additional revenues by adding a new local half-cent sales tax to fund the project.
Duke University also maintains its own transit system, Duke Transit operates more than 30 buses with routes throughout the campus and health system. Duke campus buses and vans have alternate schedules or do not operate during breaks and holidays.
In an effort to create safer roadways for vehicles, bicyclists, and pedestrians, drivers can enroll in Durham’s Pace Car Program and agree to drive the speed limit, stop at all stop signs, stop at all red lights, and stop to let pedestrians cross the street.
Durham’s sister cities are: